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- Tasks: Lead the analysis and rating of EU CMBS transactions while managing a dynamic team.
- Company: Join Morningstar DBRS, a leader in credit ratings and real estate finance.
- Benefits: Enjoy opportunities for professional growth, mentorship, and occasional travel across Europe.
- Why this job: Be part of a collaborative culture that values innovation and impact in real estate finance.
- Qualifications: 5-8 years in Commercial Real Estate; strong analytical and communication skills required.
- Other info: Ideal for self-starters passionate about commercial real estate and structured finance.
The predicted salary is between 72000 - 108000 £ per year.
Morningstar DBRS is seeking a highly motivated individual, with a background in real estate finance and credit analysis, to join its European Commercial Mortgage Backed Securities (CMBS) team. The successful candidate will mainly serve as a team manager and lead analyst for Morningstar DBRS rated transactions or entities. The successful candidate will be expected to have an advanced understanding of the European real estate sectors and to acquire a broad understanding of the appropriate Morningstar DBRS rating methodologies and criteria.
Responsibilities
- Act as the lead analyst and manage the process of rating EU CMBS transactions, while maintaining compliance to the relevant rating methodology.
- Train and manage junior team members through the credit rating process on a variety of CMBS transactions.
- Have a solid understanding of real estate classes covered and determine Morningstar DBRS stabilized cash flows of all major property types (multifamily, hotel, office, retail, L&I, self-storage etc.) and a variety of loan sizes (EUR 1 million to > EUR 500+ million).
- For transitional properties, develop property cash flows that take into account the borrower’s business plan, loan and reserve structure, track record and overall risk profile.
- Present and oversee credit recommendations to senior credit committee members.
- Lead in the completion of rating reports, press release, commentaries, presentations and industry reports.
- Assist with the publishing workflow, including required regulatory disclosures.
- Lead client-communication through interacting with issuers, investors, and intermediaries.
- Adhere to compliance, regulatory and company policies and procedures.
Requirements
- Five to eight years of progressive experience in a Commercial Real Estate (CRE) related field, e.g. banking/lender, private credit, servicing, valuation services. Additional experience in capital markets, structured credit, securitizations, or CRE funds is preferred.
- Undergraduate degree in accounting, business, finance or other relevant discipline is preferred.
- Strong analytical abilities and CRE credit experience.
- Demonstrated track record of managing and mentoring junior staff.
- Strong communication skills, both oral and written. Self-starter and strong team player, with the ability to meet deadlines while producing high quality work.
- Genuine interest in commercial real estate and structured finance.
- This position requires occasional European travel.
Vice President, Credit Ratings, Real Estate employer: Morningstar, Inc.
Contact Detail:
Morningstar, Inc. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Vice President, Credit Ratings, Real Estate
✨Tip Number 1
Familiarise yourself with the specific rating methodologies used by Morningstar DBRS. Understanding their approach to credit ratings, especially in the context of European CMBS transactions, will give you a significant edge during interviews.
✨Tip Number 2
Network with professionals in the real estate finance sector, particularly those who have experience with CMBS. Engaging with industry experts can provide insights into current trends and challenges, which you can discuss during your application process.
✨Tip Number 3
Prepare to demonstrate your analytical skills through case studies or examples from your past work. Be ready to discuss how you've managed teams and mentored junior staff, as this role requires strong leadership capabilities.
✨Tip Number 4
Stay updated on the latest developments in the European real estate market. Being knowledgeable about recent transactions, regulatory changes, and market dynamics will show your genuine interest and commitment to the field during your discussions with us.
We think you need these skills to ace Vice President, Credit Ratings, Real Estate
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in real estate finance and credit analysis. Emphasise any relevant roles where you've managed teams or projects, as this position requires strong leadership skills.
Craft a Compelling Cover Letter: In your cover letter, express your genuine interest in commercial real estate and structured finance. Discuss how your background aligns with the responsibilities of the role, particularly your experience with CMBS transactions and mentoring junior staff.
Showcase Analytical Skills: Provide specific examples in your application that demonstrate your strong analytical abilities. Mention any relevant methodologies or criteria you are familiar with, especially those related to Morningstar DBRS rating processes.
Highlight Communication Skills: Since the role involves client communication and presenting to senior committees, ensure you highlight your strong oral and written communication skills. Include examples of past experiences where you successfully communicated complex information to various stakeholders.
How to prepare for a job interview at Morningstar, Inc.
✨Showcase Your Real Estate Expertise
Make sure to highlight your understanding of the European real estate sectors during the interview. Be prepared to discuss specific property types and how you would assess their cash flows, as this will demonstrate your technical knowledge and suitability for the role.
✨Emphasise Leadership Experience
Since the role involves managing a team, it's crucial to share examples of your past leadership experiences. Discuss how you've trained or mentored junior staff, and provide insights into your management style to show that you're capable of guiding a team effectively.
✨Prepare for Technical Questions
Expect to face technical questions related to credit analysis and CMBS transactions. Brush up on relevant methodologies and be ready to explain how you would apply them in real-world scenarios. This will help you stand out as a knowledgeable candidate.
✨Demonstrate Strong Communication Skills
As the role requires client communication and presenting credit recommendations, practice articulating your thoughts clearly and confidently. Use examples from your past experiences to illustrate your ability to communicate complex information effectively.
