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- Tasks: Evaluate creditworthiness of large corporate clients and manage credit risk portfolios.
- Company: Join a leading bank's Credit Risk department, pivotal in managing financial exposure.
- Benefits: Enjoy competitive salary, professional development opportunities, and a collaborative work environment.
- Why this job: Make impactful decisions that shape the bank's strategy while working with industry experts.
- Qualifications: Experience in credit analysis and strong analytical skills are essential.
- Other info: This role requires you to have the right to work in the UK; sponsorship is not available.
The predicted salary is between 43200 - 72000 £ per year.
Our client's Credit Risk department plays a crucial role in managing the bank's exposure to risk by ensuring that all credit decisions are thoroughly evaluated and aligned with their risk appetite. We are currently seeking a highly skilled and experienced Large Corporate Credit Analyst to join the team and contribute to the ongoing success of the global operations.
As a Large Corporate Credit Analyst, you will be responsible for assessing and managing the credit risk of a portfolio of large corporate clients across various industries and geographies. Your primary role will be to evaluate the creditworthiness of new and existing clients, provide recommendations, and work closely with relationship managers, senior management, and other stakeholders to ensure sound credit decisions that align with the bank’s strategic objectives.
Key Responsibilities:- Conduct comprehensive credit analysis on large corporate clients, including financial statement analysis, industry and market assessment, and management evaluation.
- Prepare detailed credit proposals and present findings and recommendations to senior management and credit committees.
- Monitor and manage the credit portfolio, ensuring timely identification and escalation of potential risks.
- Collaborate with relationship managers to structure complex credit facilities and negotiate terms that align with the bank's risk appetite.
- Stay up-to-date with market trends, economic developments, and regulatory changes that may impact the credit portfolio.
- Support the ongoing development and refinement of credit risk policies and procedures.
Please note that sponsorship is NOT provided and you must have your own right to work in the UK.
Senior Credit Analyst - Carr Lyons employer: Carr Lyons
Contact Detail:
Carr Lyons Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Analyst - Carr Lyons
✨Tip Number 1
Network with professionals in the credit risk field. Attend industry events, webinars, or local meetups to connect with people who work in similar roles. This can help you gain insights into the company culture and potentially get a referral.
✨Tip Number 2
Familiarise yourself with the latest trends in credit risk management. Read up on recent developments in the banking sector, especially those related to large corporate clients. This knowledge will not only prepare you for interviews but also demonstrate your commitment to staying informed.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your past experience that highlight your analytical skills and decision-making abilities. Be ready to explain how you've successfully assessed credit risk and contributed to sound credit decisions in previous roles.
✨Tip Number 4
Engage with the company's online presence. Follow them on social media, read their blog posts, and understand their values and mission. This will help you tailor your conversations during interviews and show that you're genuinely interested in being part of their team.
We think you need these skills to ace Senior Credit Analyst - Carr Lyons
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Senior Credit Analyst. Familiarise yourself with credit analysis techniques and the specific requirements mentioned in the job description.
Tailor Your CV: Customise your CV to highlight relevant experience in credit analysis, particularly with large corporate clients. Emphasise your skills in financial statement analysis, risk assessment, and collaboration with stakeholders.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for credit risk management. Mention specific examples of how you've successfully assessed creditworthiness and contributed to sound credit decisions in previous roles.
Highlight Relevant Skills: In your application, be sure to highlight key skills such as analytical thinking, attention to detail, and knowledge of market trends. These are crucial for the role and will help you stand out to the hiring team.
How to prepare for a job interview at Carr Lyons
✨Know Your Numbers
As a Senior Credit Analyst, you'll need to demonstrate your ability to analyse financial statements. Brush up on key financial ratios and metrics relevant to credit analysis, and be prepared to discuss how you would assess the creditworthiness of potential clients.
✨Understand the Industry
Familiarise yourself with the industries that the bank's corporate clients operate in. Be ready to discuss market trends and economic factors that could impact credit risk. Showing that you have done your homework will impress the interviewers.
✨Prepare for Scenario Questions
Expect scenario-based questions where you may need to evaluate a hypothetical client's creditworthiness. Practice structuring your thought process clearly and logically, as this will showcase your analytical skills and decision-making abilities.
✨Showcase Your Collaboration Skills
Since the role involves working closely with relationship managers and senior management, be prepared to discuss examples of how you've successfully collaborated in the past. Highlight your communication skills and ability to negotiate terms effectively.
