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- Tasks: Lead credit risk management in the Energy Sector, making impactful decisions and recommendations.
- Company: Join a global banking leader focused on innovative financial solutions.
- Benefits: Enjoy competitive pay, professional development opportunities, and a dynamic work environment.
- Why this job: Be part of a team that drives strategic initiatives and fosters a culture of accountability and innovation.
- Qualifications: Bachelor's degree required; credit experience in banking preferred with strong analytical and communication skills.
- Other info: Ideal for proactive individuals ready to tackle challenges in a fast-paced environment.
The predicted salary is between 43200 - 72000 £ per year.
The Credit Office for EMEA (ECrO) major functions are outlined as follows:
- Assessment and management of credit risks and related risks
- Assessment and management of country risks
- Management of problematic assets
- Monitoring, reporting and early action
- Portfolio analysis and management
Key Responsibilities:
- Accountable and responsible for taking appropriate action with respect to the Energy Sectors.
- Reviewing credit applications received and making recommendations to senior management on transaction specific files.
- Continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines.
- Ensure a high quality of written and verbal work.
- Responsible for making balanced, timely and thoughtful credit decisions within the firm’s risk appetite.
- Proactive solutions driven engagement with front line on deal specific and/or strategic developments through guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies.
- Escalating issues to Directors or the team head as appropriate.
- Supporting strategic initiatives as a VP within CIB Credit for EMEA.
- Developing knowledge of various types of industries, sectors, countries, players and financial and legal structures within Energy Sectors.
- Demonstrating the Risk Culture Pillars; taking accountability for identifying and mitigating risk; actively managing risk within the department; remaining curious by taking proactive ownership; role modelling the risk partnership with colleagues in 1LOD and 2LOD; and being willing to challenge existing practice and be proactive and positive to change.
- Representing the credit division at internal forums within the region.
Work Experience Required:
- Credit experience in a global banking environment, corporate banking or investment banking institution.
Skills and Experience:
- Essential: In depth knowledge of credit and risk principles, products and management.
- Strong analytical skills with ability to identify key issues.
- Ability to communicate both in writing and verbally clearly and concisely.
- Preferred: Experience in handling problem credits.
Education / Qualifications:
- Bachelor degree or equivalent.
Personal Requirements:
- Excellent communication skills.
- Results driven, with a strong sense of accountability.
- A proactive, motivated approach.
- The ability to operate with urgency and prioritise work accordingly.
- Strong decision making skills, the ability to demonstrate sound judgement.
- A structured and logical approach to work.
- Strong problem solving skills.
- A creative and innovative approach to work.
- Excellent interpersonal skills.
- The ability to manage large workloads and tight deadlines.
- Excellent attention to detail and accuracy.
- A calm approach, with the ability to perform well in a pressurised environment.
- Strong numerical skills.
- Excellent Microsoft Office skills.
Contact Detail:
eFinancialCareers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land VP of Credit Management - eFinancialCareers
✨Tip Number 1
Familiarise yourself with the latest trends and challenges in the Energy Sector. This will not only help you understand the specific credit risks involved but also demonstrate your proactive approach and commitment to continuous learning during interviews.
✨Tip Number 2
Network with professionals in the credit management field, especially those who have experience in corporate or investment banking. Engaging in discussions about industry practices can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss your decision-making process in previous roles. Be ready to share examples of how you've handled complex credit situations, as this will showcase your analytical skills and ability to operate within a firm's risk appetite.
✨Tip Number 4
Demonstrate your understanding of regulatory guidelines relevant to credit management. Being well-versed in these regulations will highlight your attention to detail and your ability to navigate compliance issues effectively.
We think you need these skills to ace VP of Credit Management - eFinancialCareers
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit management, particularly within the Energy Sectors. Use specific examples that demonstrate your analytical skills and decision-making abilities.
Craft a Compelling Cover Letter: In your cover letter, address how your background aligns with the key responsibilities outlined in the job description. Emphasise your proactive approach and ability to manage risk effectively.
Showcase Communication Skills: Since excellent communication is crucial for this role, ensure that both your CV and cover letter are well-written, clear, and concise. Highlight any experience where you successfully communicated complex information.
Demonstrate Industry Knowledge: In your application, mention your understanding of the Energy Sectors and any relevant experience you have. This shows your commitment to further learning and your ability to engage with industry-specific challenges.
How to prepare for a job interview at eFinancialCareers
✨Showcase Your Credit Knowledge
Make sure to demonstrate your in-depth understanding of credit and risk principles during the interview. Be prepared to discuss specific examples from your past experience that highlight your analytical skills and decision-making abilities.
✨Communicate Clearly and Concisely
Since excellent communication skills are essential for this role, practice articulating your thoughts clearly. Use structured responses when discussing your experiences, ensuring you convey your points effectively both verbally and in writing.
✨Demonstrate Proactive Problem Solving
Prepare to discuss how you've handled problematic assets or challenging credit situations in the past. Highlight your proactive approach and any innovative solutions you implemented to mitigate risks or improve outcomes.
✨Understand the Energy Sector
Familiarise yourself with the various industries and financial structures within the Energy Sector. Being able to speak knowledgeably about current trends and challenges will show your commitment to further learning and your suitability for the role.
