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For Companies At a Glance
- Tasks: Analyse credit risk and financial statements for SMEs while optimising underwriting approaches.
- Company: Join a cutting-edge fintech company with offices in Frankfurt, Berlin, and London.
- Benefits: Enjoy hybrid work, summer/winter trips, employee stock options, and a sabbatical after 4 years.
- Why this job: Be part of a dynamic team with growth opportunities and a vibrant company culture.
- Qualifications: Fluent in German and English, with experience in credit analysis and strong analytical skills.
- Other info: This is a permanent full-time role with a flexible working scheme.
The predicted salary is between 28800 - 48000 £ per year.
A thrilling opportunity has arisen for a German-speaking Mid-Senior Credit Analyst to join an innovative fintech company, either at their Frankfurt office, Berlin location, or London headquarters! This is a permanent full-time role, to work on a hybrid scheme 2 days per week from the office based in the city centre.
Your Key Responsibilities:
- Assessing credit risk by analysing financial statements and other data sources.
- Identifying key revenue and risk drivers for SMEs across various industries.
- Optimising underwriting approaches for a diverse range of businesses.
- Communicating effectively with account managers to support customer needs.
About You:
- The ideal candidate is analytical, detail-oriented, and thrives in a fast-paced environment.
- With experience in credit analysis or lending, you have a strong understanding of business risk factors and financial statements.
- You will be joining a dynamic, diverse team with opportunities for career growth, training, and unique perks such as company Summer and Winter trips, employee stock ownership program, a sabbatical after 4 years, and more!
Profile:
- High fluency in German and English to business standards (written and spoken).
- Strong understanding of SME risk and revenue factors.
- Experience interpreting financial statements to assess performance.
- An analytical mindset with a hands-on approach to problem-solving.
- Excellent communication skills and confidence in customer interactions.
- Adaptability and resilience in a fast-changing environment.
To apply, please send your CV in English and in Word format to Marie-Anne.
Contact Detail:
Language Matters Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land German speaking Mid-Senior Credit Analyst
✨Tip Number 1
Brush up on your financial analysis skills! Since the role involves assessing credit risk and interpreting financial statements, being well-versed in these areas will give you a significant edge during interviews.
✨Tip Number 2
Familiarise yourself with the fintech landscape, especially in Germany and the UK. Understanding the unique challenges and opportunities in this sector can help you stand out as a knowledgeable candidate.
✨Tip Number 3
Prepare to discuss your previous experiences in credit analysis or lending. Be ready to share specific examples of how you've assessed risk and optimised underwriting approaches in past roles.
✨Tip Number 4
Practice your communication skills in both German and English. Since the role requires effective communication with account managers and customers, showcasing your bilingual abilities can set you apart from other candidates.
We think you need these skills to ace German speaking Mid-Senior Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis and lending. Emphasise your analytical skills and any specific achievements that demonstrate your ability to assess financial statements and manage risk.
Craft a Compelling Cover Letter: Write a cover letter that showcases your fluency in both German and English. Discuss your understanding of SME risk factors and how your background aligns with the company's needs. Be sure to express your enthusiasm for the role and the company culture.
Highlight Relevant Skills: In your application, clearly outline your analytical mindset and problem-solving abilities. Mention any experience you have with optimising underwriting approaches and communicating with account managers, as these are key responsibilities of the role.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. Ensure that your documents are formatted correctly and that you have followed the application instructions regarding file format and language.
How to prepare for a job interview at Language Matters
✨Brush Up on Financial Analysis
Make sure you're well-versed in interpreting financial statements. Be prepared to discuss your previous experiences with credit analysis and how you've assessed risk in the past.
✨Showcase Your Language Skills
Since fluency in German and English is crucial, practice speaking about your professional experiences in both languages. This will demonstrate your confidence and ability to communicate effectively.
✨Understand the Company’s Culture
Research the fintech company’s values and work environment. Be ready to explain how your analytical mindset and adaptability align with their dynamic team culture.
✨Prepare Questions for Your Interviewers
Think of insightful questions to ask about the role and the company. This shows your genuine interest and helps you assess if the company is the right fit for you.
