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- Tasks: Lead a mortgage team, ensuring top-notch service and managing your own caseload.
- Company: Join a reputable mortgage and savings provider in the heart of Penrith.
- Benefits: Enjoy a competitive salary, hybrid working options, and great corporate perks.
- Why this job: This role offers leadership opportunities and a chance to make a real impact.
- Qualifications: Experience as a manual mortgage underwriter with a mandate is essential.
- Other info: Flexible working arrangements with a minimum of 2 days in the office.
The predicted salary is between 42000 - 58000 £ per year.
Are you an experienced, manual mortgage underwriter, looking for the next step in your career? Do you always strive to ensure a first-class customer experience, and really want to lead and motivate a small team to do the same?
We are pleased to be working with a mortgage and savings provider, based in the heart of Penrith as they seek an experienced underwriter to join them. You will be team leading the Mortgage team, ensuring they provide exemplary service to customers, intermediaries and other stakeholders throughout the mortgage journey. You will be a mandate holder, not only leading and mentoring the team, but also having ownership of your own caseload.
Duties of the Lead Underwriter will include:
- Lead the team in meeting SLAs for mortgage application processing
- Underwrite applications up to the delegated mandate and provide recommendations to senior stakeholders where an application is outside of personal mandate
- Support and mentor across the department and wider business
Due to the nature of this role, they do require this individual to have previously held a mortgage mandate, within a residential lending environment. Whilst previous leadership skills are not essential, you will need to have a keen and enthusiastic interest to progress your career in this area. Our client can offer a hybrid approach to the working week, with a minimum of 2 days at their head office, but flexibility for further attendance for meetings etc.
If this role sounds like it’s the next step for you, please do apply today! Our client offers a competitive salary, additional benefits and is genuinely a fantastic place to work.
Lead Underwriter employer: Ultimate Banking Ltd
Contact Detail:
Ultimate Banking Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Underwriter
✨Tip Number 1
Network with professionals in the mortgage industry, especially those who have experience as underwriters. Attend local finance or mortgage-related events in Cumbria to meet potential colleagues and learn more about the company culture.
✨Tip Number 2
Research the latest trends and regulations in mortgage underwriting. Being knowledgeable about current market conditions and compliance requirements will help you stand out during discussions with hiring managers.
✨Tip Number 3
Prepare to discuss your previous experiences with mortgage mandates in detail. Be ready to share specific examples of how you've successfully managed caseloads and contributed to team performance in past roles.
✨Tip Number 4
Showcase your leadership potential by highlighting any mentoring or training experiences you've had, even if they were informal. Emphasise your enthusiasm for leading a team and your commitment to delivering excellent customer service.
We think you need these skills to ace Lead Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience as a manual mortgage underwriter. Emphasise any leadership roles or mentoring experiences, even if they were informal. Use specific examples to demonstrate how you've contributed to customer satisfaction and team success.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the Lead Underwriter position. Discuss your understanding of the mortgage process and your commitment to providing exemplary service. Mention your interest in leading a team and how you plan to motivate them to achieve their goals.
Highlight Relevant Experience: When detailing your work history, focus on your previous roles in residential lending and any experience with mortgage mandates. Be specific about your achievements, such as meeting SLAs or improving processes, to show your capability for this role.
Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail, which is crucial in underwriting. Consider asking a friend or colleague to review it as well.
How to prepare for a job interview at Ultimate Banking Ltd
✨Showcase Your Underwriting Experience
Make sure to highlight your previous experience as a manual mortgage underwriter. Discuss specific cases you've handled and how you ensured a first-class customer experience, as this is crucial for the role.
✨Demonstrate Leadership Potential
Even if you haven't held a formal leadership position, express your enthusiasm for leading and mentoring a team. Share examples of how you've supported colleagues or contributed to team success in past roles.
✨Understand the Company’s Values
Research the mortgage and savings provider's values and mission. Be prepared to discuss how your personal values align with theirs, especially regarding customer service and teamwork.
✨Prepare for Scenario-Based Questions
Expect questions that assess your decision-making skills in underwriting scenarios. Practice articulating your thought process when faced with complex applications, especially those outside your mandate.
