Life Underwriter

We are seeking an experienced Life Underwriter to join our dynamic team. This position offers a unique opportunity to work in a fast-paced reinsurance environment, focusing on group life and personal accident insurance across Europe and the Middle East. You will be responsible for underwriting risks, developing business opportunities, and managing key relationships with brokers and insurers.

What are we looking for?

As a Life & Health Underwriter, you will be able to:

1. Business Development & Client Acquisition

• Identify new business opportunities in Europe and the Middle East.
• Build and maintain relationships with brokers and insurers.
• Present commercial proposals and attend industry meetings and events.

• Assess and underwrite group life and personal accident risks.
• Define terms and conditions for reinsurance programs.
• Collaborate with the actuarial team to analyze profitability and pricing.

• Develop long-term relationships with clients and brokers.
• Provide expert advice and manage contract renewals.

• Conduct market research and monitor insurance trends.
• Stay updated on regulatory changes affecting life and accident insurance.

• Ensure underwriting operations comply with legal and regulatory requirements.
• Work closely with legal and compliance teams.
• Prepare periodic reports on underwriting activities and business performance.

• Education & Certifications: Bachelor’s degree in Economics, Business Administration, Finance, Actuarial Science, or Insurance. Professional certifications in insurance or reinsurance are a plus.

• 5-7 years of experience in the insurance or reinsurance industry.
• Strong background in group life and personal accident underwriting.
• Experience in commercial negotiations and risk assessment.
• Knowledge of reinsurance markets and key industry players in Europe & the Middle East.

Ideally, candidates should also possess:

• Strong commercial acumen with a proactive approach to business development.
• Technical expertise in underwriting, actuarial analysis, and risk evaluation.
• Excellent negotiation and communication skills.
• Ability to work in multicultural environments and adapt to different business cultures.
• Fluency in English (mandatory); knowledge of Spanish or other languages is a plus.

Our promise to you

• Competitive salary with performance-based incentives.
• Opportunities for career growth and professional development.
• Exposure to international markets and global clients.
• A collaborative and dynamic work environment alongside industry experts.
• 10% non-contributory pension scheme.
• Private medical insurance.
• Income protection.
• Group life insurance.
• 30 days of annual leave plus bank holidays.

Who We Are

Oceanre is a leading reinsurance provider, specializing in life, health, property & casualty, personal accident, cargo, surety, and motor insurance solutions. We partner with global insurers, brokers, and corporate clients to deliver innovative and optimal risk transfer programs. Our commitment to discipline, transparency, and consistency in underwriting and claims handling makes us a trusted name in the industry.

Our Culture

At Oceanre, we honor our commitments to our regional clients by supporting the creation of new capabilities to meet their evolving needs. We empower our team to take initiative, think strategically, and drive impactful solutions. Our diverse and inclusive work environment fosters continuous learning and relationship-building, supported by our financial strength and solvency to expand and aim higher.

Are you ready to shape the future of reinsurance? Be bold.

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