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- Tasks: Help customers navigate home finance options and provide tailored advice.
- Company: Join a challenger bank committed to Shariah principles, offering innovative financial solutions.
- Benefits: Enjoy 25 days holiday, private medical insurance, and a pension plan.
- Why this job: Be part of a dynamic team focused on customer satisfaction and professional growth.
- Qualifications: Experience in home finance advisory and strong communication skills are essential.
- Other info: We value diversity and encourage applications from all backgrounds.
The predicted salary is between 36000 - 60000 £ per year.
The Mortgage Adviser for Home Finance Products is accountable for providing customers (UK/Expat/International) with a full advice and recommendation service for Home Finance working in accordance with the Banks values, scope of service, regulatory and compliance requirements whilst maintaining excellent customer satisfaction.
Key responsibilities:
- To source and progress Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications through to completion and working within the agreed SLAs.
- Make suitable recommendations to the Bank’s credit function to enable growth of the Home Finance book in line with business strategy.
- Generate telephone appointment activity in order to achieve new business goals, tracking potential customers and following up on enquiries.
- Recommend the most suitable product, term, and payment method to suit the customer’s needs, priorities, and circumstances.
- Achieve and maintain competence to ensure continued professional development.
- Complete extensive due diligence on home finance applications adopting a host of credit assessment skills to recommend the basis on which risk is taken.
- Provide ongoing MI, tracking lead source and outcomes.
- Ensure that market, sector, and Regulatory knowledge is continuously developed and maintained.
- To achieve set individual targets in a variety of areas and to contribute towards the overall performance of the Commercial and Home finance business.
Skills required:
- Previous experience in a Home Finance advisory capacity.
- Experience within the specialist Buy to Let Home Finance sector.
- A detailed understanding of banking credit processes.
- Proven ability to extract key financial information for individuals, partnerships, and companies.
- Excellent communication skills both verbal & written.
- Strong IT skills.
- Advanced understanding of Home Finance products (inc. Secured Financing).
- Risk awareness.
- Regulatory standards awareness.
About us:
Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes and Wilmslow. We offer personal and corporate savings products and finance for UK residential and commercial property, in addition to sourcing and advising on UK real estate investments.
Additional Details:
- We offer highly attractive reward package; the typical benefits include: 25 days holiday entitlement increasing with service, Pension plan, Private medical insurance, Dental cover, Income protection, Life assurance, Employee referral bonus.
Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.
Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank.
Mortgage Adviser (Home Finance Products) employer: Gatehouse Bank plc
Contact Detail:
Gatehouse Bank plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Adviser (Home Finance Products)
✨Tip Number 1
Familiarise yourself with the latest trends in home finance products, especially in the Buy to Let sector. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly changing market.
✨Tip Number 2
Network with professionals in the mortgage advisory field. Attend industry events or join relevant online forums to connect with others who can provide insights and potentially refer you to opportunities at StudySmarter.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous experience that highlight your ability to navigate complex home finance applications. This will showcase your expertise and problem-solving skills during the interview process.
✨Tip Number 4
Demonstrate your understanding of regulatory standards and compliance requirements in the mortgage sector. Being well-versed in these areas will set you apart as a candidate who prioritises ethical practices and customer satisfaction.
We think you need these skills to ace Mortgage Adviser (Home Finance Products)
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and skills required for the Mortgage Adviser position. Tailor your application to highlight your relevant experience in home finance advisory and your understanding of banking credit processes.
Craft a Strong CV: Your CV should clearly outline your previous experience in home finance, particularly in the Buy to Let sector. Emphasise your communication skills, IT proficiency, and any relevant qualifications that demonstrate your competence in this field.
Write a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific examples of how your skills and experiences align with the job requirements, particularly your ability to provide excellent customer service and your knowledge of home finance products.
Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail and professionalism, which are crucial in the financial sector.
How to prepare for a job interview at Gatehouse Bank plc
✨Know Your Home Finance Products
Make sure you have a solid understanding of various home finance products, especially Buy to Let options. Be prepared to discuss how these products work and their benefits for different customer profiles.
✨Demonstrate Regulatory Knowledge
Familiarise yourself with the regulatory standards that govern home finance. During the interview, highlight your awareness of compliance requirements and how you ensure adherence in your advisory role.
✨Showcase Your Communication Skills
As a Mortgage Adviser, excellent communication is key. Practice articulating complex financial concepts in simple terms, and be ready to demonstrate your ability to build rapport with clients during the interview.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions where you may need to assess a customer's financial situation and recommend suitable products. Think through potential scenarios beforehand and be ready to explain your thought process clearly.
