Credit Eligibility Analyst
Credit Eligibility Analyst

Credit Eligibility Analyst

London Full-Time 22400 - 24840 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Qualify and prepare credit applications, ensuring accuracy and collaboration with teams.
  • Company: YouLend is a leading embedded financing platform for top e-commerce and tech companies.
  • Benefits: Enjoy stock options, private medical insurance, gym access, and social events.
  • Why this job: Join an award-winning workplace and contribute to innovative financial solutions.
  • Qualifications: Attention to detail, strong communication skills, and ability to work with data required.
  • Other info: Entry-level position with a starting salary of £28,000 - £31,000 plus bonuses.

The predicted salary is between 22400 - 24840 £ per year.

YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.

The Role: As a Credit Eligibility analyst, you will be using YouLend guidelines to qualify and prepare applications before they are underwritten by our Credit Decision team. Contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Decisions and Sales teams to ensure the success of every deal!

Requirements:

  • Prepare deals to ensure a seamless decision-making process for the Credit Decision team
  • Ability to solve any discrepancies by collaborating with the Sales and Credit Decision teams
  • Have excellent attention to detail and be confident working with numbers and data
  • Meet targets, SLAs and contribute to the team KPIs
  • Develop and conduct team training sessions where applicable
  • Strong communication skills and understanding of CRM systems

Salary: £28,000 - £31,000+ up to £1,000 quarterly bonus. The start date for this role is the 13th January 2025.

Benefits:

  • Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace
  • Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC
  • We offer a comprehensive benefits package that includes:
  • Stock Options
  • Private Medical insurance via Vitality
  • EAP with Health Assured
  • Enhanced Maternity and Paternity Leave
  • Modern and sophisticated office space in Central London
  • Free Gym in office building in Holborn
  • Subsidised Lunch via Feedr
  • Deliveroo Allowance if working late in office
  • Monthly in office Masseuse
  • Team and Company Socials
  • Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Seniority level: Entry level

Employment type: Full-time

Job function: Finance and Sales

Industries: IT Services and IT Consulting

Credit Eligibility Analyst employer: YouLend

YouLend is an award-winning fintech company that stands out as a top employer due to its commitment to diversity, employee well-being, and professional growth. Located in the heart of Central London, we offer a modern workspace, comprehensive benefits including stock options and private medical insurance, and a vibrant work culture that encourages collaboration and innovation. Join us to be part of a dynamic team where your contributions are valued and rewarded, and where you can thrive in your career while making a meaningful impact in the financial services industry.
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Contact Detail:

YouLend Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Eligibility Analyst

✨Tip Number 1

Familiarise yourself with YouLend's products and services. Understanding their embedded financing solutions and how they integrate with e-commerce platforms will give you an edge during discussions with the team.

✨Tip Number 2

Brush up on your knowledge of credit risk assessment and eligibility criteria. Being able to discuss these topics confidently will demonstrate your readiness for the role and your ability to contribute from day one.

✨Tip Number 3

Network with current or former employees of YouLend on platforms like LinkedIn. They can provide insights into the company culture and the specifics of the Credit Eligibility Analyst role, which can be invaluable during your application process.

✨Tip Number 4

Prepare to showcase your problem-solving skills. Think of examples from your past experiences where you've successfully resolved discrepancies or improved processes, as this aligns well with the responsibilities of the role.

We think you need these skills to ace Credit Eligibility Analyst

Attention to Detail
Data Analysis
Problem-Solving Skills
Strong Communication Skills
Understanding of CRM Systems
Ability to Collaborate with Teams
Time Management
Knowledge of Financial Products
Accuracy in Data Entry
Ability to Meet Targets and SLAs
Training and Development Skills
Adaptability to Change

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities of a Credit Eligibility Analyst at YouLend. Familiarise yourself with their guidelines and the importance of attention to detail in this role.

Tailor Your CV: Customise your CV to highlight relevant experience and skills that align with the job description. Emphasise your ability to work with numbers, data, and your communication skills, as these are crucial for the position.

Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention specific reasons why you want to work at YouLend and how your background makes you a great fit for their team.

Proofread Your Application: Before submitting, carefully proofread your application materials. Check for any spelling or grammatical errors, and ensure that all information is accurate and complete to make a strong impression.

How to prepare for a job interview at YouLend

✨Understand YouLend's Mission

Before the interview, make sure you understand YouLend's mission and how they integrate financing into e-commerce. This will help you align your answers with their goals and demonstrate your enthusiasm for the role.

✨Showcase Your Attention to Detail

As a Credit Eligibility Analyst, attention to detail is crucial. Prepare examples from your past experiences where your meticulousness led to successful outcomes, especially in data handling or financial analysis.

✨Prepare for Team Collaboration Questions

Expect questions about teamwork and collaboration, particularly with Sales and Credit Decision teams. Think of specific instances where you successfully resolved discrepancies or improved processes through teamwork.

✨Familiarise Yourself with CRM Systems

Since the role requires an understanding of CRM systems, brush up on your knowledge of popular platforms. Be ready to discuss any relevant experience you have and how it can benefit YouLend's operations.

Credit Eligibility Analyst
YouLend
Location: London

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