Mortgage Adviser for Home Finance products
Mortgage Adviser for Home Finance products

Mortgage Adviser for Home Finance products

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Help customers navigate home finance options and provide tailored advice.
  • Company: Join a challenger bank committed to Shariah principles and customer satisfaction.
  • Benefits: Enjoy 25 days holiday, private medical insurance, and a pension plan.
  • Why this job: Make a real impact in people's lives while growing your career in finance.
  • Qualifications: Previous mortgage advisory experience and CeMap qualification required.
  • Other info: We value diversity and encourage applications from all backgrounds.

The predicted salary is between 36000 - 60000 £ per year.

A Home Finance Adviser provides customers (UK/Expat/International) with a full advice and recommendation service for Home Finance working in accordance with the Banks values, scope of service, regulatory and compliance requirements whilst maintaining excellent customer satisfaction.

Key responsibilities:

  • To source and progress Regulated (Home Purchase Plan) and Non-Regulated (Buy to Let) home finance applications through to completion and working within the agreed SLAs.
  • Responsible for making suitable recommendations to the Bank’s credit function to enable growth of the Home Finance book in line with business strategy, whilst ensuring that all finance applications are completed within policy and criteria.
  • Generate telephone appointment activity in order to achieve new business goals, tracking potential customers and following up on enquiries.
  • Recommend the most suitable product, term, and payment method to suit the customer’s needs, priorities, and circumstances.
  • Development of existing customer relationships to ensure business retention and growth.
  • Achieve set individual targets in a variety of areas and contribute towards the overall performance of the Commercial and Home finance business, whilst minimising the risk of losses.
  • Work alongside the Home Finance BDMs.
  • Provide ongoing MI, tracking lead source and outcomes.
  • Ensure that market, sector, and Regulatory knowledge is continuously developed and maintained.

Senior Managers and Certification Regime:

This role is in-scope of the Regulators’ Senior Manager and Certification Regime. As such the jobholder will be assessed and certified annually. Your role as Home Finance Adviser is a certified function. You are therefore required to discharge the following governance responsibilities: Regulatory status: Certified.

Skills required:

  • Previous experience in a Mortgage advisory capacity.
  • Experience within the specialist Mortgages sector.
  • A detailed understanding of banking credit processes.
  • Advanced understanding of Mortgage products.
  • CeMap qualified or equivalent.
  • Hold a Competent Advisor status.

About us:

Founded in 2007, we are a challenger bank that operates in accordance with Shariah principles, with offices in London, Milton Keynes and Wilmslow. We offer personal and corporate savings products and finance for UK residential property, in addition to sourcing and advising on UK real estate investments.

Additional Details:

  • 25 days holiday entitlement increasing with service.
  • Pension plan.
  • Private medical insurance.
  • Group dental insurance.
  • Income protection.
  • Life assurance.
  • Employee referral bonus.

Gatehouse Bank is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, gender reassignment, religion or belief, marital status, or pregnancy and maternity.

Please be advised that we have an appointed recruitment partner, The Curve Group, to manage our recruitment process and give candidates the best possible experience in pursuing a career with Gatehouse Bank. The personal details you have shared with us may be processed by The Curve Group on behalf of Gatehouse Bank.

Mortgage Adviser for Home Finance products employer: Gatehouse Bank plc

Gatehouse Bank is an exceptional employer, offering a supportive work culture that prioritises employee growth and development within the dynamic field of Home Finance. With a comprehensive benefits package including generous holiday entitlement, private medical insurance, and a pension plan, employees are well-cared for while contributing to a purpose-driven organisation that operates in accordance with Shariah principles. Located in vibrant cities like London, Milton Keynes, and Wilmslow, our team enjoys a collaborative environment that fosters innovation and excellence in customer service.
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Contact Detail:

Gatehouse Bank plc Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Mortgage Adviser for Home Finance products

✨Tip Number 1

Familiarise yourself with the latest mortgage products and regulations in the UK. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a rapidly changing industry.

✨Tip Number 2

Network with professionals in the mortgage advisory field. Attend industry events or join relevant online forums to connect with others who can provide insights or even refer you to opportunities at StudySmarter.

✨Tip Number 3

Prepare for role-specific scenarios that may come up during interviews. Think about how you would handle various customer situations, as this will showcase your problem-solving skills and customer service orientation.

✨Tip Number 4

Research our company values and culture at StudySmarter. Understanding what we stand for will help you align your answers during interviews and show that you're a good fit for our team.

We think you need these skills to ace Mortgage Adviser for Home Finance products

Mortgage Advisory Experience
Understanding of Home Finance Products
Knowledge of Banking Credit Processes
CeMap Qualification or Equivalent
Competent Advisor Status
Customer Relationship Management
Regulatory Compliance Knowledge
Sales and Business Development Skills
Excellent Communication Skills
Analytical Skills
Attention to Detail
Problem-Solving Skills
Time Management Skills
Ability to Work Under Pressure

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of a Mortgage Adviser. Familiarise yourself with the key skills needed, such as experience in mortgage advisory and knowledge of banking credit processes.

Tailor Your CV: Customise your CV to highlight relevant experience in mortgage advisory roles. Emphasise your CeMap qualification and any previous work in the specialist mortgages sector to align with the job description.

Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for home finance and your understanding of the regulatory environment. Mention specific achievements in previous roles that demonstrate your ability to meet targets and provide excellent customer service.

Highlight Regulatory Knowledge: Since this role is in-scope of the Regulators’ Senior Manager and Certification Regime, be sure to mention your understanding of regulatory requirements and how you have maintained compliance in past positions.

How to prepare for a job interview at Gatehouse Bank plc

✨Know Your Mortgage Products

Make sure you have a solid understanding of various mortgage products, especially those relevant to the role. Be prepared to discuss how different products can meet customer needs and how you would recommend them based on individual circumstances.

✨Demonstrate Regulatory Knowledge

Since this role involves compliance with regulatory requirements, brush up on the latest regulations affecting home finance. Be ready to explain how you ensure compliance in your advisory process and how you keep your knowledge up to date.

✨Showcase Customer Relationship Skills

Highlight your experience in developing and maintaining customer relationships. Prepare examples of how you've successfully retained clients or grown business through excellent service and follow-ups.

✨Prepare for Scenario Questions

Expect scenario-based questions where you may need to demonstrate your problem-solving skills. Think about past experiences where you had to make recommendations under pressure or navigate complex customer situations.

Mortgage Adviser for Home Finance products
Gatehouse Bank plc
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  • Mortgage Adviser for Home Finance products

    London
    Full-Time
    36000 - 60000 £ / year (est.)

    Application deadline: 2027-04-03

  • G

    Gatehouse Bank plc

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