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For Companies At a Glance
- Tasks: Lead the charge in optimising credit risk strategies for our credit card portfolio.
- Company: Join a top fintech company making waves in the lending industry.
- Benefits: Enjoy flexible working options and fantastic corporate perks.
- Why this job: Be part of a dynamic team shaping financial decisions with real impact.
- Qualifications: Experience in credit risk and strong analytical skills are essential.
- Other info: This role offers a hybrid work model in vibrant London.
The predicted salary is between 60000 - 84000 £ per year.
Join a leading fintech as a Credit Risk Strategy Manager, you will play a pivotal role in ensuring the soundness and profitability of our lending strategy for the credit card portfolio.
THE ROLE
- Developing and optimizing credit risk strategies to enhance decision-making processes.
- Analyzing data to identify trends, assess risk levels, and implement effective risk mitigation strategies.
- Designing and implementing credit risk models and frameworks to support business objectives.
- Monitoring portfolio performance and proactively identifying areas for improvement.
- Collaborating with cross-functional teams to align credit risk strategies with business goals.
- Ensuring compliance with regulatory requirements and best practices in credit risk management.
REQUIREMENTS
- Credit risk experience working within unsecured lending.
- Strong analytical skills and proficiency in data analysis tools and techniques.
- Experience with SQL and Python for strategy and data analysis.
BENEFITS
Flexible working and great benefits.
HOW TO APPLY
Please apply below or send your CV.
Credit Risk Strategy Manager- Fintech! employer: Harnham
Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Strategy Manager- Fintech!
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management, especially within fintech. Understanding current market dynamics and regulatory changes will help you demonstrate your knowledge during interviews.
✨Tip Number 2
Network with professionals in the fintech and credit risk sectors. Attend industry events or webinars to connect with potential colleagues and learn about the latest innovations in credit risk strategies.
✨Tip Number 3
Brush up on your SQL and Python skills, as these are crucial for data analysis in this role. Consider working on personal projects or online courses that can showcase your proficiency in these tools.
✨Tip Number 4
Prepare to discuss specific examples of how you've developed and implemented credit risk strategies in previous roles. Being able to articulate your experience clearly will set you apart from other candidates.
We think you need these skills to ace Credit Risk Strategy Manager- Fintech!
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management, particularly within unsecured lending. Use specific examples to demonstrate your analytical skills and proficiency with data analysis tools like SQL and Python.
Craft a Compelling Cover Letter: Write a cover letter that outlines your passion for fintech and your understanding of credit risk strategies. Mention how your previous experiences align with the responsibilities of the Credit Risk Strategy Manager role.
Showcase Analytical Skills: In your application, emphasise your analytical skills by providing examples of how you've used data analysis to inform decision-making or improve risk strategies in past roles.
Highlight Collaboration Experience: Since the role involves working with cross-functional teams, include examples of successful collaborations in your application. This will show your ability to align credit risk strategies with broader business goals.
How to prepare for a job interview at Harnham
✨Showcase Your Analytical Skills
As a Credit Risk Strategy Manager, strong analytical skills are crucial. Be prepared to discuss specific examples of how you've used data analysis tools like SQL and Python in your previous roles to develop or optimise credit risk strategies.
✨Understand the Fintech Landscape
Familiarise yourself with the current trends and challenges in the fintech industry, particularly in unsecured lending. This knowledge will help you demonstrate your understanding of the market and how it impacts credit risk management.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities. Think about past experiences where you identified risks and implemented effective mitigation strategies, and be ready to explain your thought process.
✨Emphasise Collaboration Skills
Collaboration is key in this role. Be ready to discuss how you've worked with cross-functional teams in the past to align credit risk strategies with business goals, highlighting your communication and teamwork skills.
