At a Glance
- Tasks: Evaluate and underwrite insurance for thatched and non-standard properties.
- Company: County Insurance Services offers bespoke insurance solutions with a focus on client relationships.
- Benefits: Enjoy competitive salary, comprehensive benefits, and funded training opportunities.
- Why this job: Join a supportive team dedicated to personal service and professional growth.
- Qualifications: GCSE Grade C/4 in English & Maths; Cert CII accreditation preferred.
- Other info: We are an equal opportunity employer, welcoming diverse applicants.
The predicted salary is between 36000 - 60000 £ per year.
County Insurance Services provide an extensive range of bespoke insurance policies for private clients and businesses, through both retail and wholesale distribution channels. We have a number of delegated authority household schemes for thatched homes, period houses and let properties. We pride ourselves on building long-term relationships with both our clients and our colleagues. We are looking for continued growth and are currently seeking a skilled and knowledgeable Household/Thatch Underwriter to join our independent and family run insurance brokers. This role is essential in evaluating and underwriting thatched/standard construction and other non-standard construction properties to provide specialised insurance coverage to our direct clients and panel of agents.
Key Responsibilities:
- Evaluate applications for household/thatched property insurance, assessing risk factors and working to underwriting guidelines.
- Work directly with owners of thatched properties and other insurance brokers to determine their insurability and assess risk levels.
- Calculate appropriate premium rates and terms applicable.
- Collaborate with brokers and agents to provide underwriting guidance and communicate underwriting decisions.
- Develop and maintain strong relationships with clients, brokers, and industry partners.
- Stay up-to-date on industry trends, regulations, and best practices related to thatched property & household insurance.
Requirements:
- GCSE Grade C/4 and above, English & Maths.
- To already hold Cert CII accreditation or complete it within 2 years of joining County (through a fully funded apprenticeship scheme).
- At least 2 years insurance experience, either in personal lines or commercial insurance.
- Strong knowledge of insurance policies and procedures, as well as relevant rules and regulations.
- Ability to handle multiple tasks at one time and prioritise in a fast-paced working environment.
- Applicants should be highly self-motivated with the ability to work independently and as part of a team.
Our team of highly qualified staff are dedicated to providing a personal, friendly service to clients and agents, becoming their insurance advocates. We empower our members of staff with the necessary skills and qualifications to be able to deliver this by offering regular training opportunities, funding for qualifications and access to some specialist industry courses. We offer a competitive salary, comprehensive benefits package, and opportunities for professional growth and development. If you are a motivated insurance professional with a passion for providing knowledge and experience to clients and agents, we encourage you to apply. We are an equal opportunity employer and recently real Living Wage accredited. We welcome applicants from all backgrounds.
Household/Thatch Schemes Underwriter employer: County Insurance Services Ltd
Contact Detail:
County Insurance Services Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Household/Thatch Schemes Underwriter
✨Tip Number 1
Familiarise yourself with the specific types of properties you'll be underwriting, especially thatched and period homes. Understanding the unique risks associated with these properties will help you stand out during discussions with potential employers.
✨Tip Number 2
Network with professionals in the insurance industry, particularly those who specialise in household and non-standard construction insurance. Attend industry events or join relevant online forums to build connections that could lead to job opportunities.
✨Tip Number 3
Stay updated on the latest trends and regulations in the insurance sector, especially those affecting household and thatched properties. This knowledge will not only enhance your expertise but also demonstrate your commitment to the field during interviews.
✨Tip Number 4
Prepare to discuss your previous experience in personal lines or commercial insurance in detail. Be ready to share specific examples of how you've assessed risk and made underwriting decisions, as this will showcase your suitability for the role.
We think you need these skills to ace Household/Thatch Schemes Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Household/Thatch Schemes Underwriter position. Tailor your application to highlight relevant experience and skills that align with the job description.
Highlight Relevant Experience: In your CV and cover letter, emphasise your insurance experience, particularly in personal lines or commercial insurance. Mention any specific experience with household or thatched properties, as this will demonstrate your suitability for the role.
Showcase Your Skills: Clearly outline your skills related to risk assessment, underwriting guidelines, and client relationship management. Use specific examples to illustrate how you've successfully handled similar tasks in previous roles.
Craft a Compelling Cover Letter: Write a personalised cover letter that reflects your passion for the insurance industry and your motivation to join County Insurance Services. Make sure to express your enthusiasm for building long-term relationships with clients and colleagues.
How to prepare for a job interview at County Insurance Services Ltd
✨Know Your Insurance Basics
Make sure you brush up on your knowledge of insurance policies, especially those related to household and thatched properties. Understanding the key terms and regulations will help you answer questions confidently and demonstrate your expertise.
✨Showcase Your Relationship-Building Skills
Since the role involves developing strong relationships with clients and brokers, be prepared to discuss your past experiences in building and maintaining professional relationships. Share specific examples that highlight your interpersonal skills.
✨Prepare for Risk Assessment Questions
Expect questions about how you evaluate risk factors for insurance applications. Think of scenarios where you've had to assess insurability and make underwriting decisions, and be ready to explain your thought process.
✨Demonstrate Your Self-Motivation
As the job requires a high level of self-motivation and the ability to work independently, be ready to share examples of how you've successfully managed tasks or projects on your own. Highlight any relevant achievements that showcase your initiative.