Credit Risk Analyst

As part of the Credit Risk team under the Executions and Solutions department, you will be involved in liaising with both internal account managers and account management coordinators, as well as external clients and prospect clients, third party intermediaries, credit rating agencies, credit insurance providers and credit insurance brokers regarding energy supply, contractual arrangements, credit management, as well as complementary services. There will be a focus on critically assessing data and contracts, commercial risk management, providing knowledge and expertise to internal

departments, ensuring key client accounts are closely managed and facilitating sustainable business growth., * Assisting the lead credit risk analyst in planning and timely management of credit requests from internal counterparties;

• Completing accurate credit assessments based on both quantitative and qualitative data, submitting credit insurance requests, and undertaking periodic credit limit reviews;

• Checking, monitoring and updating credit exposures and insurance cover levels.

• Proactively identifying solutions to ensure appropriate credit risk mitigation, such as requesting alternative forms of collateral (i.e., third-party guarantees, bank guarantees, letters of credit, security deposits, escrow accounts);

• Monitoring and managing the effective delivery of alternative forms of collateral, as well as updating and renewing these facilities as required;

• Efficiently and effectively communicating credit decisions to internal counterparties, providing relevant feedback, and requesting the required information for reassessment;

• Exploring, implementing, and reviewing credit decisions relating to renewals, site additions and payment term amendments;

• Continuously monitoring the credit risk environment and macro-economic trends;

• Mining and aggregating data and producing relevant reports for further analysis;

• Undertaking various data entry, validation and administrative tasks;

• Performing ad-hoc tasks in line with the team’s needs

• Excellent verbal and written communication skills;

• Strong technical background with excellent analytical and numerical skills and high attention to the detail;

• Ability to read and understand financial data and perform financial analysis;

• Self-starter who takes the initiative to expand upon tasks at hand, improve business processes and develop professionally;

• Flexible approach to problem-solving and creative thinking to deliver actionable solutions;

• A conscientious, responsible and intellectually curious individual who takes pride in their work;

• Ability to work under pressure, comfortable working in a fast-paced, constantly evolving environment and able to quickly respond to changing business needs and demands;

• Able to prioritise and manage your own workload with reduced supervision;

• Computer literate with good knowledge of MS Office

• Working with large data sets

25 days annual leave in addition to Bank holidays.

• Hybrid working pattern; 3 days a week in the office and 2 days remote.

• Company pension scheme.

• Life and medical insurance, and eyecare scheme.

• Employee Assistance Program.

• Cycle to work scheme.

• Family-friendly policies.

• Recruit and Reward scheme.

• Access to perk-box benefits package.

The CFP Energy Group is committed to ensuring equal opportunities, fairness of treatment, dignity and respect, and the elimination of all forms of discrimination in the workplace for all employees/contractors and job applicants.

CFP Energy (UK) Ltd

245 Hammersmith Road, London W6 8PW

Hybrid work

Full-time, 245 Hammersmith Road, London W6 8PW