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- Tasks: Assess credit risk and develop underwriting models to support business growth.
- Company: Join a dynamic team focused on sustainable finance solutions.
- Benefits: Enjoy flexible work options and a collaborative environment.
- Why this job: Make an impact in risk management while growing your analytical skills.
- Qualifications: 6+ years in financial services with strong analytical and communication skills required.
- Other info: Ideal for those passionate about finance and eager to drive change.
The predicted salary is between 43200 - 72000 £ per year.
The role: As a Risk Underwriter, you will play a key role in assessing credit risk, developing underwriting models, and implementing policies to drive sustainable growth. This role is crucial in assessing and managing credit, performance, and fraud risks across our supply chain finance portfolio while supporting business growth through prudent risk management.
Responsibilities:
- Development of requisite underwriting principles and parameters for automated underwriting of a part of the credit portfolio.
- Review and enhance the underwriting principles and parameters through continuous testing and feedback.
- Conduct country and industry research and develop strategy for the assigned portfolio or new targets.
- Create summaries and reports on market trends and news.
- Monitor and regularly assess the quality of the assigned credit portfolio and initiate corrective actions for minimising credit losses.
- Maintain an understanding of current, new, and emerging risk trends within the assigned geographies and industries.
Background/Experience:
- 6+ years experience in financial services as a Credit Underwriter or Credit Analyst.
- Experience in the underwriting companies in the SME sector, preferably in one or more country jurisdictions.
- A sound understanding of financial ratios, and experience in analysing financial statements is a necessary requirement.
- A grasp of multiple industries and geographies and its current business environment is an advantage.
- Strong analytical capabilities and excellent ability to co-relate multiple data sources to inform meaningful decisions.
- A strong work ethic with great attention to detail; a team player with the ability to work independently while contributing to the success of the team at the same time.
- Excellent verbal and written communication skills, as well as multilingual skills and always maintaining an enthusiastic ‘can-do’ attitude.
- Can effectively collaborate at all levels.
Risk Underwriter employer: Linklogis
Contact Detail:
Linklogis Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk assessment and underwriting models. This knowledge will not only help you during interviews but also demonstrate your proactive approach to staying updated in the field.
✨Tip Number 2
Network with professionals in the financial services sector, especially those who work as Credit Underwriters or Analysts. Engaging in conversations can provide insights into the role and may even lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed credit risks in previous roles. Highlighting your analytical capabilities and decision-making processes will showcase your suitability for the position.
✨Tip Number 4
Research StudySmarter's values and mission. Understanding our company culture will allow you to tailor your responses during interviews, showing that you're not just a fit for the role, but also for our team.
We think you need these skills to ace Risk Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial services, particularly as a Credit Underwriter or Analyst. Emphasise your analytical skills and any experience with SMEs, as well as your understanding of financial ratios and statements.
Craft a Compelling Cover Letter: In your cover letter, explain why you are passionate about risk management and how your background aligns with the responsibilities of the Risk Underwriter role. Mention specific examples of how you've developed underwriting principles or conducted market research in previous positions.
Showcase Analytical Skills: Provide examples in your application that demonstrate your strong analytical capabilities. Discuss how you've used data to inform decisions and how you've contributed to minimising credit losses in past roles.
Highlight Communication Skills: Since excellent verbal and written communication skills are crucial for this role, include examples of how you've effectively collaborated with teams or presented findings to stakeholders. If you have multilingual skills, be sure to mention them as well.
How to prepare for a job interview at Linklogis
✨Showcase Your Analytical Skills
As a Risk Underwriter, your analytical capabilities are crucial. Be prepared to discuss specific examples where you've successfully analysed financial statements or assessed credit risks. Highlight how your insights led to meaningful decisions in previous roles.
✨Demonstrate Industry Knowledge
Familiarise yourself with current trends in the financial services sector, especially within the SME market. During the interview, reference recent developments or challenges in the industry to show that you’re not just knowledgeable but also proactive in staying informed.
✨Prepare for Technical Questions
Expect questions related to underwriting principles and financial ratios. Brush up on your understanding of these concepts and be ready to explain how you would apply them in real-world scenarios. This will demonstrate your expertise and readiness for the role.
✨Emphasise Team Collaboration
While the role requires independent work, it’s essential to highlight your ability to collaborate effectively. Share examples of how you've worked with teams to achieve common goals, especially in high-pressure situations, to showcase your team player mentality.
