Senior Analyst - Real Estate (11204)

This job is brought to you by Jobs/Redefined, the UK’s leading over-50s age inclusive jobs board. Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who’ll think out of the ordinary and we put them in environments where they’ll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves. Description of role and key responsibilities This role is to assist the Real Estate Consultants in the origination and maintenance of property loans across Real Estate sectors. The role will primarily involve the following: Assist with the execution of new loans as well as the management of the existing loan book, including preparation of annual reviews, drawdowns, loan extensions and increases, restructuring and renegotiation of facility terms (where applicable), as well as ad hoc client requests. Liaising internally with Operations, On-boarding, Credit, in-house Legal and externally with Valuers and Legal Counsel as well as the Origination Consultants, in order to manage the book and progress new deal opportunities. Construct and interrogate asset backed and corporate backed (3 statement model) models from scratch, propose relevant transaction structure (pricing, leverage, covenants, security etc.), prepare term sheets, and write credit committee papers for new deals. Detailed analysis of new deals, including scenario and sensitivity testing. Robust financial analysis of sponsors, guarantors, contractors and other relevant parties involved in delivery of new investment projects for new and existing deals. Attend client meetings, negotiate terms and assist in presenting deals to Credit Committee for approval. Following Credit approval, manage the legal execution process alongside in-house and external Legal Counsel, Operations and On-boarding to complete relevant transactions. Assist the Syndications Team in the sell-down/pre-placement of the lending, through Q&A and legal clarifications about the deal. Core skills and knowledge Knowledge of the UK property market is essential. Knowledge of real estate finance, with development lending experience beneficial. An understanding of property valuation principles (comps, DCF, direct capitalisation). An understanding of basic corporate finance. An understanding of the key terms in real estate finance transactions. Proficient financial modelling, valuation, analytical, numeracy skills including Real Estate modelling experience. Ability to carry out financial analysis of a business. Ability to identify relevant material business and credit risks. Knowledge of Real Estate procedures including credit and drawdown related matters. Ability to react well to pressure while multitasking and dealing with demanding clients, often within tight deadlines. High level of attention to detail, time management and a proactive attitude towards delivering a high-quality client experience. Understand and follow all relevant compliance considerations including the regulatory environment and appropriate processes, procedures and their implications. Regulatory Knowledge as applicable to the role (compulsory). To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory). Strong cultural behaviours of co-operation, collaboration, respect for others, ability to engage in open and honest dialogue, embracing diversity and an unselfish contribution to colleagues, clients and society and be a good Team player. Any other attributes that would be helpful, but not essential for the role. Previous real estate finance (property lending) experience. Knowledge of LMA REF documentation. Working Environment As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote. Wellbeing Benefits Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work. Here is a selection of what we offer: Wellbeing Subsidy Corporate Gym Membership Virtual GP Peppy Health App (Fertility, Menopause and Early Parenthood) Optional Private Medical & Dental Insurance Non-contributory Pension & Discretionary Bonus Life Assurance, Critical Illness & Income Protection Season Ticket Loan & Electric Vehicle Scheme Inclusivity Statement Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It’s a responsibility we all share and is integral to our purpose and values as an organisation. Encouragement to Apply Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don’t let our person specification hold you back. Get in touch! Accessibility Support We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options’ link at the top of the page. If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist. #J-18808-Ljbffr