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For Companies At a Glance
- Tasks: Evaluate and make lending decisions on bridging applications while ensuring compliance and efficiency.
- Company: Join Expert Lending, a fast-growing leader in the bridging finance sector.
- Benefits: Enjoy a full-time role with a dynamic team and opportunities for growth.
- Why this job: Be part of an exciting challenge and shape risk strategies in a thriving company.
- Qualifications: 3+ years in bridging finance underwriting with strong analytical and communication skills required.
- Other info: Mentorship opportunities available as the team expands.
The predicted salary is between 36000 - 60000 £ per year.
This role is ideal for an ambitious and motivated underwriter who is looking for an exciting challenge and wants to be part of a new, fast-growing company. As a key member of the team, you’ll play a crucial role in shaping our risk strategy and helping Expert Lending establish itself as a leader in the bridging finance sector.
Role Overview
As an Underwriter, you will be responsible for evaluating and making lending decisions on bridging applications. You will assess risk, review security, and ensure compliance with internal policies while maintaining speed and efficiency in the decision-making process. You will work closely with brokers, solicitors, surveyors, and the internal team to facilitate seamless loan completion and help drive Expert Lending’s growth.
Key Responsibilities
- Assess and underwrite bridging loan applications, ensuring they meet lending criteria and risk appetite.
- Analyse borrower financials, property valuations, security, and exit strategies to ensure sound lending decisions.
- Conduct due diligence, including credit reports, financial assessments, background checks, and legal documentation reviews.
- Stay up to date with any legislation changes within the bridging finance sector.
- Effectively manage expectations of brokers, intermediaries, and borrowers, ensuring high service levels.
- Support senior management in improving underwriting processes.
- Write and improve on internal policies.
- Mentor and support junior underwriters and case managers when the teams are established.
Key Requirements
- At least 3 years’ experience underwriting bridging finance.
- Strong understanding of property-backed lending, risk assessment, and credit analysis.
- Working knowledge of UK bridging lending procedures and risk management principles.
- Excellent analytical skills, with attention to detail and the ability to assess complex cases efficiently.
- Strong communication and management skills, with experience dealing with brokers and clients.
- Ability to work under pressure, prioritising workloads to meet tight deadlines.
- Skilled in using computer software packages including DocuSign and CRM platforms.
Bridging Finance Underwriter employer: JR United Kingdom
Contact Detail:
JR United Kingdom Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Bridging Finance Underwriter
✨Tip Number 1
Network with professionals in the bridging finance sector. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends. This can give you insights into what companies like us are looking for in candidates.
✨Tip Number 2
Familiarise yourself with the latest legislation changes in bridging finance. Being knowledgeable about current regulations will not only boost your confidence but also demonstrate your commitment to staying informed, which is crucial for a role like this.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous underwriting experience. Highlighting your analytical skills and decision-making process will show us that you can handle the complexities of the role effectively.
✨Tip Number 4
Showcase your communication skills by being clear and concise in all interactions. Whether it's during an interview or networking, demonstrating your ability to manage expectations and communicate effectively with brokers and clients will set you apart.
We think you need these skills to ace Bridging Finance Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting, particularly in bridging finance. Emphasise your analytical skills and any relevant software proficiency, such as DocuSign and CRM platforms.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention specific experiences that demonstrate your understanding of risk assessment and property-backed lending.
Highlight Relevant Experience: In your application, focus on your previous roles related to underwriting and how they have prepared you for this position. Include examples of how you've successfully managed expectations and improved processes.
Showcase Your Communication Skills: Since the role involves working closely with brokers and clients, make sure to illustrate your strong communication and management skills in your application. Provide examples of how you've effectively collaborated with others in past roles.
How to prepare for a job interview at JR United Kingdom
✨Know Your Numbers
As an Underwriter, you'll need to demonstrate your strong analytical skills. Brush up on your understanding of property valuations, borrower financials, and risk assessment metrics. Be prepared to discuss specific examples from your past experience where you successfully evaluated complex cases.
✨Stay Updated on Legislation
The bridging finance sector is constantly evolving, so it's crucial to be aware of any recent changes in legislation. Research current trends and regulations before the interview, and be ready to share your insights on how these might impact lending decisions.
✨Showcase Your Communication Skills
You'll be working closely with brokers, solicitors, and clients, so effective communication is key. Prepare to discuss how you've managed expectations and built relationships in previous roles. Consider sharing a challenging situation where your communication skills made a difference.
✨Demonstrate Team Leadership Potential
Since mentoring junior underwriters will be part of your role, highlight any leadership or mentoring experiences you have. Discuss how you've supported team members in the past and your approach to fostering a collaborative work environment.
