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- Tasks: Lead a team in managing financial crime compliance and provide expert guidance on regulations.
- Company: Join Capital on Tap, a company dedicated to empowering small businesses with innovative financial solutions.
- Benefits: Enjoy private healthcare, sabbaticals, a dog-friendly office, and a fun work environment.
- Why this job: Make a real impact in a scaling company while developing your skills in a dynamic team.
- Qualifications: Experience in financial crime compliance and management, with relevant industry accreditation preferred.
- Other info: Hybrid role based in Shoreditch, London, with a vibrant office culture.
The predicted salary is between 48000 - 84000 £ per year.
Join to apply for the Financial Crime Compliance Manager - DMLRO role at Capital on Tap. Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment. This is a Hybrid role, the Financial Crime Compliance team working from our London (Shoreditch) Offices 3+ days per week.
Financial Crime Compliance at Capital on Tap The Financial Crime function within the broader Risk and Compliance team is responsible for the ongoing management of the company’s Financial Crime policies, procedures and controls. This includes risk assessment and ongoing assurance of AML compliance, business advisory and management of high risk customer and suspicious activity escalations.
What You’ll Be Doing
- You will deputise for the MLRO, managing a team of three Financial Crime Compliance Professionals.
- Providing advice to first line operational functions and other areas of the business as appropriate.
- Support the MLRO in the development and ongoing management of our AML policies and procedures in line with statutory obligations and company risk appetite.
- Provide expert guidance to first line operations and review escalations related to suspicious activity, sanctions, PEPs, adverse media, complex ownership and high risk customers.
- Act as a subject matter expert for both current and emerging regulatory obligations ensuring our assessment and subsequent management of risk is appropriate and aligned to the company risk appetite.
- Liaise with Law Enforcement, regulators and Partner Banks as a primary point of contact for investigations, reporting, audits and other ad hoc requests.
- Develop targeted training for first line financial crime teams and customer facing operations.
- Feed into the ongoing maintenance of onboarding and ongoing due diligence controls.
- Liaise with second line assurance and third line audit functions to ensure framework and controls are effectively tested as appropriate.
Required skills:
- Complex Investigation skills required whether it be from ownership structures at onboarding to unravelling complex transaction patterns.
- Able to communicate effectively with stakeholders.
- Able to manage multiple ongoing projects both within the FinCrime space and in product development.
- Experience building out a second line Financial Crime Compliance team.
- Ability to maintain external awareness of the regulatory environment, ensuring risk assessment and policies and procedures are updated as required.
- Previous management experience within Financial Crime and appropriate industry accreditation such as ICA Diploma or ACAMs.
Nice to have skills:
- Strong presenting skills, able to break complex subject matter down into simple terms.
- Experience with SQL and strong Excel skills are highly desirable.
Diversity & Inclusion We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Check out our benefits: Private Healthcare including dental and opticians services through Vitality, Worldwide travel insurance through Vitality, Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical), Salary Sacrifice Pension Scheme up to 7% match, Annual Learning and Wellbeing Budget, Enhanced Parental Leave, Season Ticket Loan, 6 free therapy sessions per year, Dog Friendly Offices, Free drinks and snacks in our offices.
Interview Process: First stage: 30 minute intro and values call with Talent Partner (Video call). Second stage: 45 minute CV overview with Team Manager (Video call) and case study which would be shared ahead of the interview to be discussed. Final stage: 60 minute technical assessment with Head of Department (In person) and 30 minute interview with Executive Leadership.
Financial Crime Compliance Manager - DMLRO employer: Capital on Tap
Contact Detail:
Capital on Tap Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Financial Crime Compliance Manager - DMLRO
✨Tip Number 1
Familiarise yourself with the latest AML regulations and compliance frameworks. Being well-versed in current laws will not only help you in interviews but also demonstrate your commitment to staying updated in this ever-evolving field.
✨Tip Number 2
Network with professionals in the financial crime compliance sector. Attend industry events or webinars to connect with others in the field, which can provide valuable insights and potentially lead to referrals for the role.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your past experience that showcase your complex investigation skills. This will highlight your ability to handle the responsibilities of the role effectively.
✨Tip Number 4
Research Capital on Tap's mission and values thoroughly. Understanding their goals and culture will allow you to tailor your responses during interviews, showing that you're a great fit for their team.
We think you need these skills to ace Financial Crime Compliance Manager - DMLRO
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial crime compliance, particularly any management roles or complex investigation skills. Use keywords from the job description to demonstrate your fit for the role.
Craft a Compelling Cover Letter: In your cover letter, express your passion for helping small businesses and your understanding of the financial crime landscape. Mention specific experiences that align with the responsibilities outlined in the job description.
Showcase Your Skills: Emphasise your ability to manage multiple projects and communicate effectively with stakeholders. Provide examples of how you've successfully navigated complex regulatory environments in previous roles.
Prepare for Interviews: Research Capital on Tap's values and mission. Be ready to discuss how your background aligns with their goals, and prepare to present your thoughts on current trends in financial crime compliance during the interview process.
How to prepare for a job interview at Capital on Tap
✨Understand the Role Thoroughly
Before your interview, make sure you have a solid grasp of the Financial Crime Compliance Manager role. Familiarise yourself with AML policies, risk assessment processes, and the specific responsibilities mentioned in the job description. This will help you articulate how your experience aligns with their needs.
✨Prepare for Case Studies
Since the interview includes a case study, practice analysing complex scenarios related to financial crime compliance. Think about how you would approach investigations, manage high-risk customers, and ensure compliance with regulations. Being able to discuss your thought process clearly will impress the interviewers.
✨Showcase Your Communication Skills
As the role requires effective communication with various stakeholders, be prepared to demonstrate your ability to convey complex information simply. Use examples from your past experiences where you successfully communicated with teams or external parties, especially in high-pressure situations.
✨Highlight Your Leadership Experience
Since you'll be managing a team, it's crucial to showcase your leadership skills. Prepare examples that illustrate how you've built and developed teams in the past, handled conflicts, and fostered a collaborative environment. This will show that you're ready to take on the responsibilities of the role.
