At a Glance
- Tasks: Evaluate loan applications and assess risks while collaborating with the sales team.
- Company: Join a well-established specialist property lender with a strong market presence.
- Benefits: Enjoy hybrid working, flexible hours, and an exceptional commission structure.
- Why this job: Be part of a dynamic team with low staff turnover and opportunities for cross-training.
- Qualifications: Analytical skills and a keen eye for risk assessment are essential.
- Other info: This is a great time to join as new products and funding lines are being launched.
The predicted salary is between 36000 - 60000 £ per year.
Joining our client who is a very well established specialist property lender as an Underwriter, you will be responsible for determining the risk and eligibility of cases and evaluating the viability of applicants for loan processing.
The role requires a highly analytical individual who is able to identify risks and pro-actively reduce exposure. The Underwriter will be responsible for:
- Working with Business Development Managers on new deals to ensure that new enquiries are within appetite and meet credit policy requirements
- Ensure documentation is collated and stored in line with company policies regarding data protection regulations
- Assess and Underwrite new loan applications ensuring they are within agreed parameters and that service levels are achieved
- Keep up to date with compliance and regulatory requirements ensuring the business operates in a legal and compliant manner
- Work with Directors and the Sales Team to ensure transparency of casework and decision making to build market share through working with professional introducers and packagers
- Produce lending sign off sheets with outcome recommendations for Credit Committee and management to enable effective risk management
- Carry out necessary due diligence on all cases to analyse risk by using appropriate credit referencing agencies
- Sign off loans within mandate to ensure credit decisions are within policy
Our client has had an incredible 18 months which has seen fresh funding lines introduced & new products launched. This is fantastic time to join this lender; in return for your hard work you will be rewarded with a culture which has very low staff turnover, the ability to earn loads of commission and the opportunity to cross train in multiple departments.
Want to hear more? Then we should be talking - send your CV to (email address removed) or call me on (phone number removed) for a confidential chat.
Bridging Underwriter | Manchester employer: Integro Partners
Contact Detail:
Integro Partners Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Bridging Underwriter | Manchester
✨Tip Number 1
Familiarise yourself with the latest trends in property lending and underwriting. Understanding the current market conditions and regulatory changes will help you demonstrate your knowledge during discussions with our team.
✨Tip Number 2
Network with professionals in the property finance sector. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into the role of a Bridging Underwriter.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous experience that highlight your analytical skills and risk assessment capabilities. This will show us that you can handle the responsibilities of the role effectively.
✨Tip Number 4
Research our company culture and values. Being able to articulate how your personal values align with ours will make a strong impression and demonstrate your commitment to being a part of our team.
We think you need these skills to ace Bridging Underwriter | Manchester
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Bridging Underwriter. Familiarise yourself with the key tasks such as risk assessment, compliance, and collaboration with Business Development Managers.
Tailor Your CV: Customise your CV to highlight relevant experience in underwriting, risk analysis, and compliance. Use specific examples that demonstrate your analytical skills and ability to work within credit policy requirements.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention your understanding of the property lending market and how your skills align with the company's goals and culture.
Highlight Relevant Skills: In your application, emphasise skills such as attention to detail, analytical thinking, and knowledge of regulatory requirements. These are crucial for the role and will help you stand out to the hiring team.
How to prepare for a job interview at Integro Partners
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Bridging Underwriter. Familiarise yourself with risk assessment, loan processing, and compliance requirements. This will help you answer questions confidently and demonstrate your knowledge.
✨Showcase Analytical Skills
Since the role requires a highly analytical individual, prepare examples from your past experiences where you've successfully identified risks and made informed decisions. Be ready to discuss how you approach problem-solving in a methodical way.
✨Know the Company
Research the company’s recent developments, such as new funding lines and products launched. Understanding their market position and culture will allow you to tailor your responses and show genuine interest in joining their team.
✨Prepare Questions
Have a list of insightful questions ready to ask at the end of the interview. This could include inquiries about their credit policy or how they measure success in the underwriting process. It shows your enthusiasm and helps you assess if the company is the right fit for you.