Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyse lending applications and collaborate with teams to make informed credit decisions.
- Company: Join a specialist bank known for innovative lending and savings products in the UK.
- Benefits: Enjoy a competitive salary, bonuses, shares, pension, and healthcare benefits.
- Why this job: Be part of a dynamic team impacting commercial banking and real estate financing.
- Qualifications: Five years' experience in credit risk with strong analytical skills required.
- Other info: Hybrid work model with three days in the office; ideal for driven professionals.
The predicted salary is between 80000 - 120000 £ per year.
Location: London / South East – Manchester / North West – hybrid – three days in the office
Salary: c.£100,000 to £150,000 per annum plus good bonus, shares, pension, healthcare
Our client is an established specialist bank that provides innovative lending and savings products to the UK commercial banking and retail consumer sectors. As it continues to expand, it is keen to appoint two high-profile bankers to assess and make lending decisions on new business in the trading business / debt finance and commercial real estate financing sectors.
The roles:
- Analysing potential new lending applications and working closely with the commercial, analytics, and leadership teams to make informed underwriting decisions and deliver high-quality credit papers and recommendations for credit committee.
- Working collaboratively with the Debt Finance and Commercial Real Estate Development Directors who typically source new lending business in the £1 million to £50 million+ range.
- Making recommendations on deal structures to assist the customers and maintain the quality and quantity of new business written.
- Supporting the Legal, Deal Execution, and Portfolio Management teams when necessary to get transactions ‘over the line’ and maintain the integrity of the facilities post-drawdown.
- Assisting the leadership team and Head of Credit with credit risk policy initiatives and strategic projects when necessary.
The candidate requirements:
- An experienced banker with a working knowledge of commercial banking, corporate banking, cashflow, and/or structured lending.
- Strong credit risk analysis skills with a preference for some sector experience in Healthcare, Hospitality and Leisure, Manufacturing, Financial Sponsors, and/or Residential and Commercial Real Estate Finance.
- At least five years’ experience working in a credit risk function or able to demonstrate transferable skills.
- A good knowledge of credit risk models associated with the analysis of SME clients and an understanding of the wider risks associated with SME lending.
- Able to conduct customer and colleague discussions and negotiations and make timely decisions in a driven and sometimes demanding environment.
The rewards for strong performers include a competitive basic salary, good bonus potential, shares, and a comprehensive benefits package.
Interested candidates should send their CV or any enquiries to Miles Clarke, Director, CBC Resourcing Solutions.
Credit Director employer: CBC Recruitment Solutions
Contact Detail:
CBC Recruitment Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Director
✨Tip Number 1
Network with professionals in the commercial banking sector, especially those who have experience in credit risk analysis. Attend industry events or webinars to connect with potential colleagues and learn more about the latest trends in lending.
✨Tip Number 2
Familiarise yourself with the specific lending products and services offered by our client. Understanding their unique offerings will help you demonstrate your knowledge during interviews and show how you can contribute to their growth.
✨Tip Number 3
Prepare to discuss your previous experiences in credit risk analysis, particularly any relevant projects or deals you've worked on. Be ready to explain how your skills align with the requirements of the Credit Director role.
✨Tip Number 4
Research the current market conditions in the sectors mentioned in the job description, such as Healthcare and Commercial Real Estate. Being knowledgeable about these areas will allow you to engage in meaningful discussions during the interview process.
We think you need these skills to ace Credit Director
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in commercial banking and credit risk analysis. Emphasise any specific sector experience you have, such as Healthcare or Real Estate Finance, to align with the job requirements.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the role and the company. Discuss your experience in making lending decisions and how you can contribute to the team’s success in delivering high-quality credit papers.
Highlight Key Skills: In your application, clearly outline your strong credit risk analysis skills and your ability to work collaboratively with various teams. Mention your experience in negotiations and decision-making in demanding environments.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects your attention to detail, which is crucial in the banking sector.
How to prepare for a job interview at CBC Recruitment Solutions
✨Know Your Numbers
As a Credit Director, you'll need to demonstrate strong analytical skills. Brush up on your credit risk analysis techniques and be prepared to discuss specific examples of how you've assessed lending applications in the past.
✨Understand the Market
Familiarise yourself with current trends in commercial banking, especially in sectors like Healthcare and Real Estate. Being able to discuss recent developments or challenges in these areas will show your depth of knowledge and commitment to the role.
✨Collaborative Mindset
This role requires working closely with various teams. Be ready to share examples of how you've successfully collaborated with others in previous roles, particularly in making informed underwriting decisions or structuring deals.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making skills under pressure. Think about past experiences where you had to make quick, informed decisions and be ready to explain your thought process.
