Credit Risk Manager in Croydon, Surrey
Credit Risk Manager in Croydon, Surrey

Credit Risk Manager in Croydon, Surrey

Croydon +1 Full-Time 78000 - 85000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Manage credit risk for lending transactions and support underwriting processes.
  • Company: Join the Pension Protection Fund, safeguarding millions of UK pension scheme members.
  • Benefits: Enjoy hybrid working, a competitive salary, and a Civil Service Pension.
  • Why this job: Make a real impact on people's lives while developing your career in a supportive environment.
  • Qualifications: Extensive experience in Credit Risk Management at a financial institution or rating agency required.
  • Other info: Diverse and inclusive workplace, with guaranteed interviews for applicants with disabilities.

The predicted salary is between 78000 - 85000 £ per year.

Location: Croydon office location with Hybrid working

Salary: £78,000 to £85,000 per annum plus Civil Service Pension

Contract Type: Permanent

Position type: Full Time

We are the Pension Protection Fund (PPF). We protect millions of people in the UK who belong to defined benefit pension schemes. When these schemes fail, we are ready to help. We do this by paying our members, by charging a levy and by investing sustainably. Our work has a real impact on people's lives, so we strive to do it well, with integrity and their future in mind.

We are equivalent in size to a top 5 UK pension scheme and have developed a highly sophisticated, best-in-class investment strategy. Our culture combines private sector standards with a public service ethos.

We are looking for a Credit Risk Manager to join our 2nd Line of Defence function that is responsible for the design, development and implementation of an independent credit risk framework. The Credit Risk Manager's role is to support the underwriting process and day-to-day counterparty credit risk management of a portfolio of vanilla and complex lending transactions, providing independent credit risk opinions and rating recommendations to rating/investment committees, senior risk officers, and front office management.

Our ideal applicant will have extensive experience in Credit Risk Management at a large financial institution or rating agency, with a focus on Corporate Credit risk and/or Structured Finance. They will be able to demonstrate experience in drafting Credit Risk reports for presentation at Rating Committees. Interpersonal skills are essential for this role, including effective relationship management, delivering a successful business partnering approach, and strong communication skills, with the ability to interpret complex information to a varied audience.

The PPF is a diverse and inclusive place to work; we are open to applicants from all backgrounds, including returners to the workplace. We would encourage applicants to apply for the role if they are looking for a supportive workplace where we will support you to be the best version of yourself.

In return for your skills, experience and commitment, we will give you a challenging role within a business where you'll get the support you need to develop your career. We will also give you lots of opportunities for personal development and skills training.

Our Croydon office is just across the road from East Croydon station, which is around 15 minutes from Victoria or London Bridge, 10 minutes from Clapham Junction or half an hour from St Pancras.

We are proud to be a Disability Confident Leader, the highest accreditation under the Disability Confident Scheme. If you have a disability and meet the essential criteria for this role, you will be guaranteed an interview. We embrace diverse talent welcoming people with different beliefs, backgrounds and ways of working. Whatever your background, and however you identify, you'll be welcome here.

We are happy to talk about flexible working. No agencies please.

Locations

Croydon Surrey

Credit Risk Manager in Croydon, Surrey employer: PPF (Pension Protection Fund)

The Pension Protection Fund (PPF) is an exceptional employer, offering a supportive and inclusive work environment in Croydon, where employees can thrive both personally and professionally. With a strong commitment to employee development, competitive salaries, and a Civil Service Pension, we provide meaningful opportunities for growth while making a real impact on the lives of millions. Our hybrid working model and prime location near East Croydon station further enhance the work-life balance, making PPF a fantastic place to build your career.
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Contact Detail:

PPF (Pension Protection Fund) Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Manager in Croydon, Surrey

✨Tip Number 1

Familiarise yourself with the Pension Protection Fund's mission and values. Understanding their commitment to protecting pension schemes and their focus on sustainable investing will help you align your responses during interviews, showcasing your genuine interest in their work.

✨Tip Number 2

Network with professionals in the credit risk management field, especially those who have experience in corporate credit risk or structured finance. Engaging with industry peers can provide insights into the role and may even lead to referrals that could strengthen your application.

✨Tip Number 3

Prepare to discuss specific examples of your past experiences in credit risk management. Be ready to explain how you've successfully managed complex lending transactions and contributed to rating committees, as this will demonstrate your capability for the role.

✨Tip Number 4

Highlight your interpersonal skills during any discussions or interviews. Since effective relationship management is crucial for this position, be prepared to share instances where you've successfully collaborated with diverse teams or communicated complex information to varied audiences.

We think you need these skills to ace Credit Risk Manager in Croydon, Surrey

Credit Risk Management
Corporate Credit Risk Analysis
Structured Finance Knowledge
Report Writing for Rating Committees
Interpersonal Skills
Relationship Management
Business Partnering
Strong Communication Skills
Complex Information Interpretation
Analytical Skills
Attention to Detail
Decision-Making Skills
Problem-Solving Skills
Stakeholder Engagement

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your extensive experience in Credit Risk Management, particularly in Corporate Credit risk and/or Structured Finance. Use specific examples that demonstrate your ability to draft Credit Risk reports and manage relationships effectively.

Craft a Compelling Cover Letter: Write a cover letter that showcases your interpersonal skills and your approach to business partnering. Mention how your background aligns with the PPF's mission and values, and express your enthusiasm for contributing to their independent credit risk framework.

Highlight Relevant Skills: In your application, emphasise your strong communication skills and your ability to interpret complex information. Provide examples of how you've successfully presented to rating committees or senior management in the past.

Showcase Your Commitment to Diversity: Since the PPF values diversity and inclusion, mention any experiences or initiatives that demonstrate your commitment to these principles. This could include working in diverse teams or supporting inclusive practices in your previous roles.

How to prepare for a job interview at PPF (Pension Protection Fund)

✨Understand the Role

Make sure you have a solid grasp of what a Credit Risk Manager does, especially in the context of the Pension Protection Fund. Familiarise yourself with their independent credit risk framework and be ready to discuss how your experience aligns with their needs.

✨Showcase Your Experience

Prepare to discuss your extensive experience in Credit Risk Management, particularly in Corporate Credit risk and Structured Finance. Be ready to provide specific examples of credit risk reports you've drafted and how they were received by rating committees.

✨Highlight Interpersonal Skills

Since effective relationship management is crucial for this role, think of examples where you've successfully partnered with different teams or stakeholders. Emphasise your strong communication skills and your ability to interpret complex information for varied audiences.

✨Embrace Diversity and Inclusion

The PPF values diversity and inclusivity, so be prepared to discuss how your background and experiences contribute to a diverse workplace. Show that you appreciate different perspectives and are open to flexible working arrangements.

Credit Risk Manager in Croydon, Surrey
PPF (Pension Protection Fund)
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