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For Companies At a Glance
- Tasks: Join a dynamic team to prevent financial crime and ensure compliance in mortgage lending.
- Company: Be part of a growing UK specialist bank focused on under-served market segments.
- Benefits: Enjoy a hybrid work model, flexible hours, and opportunities for professional growth.
- Why this job: Make a real impact in a values-driven organisation that prioritises integrity and teamwork.
- Qualifications: Strong background in financial crime or compliance with knowledge of UK AML frameworks required.
- Other info: Mentorship opportunities available for junior team members and no business travel expected.
The predicted salary is between 36000 - 60000 £ per year.
Location: London Head Office (Hybrid: 50% Office / 50% Home)
Hours: Monday to Friday, 9:00am–5:30pm
Department: Service Operations – First Line Risk
Reporting to: Financial Crime Manager (1st Line)
Overview
Our client, a growing UK specialist bank, is seeking a Financial Crime Specialist to join their First Line Risk function. This is a unique opportunity to contribute to a high-performing team within a bank that focuses on under-served segments of the UK market, with a strong presence in SME lending and customer savings. The Financial Crime Specialist will play a critical role in maintaining the integrity of the bank’s operations, acting as a key point of contact for financial crime prevention, client due diligence, and fraud oversight.
Key Responsibilities
- Perform Enhanced Due Diligence (EDD) for high-risk customers and prepare comprehensive reports for the Money Laundering Reporting Officer (MLRO)
- Conduct investigations in collaboration with the 2nd Line Financial Crime team, supporting the submission of Suspicious Activity Event (SAE) reports
- Provide expert guidance to internal teams on high-risk scenarios and regulatory requirements
- Monitor and investigate fraud alerts, escalating findings where appropriate
- Support Financial Crime Analysts in performing onboarding and ongoing KYC checks, including screening and transaction monitoring
- Maintain accurate KYC/AML records and ensure all customer due diligence information is current and complete
- Contribute to first-line assurance reviews, ensuring compliance with internal policies and risk appetite
- Assist in embedding compliance procedures into operational processes and standard operating procedures
- Mentor and support junior team members and business stakeholders to improve understanding of financial crime policies
- Participate in cross-functional AML and KYC-related projects
Candidate Profile
- Strong professional background in financial crime or financial services compliance
- Solid knowledge of UK AML frameworks, including JMLSG guidance, the FCA Handbook, Money Laundering Regulations (MLRs), and FATF recommendations
- Proven experience in KYC/CDD processes, particularly onboarding of sole traders, partnerships, and limited companies
- Ability to interpret and advise on complex corporate structures
- Excellent written and verbal communication skills
- Strong analytical mindset and attention to detail
- Ability to work independently and manage competing priorities
This is an ideal opportunity for a financial crime professional seeking to join a values-driven organisation where specialist knowledge and integrity are highly valued. The successful candidate will be based in London, working on a hybrid model with no business travel expected.
Contact Detail:
Empresaria Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Financial Crime Analyst - Mortgage Lending
✨Tip Number 1
Familiarise yourself with the specific UK AML frameworks mentioned in the job description, such as JMLSG guidance and the FCA Handbook. This knowledge will not only help you understand the role better but also demonstrate your commitment to compliance during interviews.
✨Tip Number 2
Network with professionals in the financial crime sector, especially those who work in mortgage lending or similar areas. Engaging with industry experts can provide insights into the role and may even lead to referrals that could boost your application.
✨Tip Number 3
Prepare to discuss real-life scenarios where you've applied KYC/CDD processes effectively. Being able to articulate your experience with high-risk customers and complex corporate structures will set you apart from other candidates.
✨Tip Number 4
Showcase your analytical skills by being ready to discuss how you approach investigations and monitor fraud alerts. Highlighting your attention to detail and ability to manage competing priorities will resonate well with the hiring team.
We think you need these skills to ace Financial Crime Analyst - Mortgage Lending
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial crime and compliance. Use keywords from the job description, such as 'Enhanced Due Diligence', 'KYC', and 'AML frameworks' to demonstrate your suitability for the role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for financial crime prevention and your understanding of the UK AML landscape. Mention specific experiences that align with the responsibilities listed in the job description.
Highlight Relevant Skills: In your application, emphasise your analytical skills and attention to detail. Provide examples of how you've successfully managed competing priorities or conducted investigations in previous roles.
Proofread Your Application: Before submitting, carefully proofread your application for any spelling or grammatical errors. A polished application reflects your professionalism and attention to detail, which are crucial in this field.
How to prepare for a job interview at Empresaria Group plc
✨Know Your AML Regulations
Make sure you brush up on your knowledge of UK AML frameworks, including JMLSG guidance and the FCA Handbook. Being able to discuss these regulations confidently will show that you're well-prepared and understand the compliance landscape.
✨Demonstrate Your Analytical Skills
Prepare examples from your past experience where you've successfully analysed complex data or situations. Highlighting your analytical mindset will be crucial, especially when discussing KYC/CDD processes and fraud investigations.
✨Showcase Your Communication Skills
Since the role involves providing expert guidance and mentoring junior team members, practice articulating your thoughts clearly. Be ready to explain complex financial crime scenarios in a way that's easy to understand.
✨Prepare for Scenario-Based Questions
Expect questions that assess how you would handle specific financial crime situations. Think about high-risk customer scenarios or fraud alerts you've encountered and how you resolved them, as this will demonstrate your practical experience.
