Underwriting Manager

Underwriting Manager

Saffron Walden Full-Time 43200 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead underwriting for self-build and development finance, guiding a talented team.
  • Company: Join Saffron Building Society, a community-focused organisation dedicated to innovative financial solutions.
  • Benefits: Enjoy 33 days holiday, flexible working, and a competitive salary with performance bonuses.
  • Why this job: Make a real impact in finance while fostering professional growth in a supportive environment.
  • Qualifications: Experience in complex lending, CeMAP qualified, and strong leadership skills required.
  • Other info: Be part of a diverse team that values your unique contributions and ideas.

The predicted salary is between 43200 - 72000 £ per year.

Are you an experienced Underwriting Manager with expertise in complex lending? Do you have a solid understanding of self-build mortgages and development finance? If you hold a CeMAP qualification and have line management experience, Saffron Building Society is eager to welcome you to our dedicated team and support our mission to provide outstanding financial solutions to our members!

About Us:

At Saffron Building Society, we are dedicated to delivering tailored financial services with a strong community focus. We pride ourselves on our commitment to innovation and excellence, continually adapting to meet the evolving needs of our members. We are now seeking an Underwriting Manager to lead our operations in complex lending, guiding a talented team towards success.

Key Responsibilities:

  • Lead and manage the underwriting process for self-build and development finance projects, with a focus on assessing complex income streams.
  • Collaborate effectively with brokers, clients, and stakeholders to create structured solutions that meet both regulatory and client demands.
  • Develop, implement, and refine underwriting policies and procedures to ensure efficiency and compliance.
  • Coach and mentor team members, fostering a culture of professional growth and high performance.
  • Maintain strong relationships with internal and external partners to drive operational success.
  • Underwrite high net worth applications with complex income streams and construction methods for BTL, residential owner occupied, self-build and development finance applications.
  • Proven track record of managing, driving and increasing productivity and the training & competency performance of a team of Underwriters, with the ability and track record to lead colleagues in making decisions outside of their comfort zone.
  • Understand the requirement for providing exemplary customer service and a proven track record of creating and delivering memorable experiences for Mortgage Brokers and or customers.
  • Strong attention to detail, excellent housekeeping, a confident decision maker and able to handle challenge in times of uncertainty.

What You Bring:

  • Proven experience in underwriting, specifically with complex lending.
  • Strong understanding of self-build mortgages and development finance processes.
  • CeMAP qualified, demonstrating your knowledge of mortgage advice and regulation.
  • Significant line management experience, with a capacity to lead and inspire a team.
  • Excellent analytical skills complemented by keen attention to detail and a solutions-oriented mindset.
  • Strong communication skills, enabling effective engagement with both clients and colleagues.

Why Join Saffron Building Society?

  • Be part of a progressive organisation that values innovation and prioritises the needs of its members.
  • Competitive salary alongside an attractive benefits package, including generous annual leave and opportunities for ongoing professional development.
  • A collaborative and inclusive working environment where your ideas and contributions are valued.
  • Opportunities for career advancement within a respected and stable organisation.

If you’re ready to take the next step in your career and make a significant impact in the finance sector, we’d love to hear from you!

Rewards & benefits:

  • 33 days holiday including bank holidays
  • Holiday Exchange Scheme (buy or sell holiday days)
  • Performance Dependent Annual Bonus
  • Company Pension Scheme with 5% Employee and 8.5% Employer contributions (subject to eligibility, T&Cs)
  • Life Assurance & Income Protection
  • A flexible and supportive working culture including access to mental health first aiders and lots more… please get in touch to find out more…

At Saffron Building Society we’re ready to build it, inspire it and celebrate it with our members, people and communities. Our people are the beating heart of Saffron, and it takes each and every one of us to provide the service we’re proud of. Together we are building happy.

At Saffron, we are committed to building happy; for our communities, members, and each other. We do this through attracting and building a diverse group of talent and encouraging an inclusive environment which fosters a sense of belonging for all.

Underwriting Manager employer: Saffron Building Society

Saffron Building Society is an exceptional employer, offering a supportive and inclusive work culture that prioritises innovation and professional growth. With a competitive salary and generous benefits, including 33 days of holiday and a robust pension scheme, employees are encouraged to thrive both personally and professionally. Located in a community-focused environment, the company fosters strong relationships and values each team member's contributions, making it an ideal place for those looking to make a meaningful impact in the finance sector.
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Contact Detail:

Saffron Building Society Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriting Manager

✨Tip Number 1

Familiarise yourself with the latest trends in self-build mortgages and development finance. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly evolving sector.

✨Tip Number 2

Network with professionals in the underwriting field, especially those who have experience with complex lending. Attend industry events or join relevant online forums to connect with potential colleagues and gain insights into the role.

✨Tip Number 3

Prepare to discuss your leadership style and how you've successfully managed teams in the past. Be ready to share specific examples of how you've coached team members and improved productivity, as this is crucial for the Underwriting Manager position.

✨Tip Number 4

Research Saffron Building Society's values and community focus. Be prepared to articulate how your personal values align with theirs, and think of ways you can contribute to their mission of providing outstanding financial solutions.

We think you need these skills to ace Underwriting Manager

Underwriting Expertise
Complex Lending Knowledge
Self-Build Mortgages Understanding
Development Finance Acumen
CeMAP Qualification
Line Management Experience
Analytical Skills
Attention to Detail
Communication Skills
Team Leadership
Coaching and Mentoring
Regulatory Compliance Knowledge
Problem-Solving Skills
Relationship Management
Customer Service Excellence

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in underwriting, particularly with complex lending and self-build mortgages. Use specific examples to demonstrate your expertise and achievements in these areas.

Craft a Compelling Cover Letter: Write a cover letter that reflects your understanding of Saffron Building Society's mission and values. Explain why you are passionate about the role and how your skills align with their needs, especially in leading a team and managing underwriting processes.

Highlight Relevant Qualifications: Clearly mention your CeMAP qualification and any other relevant certifications. This will show your commitment to professional standards and your knowledge of mortgage advice and regulation.

Showcase Leadership Experience: Emphasise your line management experience in your application. Provide examples of how you have successfully led teams, improved productivity, and fostered a culture of growth and high performance.

How to prepare for a job interview at Saffron Building Society

✨Showcase Your Expertise in Complex Lending

Be prepared to discuss your experience with complex lending, particularly self-build mortgages and development finance. Highlight specific examples where you've successfully managed underwriting processes or led teams in similar situations.

✨Demonstrate Leadership Skills

Since the role requires significant line management experience, be ready to share instances where you've coached or mentored team members. Discuss how you foster a culture of professional growth and high performance within your team.

✨Emphasise Communication and Collaboration

Effective communication is key in this role. Prepare to talk about how you've collaborated with brokers, clients, and stakeholders to create structured solutions. Provide examples that showcase your ability to engage effectively with various parties.

✨Prepare for Scenario-Based Questions

Expect questions that assess your decision-making skills in challenging situations. Think of scenarios where you've had to make tough calls or handle uncertainty, and be ready to explain your thought process and the outcomes.

Underwriting Manager
Saffron Building Society
S
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