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- Tasks: Lead and enhance fraud detection strategies across multiple regions.
- Company: YouLend is a top global embedded financing platform for major e-commerce and tech companies.
- Benefits: Enjoy stock options, private medical insurance, and a vibrant office culture with social events.
- Why this job: Shape the future of fraud prevention while ensuring a seamless customer experience in a dynamic environment.
- Qualifications: Experience in leading Fraud Analytics within a credit company and proficiency in SQL required.
- Other info: Join an award-winning workplace recognised for its diversity and support.
The predicted salary is between 80000 - 100000 £ per year.
YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies, and payment services providers. Our software platform and APIs enable our partners to offer flexible financing products to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible, and affordable funding. We operate in 9+ geographies across the UK, EU, and the US.
We're seeking a Credit Fraud Strategy Manager with strong experience in credit fraud detection and prevention to lead and enhance our strategic approach to managing fraud risk. In this role, you will take ownership of our fraud strategy across all operating regions, ensuring the right balance between loss mitigation and customer experience by minimizing false positives and reducing unnecessary friction. You will work closely with our fraud operations and underwriting teams to evaluate current fraud exposures, assess the effectiveness of our controls, monitor performance, and implement improvements that strengthen our fraud defenses.
Responsibilities:
- Define, manage, and continuously improve our fraud prevention and detection strategies
- Ensure optimal trade-off between fraud losses and customer experience
- Analyse and monitor fraud trends using data insights, case reviews, and analytics tools
- Provide clear oversight of fraud performance metrics across 9 countries
- Collaborate with internal teams to design and roll out enhancements to fraud systems and processes
- Proactively identify and respond to emerging fraud threats with appropriate mitigation actions
- Deliver clear reporting on fraud trends, performance, and actions taken
Requirements:
- Experience leading Fraud Analytics in a Credit company
- SQL
Benefits:
- Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace
- Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC
- We offer a comprehensive benefits package that includes:
- Stock Options
- Private Medical insurance via Vitality
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
Salary Range: £80,000 - £100,000 + up to 20% annual bonus.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Business Development and Sales
Industries: IT Services and IT Consulting
Contact Detail:
YouLend Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Fraud Strategy Manager
✨Tip Number 1
Familiarise yourself with the latest trends in credit fraud detection and prevention. Understanding the current landscape will not only help you in interviews but also demonstrate your proactive approach to staying updated in this fast-evolving field.
✨Tip Number 2
Network with professionals in the fintech and credit sectors, especially those who have experience in fraud analytics. Engaging in conversations can provide valuable insights and may even lead to referrals or recommendations for the role.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed fraud risk in previous roles. Highlighting your hands-on experience with data analysis and fraud strategy implementation will set you apart from other candidates.
✨Tip Number 4
Showcase your ability to balance customer experience with fraud prevention. Be ready to explain how you've previously minimised false positives while ensuring a seamless user journey, as this is crucial for the role at YouLend.
We think you need these skills to ace Credit Fraud Strategy Manager
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Credit Fraud Strategy Manager position. Tailor your application to highlight relevant experience in fraud detection and prevention.
Highlight Relevant Experience: In your CV and cover letter, emphasise your experience leading Fraud Analytics in a credit company. Use specific examples to demonstrate your success in managing fraud risk and improving customer experience.
Showcase Analytical Skills: Since the role involves analysing fraud trends and using data insights, be sure to mention your proficiency with SQL and any analytics tools you've used. Provide examples of how you've applied these skills in previous roles.
Craft a Compelling Cover Letter: Write a cover letter that not only outlines your qualifications but also conveys your passion for fraud prevention and your understanding of YouLend's mission. Make it personal and engaging to stand out from other candidates.
How to prepare for a job interview at YouLend
✨Understand the Company and Its Products
Before your interview, make sure you have a solid understanding of YouLend's platform and the services it offers. Familiarise yourself with their AI-driven credit risk assessment solutions and how they integrate with e-commerce sites. This knowledge will help you demonstrate your interest in the company and its mission.
✨Showcase Your Fraud Detection Experience
Be prepared to discuss your previous experience in credit fraud detection and prevention. Highlight specific strategies you've implemented in the past and the results achieved. Use data and metrics to back up your claims, as this role heavily relies on analytical skills.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities in real-world situations. Think about potential fraud threats YouLend might face and how you would address them. This will show your proactive approach and ability to think critically under pressure.
✨Emphasise Collaboration Skills
Since the role involves working closely with various teams, be ready to discuss your collaboration skills. Share examples of how you've successfully worked with cross-functional teams in the past to enhance fraud systems and processes. This will highlight your ability to contribute to a team-oriented environment.
