Credit Risk Manager

🔍 Credit Risk Manager | Competitive Salary | Hybrid | Fintech | £45K- £65K Base on Experience

Location: Nottingham (Hybrid Available)

Are you a data-driven Credit Risk professional looking to make an impact in the fintech space? Join a fast growing lending company that's revolutionizing access to financial services for underserved communities.

🎯 The Role:

As our Credit Risk Manager, you'll lead the development and optimization of our credit decisioning strategies, leveraging advanced analytics to drive business growth while maintaining robust risk management frameworks.

💼 Key Responsibilities:

Drive Credit Innovation & Risk Strategy:

• Shape the future of credit decisioning through custom scorecard development and validation

• Partner with major credit bureaus (TransUnion, Experian) to enhance risk segmentation

• Architect advanced statistical models that revolutionize our credit risk assessment

Lead Predictive Analytics:

• Build next-generation Probability of Default (PD) models

• Transform raw data into powerful predictive insights

• Pioneer A/B testing frameworks to optimize credit strategies

Data Science & Stakeholder Impact:

• Turn complex credit data into clear, actionable business strategies

• Lead data quality initiatives to ensure model excellence

• Present game-changing insights to key decision-makers

You'll thrive in this role if you love:

• Solving complex credit risk challenges

• Working with cutting-edge predictive modeling

• Translating data science into business impact

• Driving innovation in financial inclusion

📋 Must-Have Qualifications:

• Degree in Data Science, Statistics, Economics or related field

• Minimum 8+ Financial Services industry experience

• Minimum 5+ experience in UK & Right to work in UK

• Strong programming skills (Python, R, SQL)

• Advanced Excel proficiency

• Experience with large-scale data analysis

• Proven track record in credit risk modelling

Must-Have Expertise:

• Data Science, Statistics, or Economics degree – your foundation in quantitative excellence

• Financial Services background – you understand the industry's pulse (Essential)

•Strong programming skills (Python, R, SQL) – or other programming languages (Essential) 

• Excel champion – (Essential)

• Ability to communicate technical insights to non-technical audiences effectively (Essential)

• Process optimisation mindset – you're always looking for better ways (Essential)

• Adaptable performer – you thrive in dynamic environments (Essential)

Bonus Points For:

• Credit bureau data experience – (highly preferred)

• Salesforce & data visualization tools – (Preferable)

🌟 Why Join Us:

• Competitive Salary

• True work-life balance with flexible hours

• 25 days holiday (increasing to 30) + Bank Holidays

• Private Healthcare

• Hybrid working options

• Career growth in a scaling fintech

Ready to shape the future of inclusive lending? Apply now to join our innovative team!

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