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For Companies At a Glance
- Tasks: Evaluate financial data and ensure compliance with regulations in financing approvals.
- Company: Join a leading firm focused on compliance and risk assessment in finance.
- Benefits: Enjoy competitive pay, professional development, and a collaborative team culture.
- Why this job: Make a real impact by ensuring financial integrity and supporting ethical practices.
- Qualifications: Bachelor's degree in Finance or related field; 3 years of relevant experience required.
- Other info: Certifications like CCA or CFSA are a plus; attention to detail is crucial.
The predicted salary is between 28800 - 48000 £ per year.
Location: Manchester, UK
Employment Type: Full-Time
About the Role
We are seeking a meticulous and experienced Credit Analyst to join our compliance and risk assessment team. In this role, you will be pivotal in evaluating the compliance of financing arrangements related to affordability claims and financial misconduct cases. Your expertise will ensure that all financial approvals adhere to regulatory standards and internal policies.
- Financial Assessment: Analyse clients' financial data, including income, expenditures, and credit histories, to determine the appropriateness of financing approvals.
- Compliance Verification: Ensure that all financing decisions comply with relevant financial regulations and internal compliance policies.
- Risk Analysis: Identify and assess potential risks associated with financing approvals, particularly in cases involving affordability disputes and financial misconduct.
- Documentation Review: Examine and verify the accuracy and completeness of financial documents submitted by clients.
- Reporting: Prepare detailed reports outlining findings, risk assessments, and recommendations for financing decisions.
- Collaboration: Work closely with legal and compliance teams to provide insights and support in ongoing investigations and case preparations.
Qualifications and Experience
- Educational Background: Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Professional Experience: Minimum of 3 years' experience in credit analysis, financial compliance, or a related area.
- Regulatory Knowledge: Strong understanding of financial regulations, particularly those related to consumer credit and financial misconduct.
- Analytical Skills: Proficient in financial analysis and risk assessment methodologies.
- Communication Skills: Excellent written and verbal communication skills, with the ability to present complex information clearly.
- Attention to Detail: High level of accuracy and attention to detail in all aspects of work.
Preferred Qualifications
- Certifications: Professional certifications such as Certified Credit Analyst (CCA) or Certified Financial Services Auditor (CFSA) are advantageous.
- Legal Acumen: Familiarity with legal processes related to financial disputes and misconduct cases.
What We Offer
- Professional Development: Opportunities for continuous learning and career advancement within the firm.
- Collaborative Environment: A supportive team culture that values integrity, diligence, and excellence.
- Competitive Compensation: A comprehensive salary and benefits package commensurate with experience and qualifications.
Contact Detail:
The City Recruiter Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Familiarise yourself with the latest financial regulations and compliance standards relevant to credit analysis. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in the field.
✨Tip Number 2
Network with professionals in the finance and compliance sectors. Attend industry events or join online forums where you can connect with current Credit Analysts or hiring managers, as personal referrals can significantly boost your chances.
✨Tip Number 3
Prepare for potential case studies or practical assessments during the interview process. Brush up on your analytical skills and be ready to discuss how you would approach real-world scenarios related to financial misconduct or affordability disputes.
✨Tip Number 4
Showcase your attention to detail by preparing thoughtful questions about the company's compliance processes and risk assessment methodologies. This will highlight your analytical mindset and genuine interest in the role.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis and financial compliance. Use specific examples that demonstrate your analytical skills and attention to detail, as these are crucial for the role.
Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the Credit Analyst position. Mention your understanding of financial regulations and how your previous experience aligns with the responsibilities outlined in the job description.
Highlight Relevant Qualifications: If you have any professional certifications like Certified Credit Analyst (CCA) or Certified Financial Services Auditor (CFSA), be sure to mention them prominently. This can set you apart from other candidates.
Showcase Communication Skills: Since excellent communication skills are essential for this role, consider including examples of how you've effectively communicated complex information in past positions. This could be through reports, presentations, or team collaborations.
How to prepare for a job interview at The City Recruiter
✨Showcase Your Analytical Skills
As a Credit Analyst, your ability to analyse financial data is crucial. Be prepared to discuss specific examples of how you've successfully assessed financial situations in the past, highlighting your analytical methods and the outcomes.
✨Demonstrate Regulatory Knowledge
Familiarise yourself with the latest financial regulations related to consumer credit and financial misconduct. During the interview, mention any relevant regulations you’ve worked with and how you ensured compliance in your previous roles.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your risk analysis capabilities. Think about potential risks in financing approvals and be ready to explain how you would identify and mitigate these risks in real-world situations.
✨Highlight Attention to Detail
Attention to detail is key in this role. Prepare to discuss how you ensure accuracy in your work, particularly when reviewing financial documents. Providing examples of past experiences where your attention to detail made a difference can set you apart.
