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- Tasks: Assess customer loan affordability and analyse credit information daily.
- Company: Join a dynamic motor finance lender focused on growth and innovation.
- Benefits: Enjoy opportunities for progression, development, and collaboration with diverse teams.
- Why this job: Be part of an exciting business with a strong culture and impactful work.
- Qualifications: Minimum one year of underwriting experience in motor finance required.
- Other info: Ideal for analytical thinkers who thrive in fast-paced environments.
The predicted salary is between 36000 - 60000 £ per year.
Our client, a motor finance lender, are looking to appoint an ambitious Underwriter to join their growing team and support expansion plans. The role is responsible for assessing a customer’s ability to afford repayments for their loan, reviewing & analysing customer account information and that provided by credit referencing agencies.
The role will also:
- Ensure there is enough data to produce credit reports
- Ensure the credit profile is aligned to the firm’s risk appetite
- Establish the lend limit for individual customers
- Ensure the vehicle is within lending criteria
- Engage & collaborate with stakeholders both internally and externally, such as the Acquisition team and brokers
This is a key role supporting the continued growth of an exciting business with opportunity for progression & development. The ideal candidate will have a minimum of one year Underwriting experience within a motor finance firm. You’ll need to be analytical with a keen eye for detail; able to communicate effectively with stakeholders; comfortable working in a high paced, high volume environment; and possess the adaptability & ingenuity to explore alternative outcomes in order to benefit the firm and customer.
Underwriter - Motor Finance employer: Davies Talent Solutions
Contact Detail:
Davies Talent Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter - Motor Finance
✨Tip Number 1
Familiarise yourself with the latest trends in motor finance and underwriting. Understanding the current market conditions and regulatory changes can give you an edge during discussions with potential employers.
✨Tip Number 2
Network with professionals in the motor finance industry. Attend relevant events or join online forums to connect with others in the field, which can lead to valuable insights and job opportunities.
✨Tip Number 3
Prepare for interviews by practising common underwriting scenarios. Being able to demonstrate your analytical skills and decision-making process will show potential employers that you're ready for the role.
✨Tip Number 4
Research our company culture at StudySmarter. Understanding our values and how we operate can help you tailor your approach and show how you would be a great fit for our team.
We think you need these skills to ace Underwriter - Motor Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant underwriting experience, particularly in motor finance. Emphasise your analytical skills and any specific achievements that demonstrate your ability to assess customer affordability.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention your understanding of the responsibilities, such as assessing credit profiles and collaborating with stakeholders, and how your experience aligns with these tasks.
Showcase Your Analytical Skills: Provide examples in your application that showcase your analytical abilities. Discuss situations where you successfully assessed data or made decisions based on credit reports, highlighting your attention to detail.
Prepare for Potential Questions: Think about common interview questions related to underwriting and motor finance. Prepare answers that reflect your experience and adaptability in high-paced environments, as well as your approach to stakeholder engagement.
How to prepare for a job interview at Davies Talent Solutions
✨Showcase Your Analytical Skills
As an Underwriter, your ability to assess customer data is crucial. Be prepared to discuss specific examples of how you've analysed financial information in the past and how it influenced your decision-making.
✨Understand the Risk Appetite
Familiarise yourself with the company's risk appetite before the interview. This will help you articulate how your underwriting decisions align with their criteria and demonstrate your understanding of the role's responsibilities.
✨Prepare for Stakeholder Engagement
Since the role involves collaboration with various stakeholders, think of instances where you've successfully communicated or worked with others. Highlight your interpersonal skills and how they can benefit the team.
✨Demonstrate Adaptability
In a high-paced environment, adaptability is key. Be ready to share examples of how you've navigated challenges or explored alternative solutions in previous roles, showcasing your ingenuity and problem-solving skills.
