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- Tasks: Lead data analytics to optimise credit risk decisions and support new product launches.
- Company: Join a dynamic team in the UK credit card market, driving innovation and growth.
- Benefits: Enjoy a competitive salary, bonuses, and benefits with opportunities for remote work.
- Why this job: Be part of a collaborative culture that values innovation and strategic thinking.
- Qualifications: Must have a numerate degree (2:1 or higher) or equivalent experience in data analysis.
- Other info: Work with cross-functional teams and make a real impact on business outcomes.
The predicted salary is between 38400 - 67200 £ per year.
The purpose of the role is, through data analytics and modelling, to build, monitor, maintain and optimise the risk/reward decisions. The role will also provide risk oversight to acquisition programmes owned by business & commercial teams. This will cut across a number of different products within the UK credit card market and encompass new product launches in addition to existing product optimisations.
You’ll also be responsible for analytical support in designing credit policies for new acquisitions. This includes the setting of credit or risk parameters for all programs impacting customers to ensure loss rates remain within risk appetite whilst the expected reward is achieved.
Candidate Profile
- Analytical ability - Well developed analytic skills with a clear understanding and meaningful experience in performing data analysis using SAS.
- Excellent Excel skills and solid PowerPoint capabilities.
- Teamwork - Ability to work with and in cross-functional and virtual teams.
- Communication - Effectively and concisely communicate key issues and ideas through correspondences and verbally without supervision. Interface with various departments effectively to ensure project delivery.
- Innovation - Able to identify and deliver new ideas that address important business issues.
- Conceptual thinking - Strong strategic thinker with good intellect and ability to focus on value generation.
- A numerate degree 2:1 or higher or equivalent work experience.
Lead Credit Risk Analysts employer: Aspire Data Recruitment
Contact Detail:
Aspire Data Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Credit Risk Analysts
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analysis, especially within the UK credit card market. Understanding current challenges and innovations can help you stand out during discussions with our team.
✨Tip Number 2
Brush up on your SAS skills, as this is a key requirement for the role. Consider working on personal projects or case studies that showcase your ability to perform data analysis effectively.
✨Tip Number 3
Network with professionals in the credit risk field. Attend industry events or join relevant online forums to connect with others who can provide insights or even referrals to our open positions.
✨Tip Number 4
Prepare to discuss your experience with cross-functional teams. Think of specific examples where you've successfully collaborated with different departments, as teamwork is crucial for this role at StudySmarter.
We think you need these skills to ace Lead Credit Risk Analysts
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your analytical skills, particularly your experience with data analysis using SAS. Emphasise your Excel and PowerPoint capabilities, as well as any relevant teamwork experiences.
Craft a Strong Cover Letter: In your cover letter, clearly articulate your understanding of credit risk analysis and how your background aligns with the role's requirements. Mention specific examples of how you've successfully contributed to projects in cross-functional teams.
Showcase Innovation: Demonstrate your ability to innovate by including examples of new ideas or strategies you've implemented in previous roles that addressed business challenges. This will show your potential employer that you can think strategically.
Prepare for Interviews: If invited for an interview, be ready to discuss your analytical processes and how you communicate complex ideas effectively. Prepare to explain how you would approach setting credit parameters and optimising risk/reward decisions.
How to prepare for a job interview at Aspire Data Recruitment
✨Showcase Your Analytical Skills
Prepare to discuss your experience with data analysis, particularly using SAS. Be ready to provide specific examples of how you've used analytics to influence risk/reward decisions in previous roles.
✨Demonstrate Teamwork Abilities
Highlight instances where you've successfully collaborated with cross-functional teams. Share stories that illustrate your ability to work effectively in virtual environments and how you contributed to project success.
✨Communicate Clearly and Effectively
Practice articulating complex ideas in a concise manner. During the interview, focus on how you can communicate key issues and solutions without jargon, ensuring clarity for all stakeholders involved.
✨Emphasise Innovation and Conceptual Thinking
Be prepared to discuss innovative ideas you've implemented in past roles. Think about how you can demonstrate your strategic thinking skills and your ability to generate value through new approaches to credit policies.
