Financial Crime Investigator (AML)

Over 25 years later, we are the UK’s leading specialist mortgage lender still blazing a trail offering people the chance to get a mortgage. Where high street lenders see black and white, we have always used our expertise and manual underwriting capability to see the shades in between. In a market where changing lifestyles mean more people are falling outside the traditional mortgage criteria, it is an approach that can make a real difference to people who want to own a property.

Kensington Mortgage Company is a wholly owned subsidiary of Barclays Bank UK PLC and the principal activity of the Company is the origination and servicing of mortgage assets. The Company is authorised by the Financial Conduct Authority for regulated activities.

Overall, Purpose of Job

Provide operational support to the Financial Crime Team in the prevention, deterrence, identification, and investigation of money laundering.

Help manage regulatory risk through compliance with all relevant laws, regulations, and industry codes, as well as internal policies and procedures, * Complete investigations related to all AML activities such as:

• o PEP, Sanction & Adverse Screening

• o Supplier Due Diligence (KYS)

• o Transaction Monitoring Exceptions

• o Account Detail Changes

• o Suspicious Activity Referrals

• Liaise with law enforcement agencies, government bodies and external parties including servicing court orders, providing witness statements and court attendance.

• Process external information requests and enquires that may be related to fraud and/or money laundering issues

• Maintain appropriate records relating to all Financial Crime investigations

• Represent Financial Crime in discussions throughout the business, adding value and enhancing the reputation of the department and KMC

• Provide data/information for regular MI

• Identify AML risk areas and recommend improvements to procedures, training, systems, and MI to improve money laundering prevention.

• Build awareness of regulatory risk and the importance of regulatory adherence within all areas of the business.

• Contribute to ad-hoc projects as designated by the Head of Financial Crime

• Continually and actively develop/maintain technical knowledge in relation to new regulatory initiatives., Our employees are critical to our success. We work hard to ensure that Kensington Mortgages is a great place to work. We recognise the difference it makes to our business when people challenge themselves and take advantage of the development opportunities available, so we try and support everyone however we can.

We also recognise the fact that people seek work life balance and continuously develop our benefits offering to create an inclusive and supportive culture where differences that exist between us all are recognised, understood and valued.

We are an inclusive and equal opportunity employer that values diversity. This means we respect and embrace differences in gender, identity, race, ethnic origin, sexual expression and orientation, religion, faith, age, marital status, disability, neurodiversity, social background, education and way of thinking. We are a place where you can be you.

As a reputable employer regulated by the Financial Conduct Authority, all offers of employment for this role are subject to a series of background checks, including criminal (DBS) and financial checks.

03-Jan-2025

Maidenhead

• Workable knowledge of Sira (and office applications)

• PEP/Sanctions discounting process

• Suspicious Activity Investigations / Reporting

• Transaction / Account Monitoring

• Customer / Supplier Due Diligence

• Tact and diplomacy

• Ability to deal with sensitive information discreetly

• Highest levels of honesty, integrity, and accuracy