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- Tasks: Assess credit applications and make independent decisions in a fast-paced fintech environment.
- Company: Join an innovative fintech company with offices in Frankfurt, Berlin, and London.
- Benefits: Enjoy hybrid work, summer/winter trips, employee stock options, and a sabbatical after 4 years.
- Why this job: Be part of a dynamic team with opportunities for growth and continuous improvement.
- Qualifications: Fluent in German and English, with 2+ years in credit analysis or underwriting.
- Other info: Apply with your CV in English; this role offers a vibrant workplace culture.
The predicted salary is between 28800 - 48000 £ per year.
A thrilling opportunity has arisen for a German-speaking Junior Credit Analyst to join an innovative fintech company, either at their Frankfurt office, Berlin location, or London headquarters! This is a permanent full-time role, to work on a hybrid scheme 2 days per week from the office based in the city centre.
Your Key Responsibilities:
- Assessing SME credit applications using data-driven insights.
- Making fast, fair, and independent credit decisions.
- Supporting complex loan assessments alongside senior analysts.
- Optimising lending strategies in collaboration with analytics teams.
- Communicating directly with customers and internal teams.
About You:
The ideal candidate is analytical, detail-oriented, and thrives in a fast-paced environment. You have experience in credit underwriting or analysis, a strong understanding of business risk factors, and a passion for continuous improvement. You'll be joining a dynamic, diverse team with opportunities for career growth, training, and unique perks such as company Summer and Winter trips, employee stock ownership program, a sabbatical after 4 years, and more!
Profile:
- High fluency in German and English to business standards (written and spoken).
- 2+ years of experience in SME loan underwriting or credit analysis.
- Strong business acumen and financial statement analysis skills.
- Excellent communication and problem-solving abilities.
- Adaptability in a dynamic, fast-evolving environment.
To apply, please send your CV in English and in Word format to Marie-Anne.
German speaking Junior Credit Analyst employer: Language Matters
Contact Detail:
Language Matters Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land German speaking Junior Credit Analyst
✨Tip Number 1
Familiarise yourself with the fintech landscape, especially in Germany and the UK. Understanding the current trends and challenges in SME lending will help you engage in meaningful conversations during interviews.
✨Tip Number 2
Brush up on your analytical skills by practising credit assessments or case studies. Being able to demonstrate your thought process and decision-making abilities can set you apart from other candidates.
✨Tip Number 3
Network with professionals in the fintech industry, particularly those who work in credit analysis. Attend relevant events or join online forums to gain insights and potentially get referrals.
✨Tip Number 4
Prepare to discuss your experience with financial statement analysis in detail. Be ready to provide examples of how you've assessed business risk factors in previous roles, as this is crucial for the position.
We think you need these skills to ace German speaking Junior Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit analysis or underwriting, especially focusing on your 2+ years of relevant experience. Use keywords from the job description to demonstrate that you meet the requirements.
Showcase Language Skills: Since fluency in German and English is crucial for this role, ensure that your language skills are prominently displayed on your CV. You might also want to include any relevant certifications or experiences that showcase your proficiency.
Craft a Compelling Cover Letter: Write a cover letter that reflects your passion for the fintech industry and your analytical skills. Mention specific examples of how you've made credit decisions or optimised lending strategies in previous roles.
Proofread Your Application: Before submitting, double-check your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is essential for a Junior Credit Analyst.
How to prepare for a job interview at Language Matters
✨Showcase Your Language Skills
Since the role requires high fluency in both German and English, be prepared to demonstrate your language skills during the interview. You might be asked to switch between languages or answer questions in German, so practice speaking confidently in both languages.
✨Highlight Relevant Experience
Make sure to discuss your 2+ years of experience in SME loan underwriting or credit analysis. Prepare specific examples of your past work that showcase your analytical skills and understanding of business risk factors, as this will resonate well with the interviewers.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions where you may need to assess a hypothetical credit application. Brush up on your decision-making process and be ready to explain how you would approach complex loan assessments, as this reflects your problem-solving abilities.
✨Demonstrate Adaptability
The company values adaptability in a fast-evolving environment. Share examples from your previous roles where you successfully adapted to changes or challenges, highlighting your ability to thrive under pressure and contribute positively to team dynamics.
