At a Glance
- Tasks: As a Mortgage Underwriter, you'll process applications and manage client communications efficiently.
- Company: Join a major lender known for its professional environment and commitment to career development.
- Benefits: Enjoy a £39k salary, hybrid working, private healthcare, generous pension, and 25+ holidays.
- Why this job: This role offers exciting career growth in a supportive culture with a focus on diversity and inclusion.
- Qualifications: CeMap qualified or equivalent, with 5 GCSEs including Maths and English, plus strong communication skills.
- Other info: This is an 18-month Fixed Term Contract with opportunities to enhance your skills.
The predicted salary is between 31200 - 46800 £ per year.
Mortgage Underwriter to provide an efficient and professional mortgage underwriting service for a major lender to their clients, customers, and intermediaries through compliant regulated meetings.
Excellent package includes:
- £39k Salary
- Hybrid Working - mainly remote with occasional days in office
- 35 Hour Week
- Private Healthcare
- Generous pension
- Free Onsite Parking
- 25 days holidays (rising with service) + 8 bank holidays plus other benefits.
Offered as an 18 month FTC.
Key skills and experience:
- CeMap qualified or industry equivalent.
- 5 GCSE at Grade C or above including Maths and English or equivalent.
- Excellent communication skills both written and verbal.
- Experience of Microsoft packages including Word & Excel.
- Ability to independently manage multiple tasks.
- Strong attention to detail.
Responsibilities:
- Process mortgage Decision in Principle (DIP) requests from intermediaries within SLA.
- Process mortgage applications on the software system and complete all procedural administrative documentation efficiently liaising with the customer during the application process.
- Maintain accurate records and notes throughout all stages of the mortgage application.
- To approve mortgage applications (direct and introduced) within specified limits in accordance with Lending Policy.
This is an excellent opportunity to join a professional working environment with exciting career development opportunities. The role is offered as an 18 month Fixed Term Contract and will provide the incumbent the chance to develop their skills and experience. In return you will enjoy an attractive salary of c £39K, a hybrid working environment and a range of benefits including a 35-hour week, healthcare, pension, and free onsite parking. Our client welcomes applications from a diverse background and encourages equality and inclusion in their workforce.
Forward your CV to Elaine Hallworth and we will be back in touch to discuss the role and client further.
Mortgage Underwriter in Preston, Lancashire employer: Elevate Recruitment.
Contact Detail:
Elevate Recruitment. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter in Preston, Lancashire
✨Tip Number 1
Familiarise yourself with the mortgage underwriting process and current lending policies. This will not only help you in interviews but also demonstrate your commitment to understanding the role.
✨Tip Number 2
Network with professionals in the mortgage industry, especially those who are already working as underwriters. They can provide valuable insights and may even refer you to opportunities within their organisations.
✨Tip Number 3
Prepare for potential interview questions by practising your responses to common scenarios faced by mortgage underwriters. This will help you articulate your problem-solving skills and attention to detail effectively.
✨Tip Number 4
Stay updated on the latest trends and regulations in the mortgage industry. Showing that you are knowledgeable about current events can set you apart from other candidates during discussions.
We think you need these skills to ace Mortgage Underwriter in Preston, Lancashire
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your CeMap qualification or equivalent, as well as your GCSEs in Maths and English. Emphasise your experience with Microsoft packages and any relevant mortgage underwriting experience.
Craft a Strong Cover Letter: Write a cover letter that showcases your excellent communication skills. Mention specific examples of how you've managed multiple tasks independently and your attention to detail in previous roles.
Highlight Relevant Experience: In your application, focus on your experience processing mortgage applications and Decision in Principle requests. Detail your familiarity with compliance and regulatory requirements in the mortgage industry.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. A polished application reflects your attention to detail, which is crucial for a Mortgage Underwriter role.
How to prepare for a job interview at Elevate Recruitment.
✨Showcase Your CeMap Qualification
Make sure to highlight your CeMap qualification or any equivalent industry certification during the interview. This is crucial as it demonstrates your expertise and understanding of mortgage processes, which is essential for the role.
✨Demonstrate Strong Communication Skills
Since excellent communication skills are a key requirement, prepare to discuss examples where you've effectively communicated with clients or colleagues. Practising clear and concise responses will help you stand out.
✨Prepare for Technical Questions
Be ready to answer technical questions related to mortgage underwriting and the software systems used in the process. Familiarise yourself with common scenarios and how you would handle them to show your problem-solving abilities.
✨Emphasise Attention to Detail
Attention to detail is critical in this role. Prepare to discuss instances where your meticulous nature has positively impacted your work, especially in managing multiple tasks or processing applications accurately.