SME Business Loan Relationship Manager (West Yorkshire)

About the Company

We have an exciting opportunity for an experienced Relationship Manager from a Business or Commercial Banking or SME lending background to join a team for a debt fund dedicated to the Yorkshire & Humber Region.

You will be responsible for origination, appraisal, and execution of loans to growing and innovative SME’s, from £25k to £250k.

The debt fund was established to provide funding to scale up businesses which struggle to secure debt finance particularly new fast-growing companies which are too young to have a credit history. Whilst the fund covers the whole of Yorkshire and Humber region, we require the successful applicant to be based in West Yorkshire. They should have an existing network of introducer contacts in this area, and there is a requirement to be in the stakeholders Barnsley office one day a week.

About the Role

You will be expected to:

• build a pipeline of suitable lending opportunities, grow your existing network of introducers, and marketing the product to appropriate audiences
• carry out evaluation and due diligence on suitable proposals in line with the Fund’s Lending Policy and Operational Guidelines
• present proposals to the independent credit committee
• manage completion matters post approval including completion of facility documentation
• work alongside company solicitors to ensure all security requirements are met
• pro-actively manage client portfolio, monitoring performance and identifying early potential default situations
• contribute to periodic stakeholder fund reporting

Responsibilities

You should be able to demonstrate:

• significant prior experience in lending to SMEs where primary repayment source is future cashflow generation based on planned expansion
• strong ability to assess and structure loan propositions based on future business plans
• an established network of professional introduces in the West Yorkshire area
• ability to multi-task and prioritise deadlines to meet customer expectations
• good presentation skills & ability to communicate and interact at all levels of management
• a high level of IT proficiency, particularly on Microsoft Office 365
• a diligent working style and experience using CRM systems to manage & track proposal activities.

This is a fixed term contract for 18 months to tie in with the end of the fund deployment period