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- Tasks: Lead credit strategy and mentor a team in a dynamic fintech environment.
- Company: Join a fast-growing embedded finance platform revolutionising funding for SMEs globally.
- Benefits: Enjoy a £100,000 salary, private medical insurance, and equity options.
- Why this job: Make a real impact with AI-driven strategies while collaborating with top stakeholders.
- Qualifications: 8+ years in credit risk analytics with advanced SQL skills required.
- Other info: Opportunity to work across UK, EU, and US markets.
The predicted salary is between 72000 - 120000 £ per year.
A fast-growing fintech lender is looking for an experienced Senior Credit Risk Manager to lead credit strategy across portfolios in the UK, EU, and US. This high-impact role combines hands-on analytics, team leadership, and stakeholder influence to drive commercial performance in an embedded finance environment.
This is a rapidly scaling embedded finance platform that powers funding for merchants through partnerships with global e-commerce and payments leaders. Operating in several countries, it uses AI-driven credit assessments to deliver fast, flexible capital to SMEs and small businesses.
As Senior Credit Risk Manager, your day to day responsibilities include but are not limited to:
- Develop and implement credit risk strategies for multiple regions.
- Lead and mentor a team of credit risk analysts.
- Build and optimise underwriting and credit decision frameworks.
- Use SQL and/or Python to drive data-led strategy development.
- Collaborate with senior stakeholders to deliver commercial results.
SKILLS AND EXPERIENCE
- 8+ years experience in credit risk analytics
- Strong track record of managing high-performing analytics teams.
- Advanced SQL
- Deep understanding of credit risk strategy.
- Excellent stakeholder management and communication skills.
THE BENEFITS
- £100,000 base salary
- Private medical insurance
- Equity
- Enhanced maternity/paternity leave
HOW TO APPLY
Send your CV to Dominic via the Apply link on this page.
SENIOR CREDIT RISK MANAGER employer: Harnham - Data & Analytics Recruitment
Contact Detail:
Harnham - Data & Analytics Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land SENIOR CREDIT RISK MANAGER
✨Tip Number 1
Network with professionals in the fintech and credit risk sectors. Attend industry events or webinars to connect with potential colleagues and leaders in the field, which can give you insights into the company culture and expectations.
✨Tip Number 2
Familiarise yourself with the latest trends in AI-driven credit assessments. Being knowledgeable about current technologies and methodologies will not only boost your confidence but also demonstrate your commitment to innovation in credit risk management.
✨Tip Number 3
Prepare to discuss your experience in leading analytics teams. Be ready to share specific examples of how you've successfully managed projects and influenced stakeholders, as this role requires strong leadership and communication skills.
✨Tip Number 4
Research the company's partnerships and their impact on the market. Understanding their business model and how they leverage relationships with e-commerce and payment leaders will help you articulate how you can contribute to their growth.
We think you need these skills to ace SENIOR CREDIT RISK MANAGER
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit risk analytics and team leadership. Use specific examples that demonstrate your ability to develop and implement credit risk strategies, as well as your proficiency in SQL and Python.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the fintech industry and your passion for embedded finance. Mention how your skills align with the company's goals and how you can contribute to their success.
Highlight Relevant Experience: In your application, emphasise your 8+ years of experience in credit risk analytics. Provide concrete examples of how you've managed high-performing teams and collaborated with stakeholders to achieve commercial results.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors or typos. A polished application reflects your attention to detail and professionalism, which are crucial in a senior role.
How to prepare for a job interview at Harnham - Data & Analytics Recruitment
✨Showcase Your Analytical Skills
As a Senior Credit Risk Manager, you'll need to demonstrate your expertise in credit risk analytics. Be prepared to discuss specific projects where you've used SQL or Python to drive data-led strategies. Highlight any successful outcomes that resulted from your analytical work.
✨Emphasise Team Leadership Experience
This role requires strong leadership skills, so be ready to share examples of how you've led and mentored teams in the past. Discuss your approach to building high-performing analytics teams and how you foster collaboration and growth among team members.
✨Prepare for Stakeholder Management Questions
Given the importance of stakeholder influence in this position, think about times when you've successfully collaborated with senior stakeholders. Prepare to explain how you communicated complex credit risk strategies in a way that was easily understood and actionable for non-technical audiences.
✨Understand the Company’s Market Position
Research the fintech lender's position in the market, especially regarding their use of AI-driven credit assessments. Being knowledgeable about their operations in the UK, EU, and US will show your genuine interest in the company and help you align your answers with their strategic goals.
