At a Glance
- Tasks: Lead the development of the bank's Credit Risk Framework and oversee portfolio management.
- Company: Eximius Finance is a dynamic bank focused on innovative financial solutions.
- Benefits: Enjoy flexible working options and a collaborative team environment.
- Why this job: Join a forward-thinking team making impactful decisions in credit risk management.
- Qualifications: 5+ years in credit risk analytics with expertise in credit models and data tools.
- Other info: Opportunity to work closely with data science colleagues and enhance your analytical skills.
The predicted salary is between 43200 - 72000 £ per year.
The role:
Support the Head of Credit Risk by playing a key role in developing and embedding the bank’s Credit Risk Framework and provide ongoing support in the provision of an effective, data enabled Credit Risk management function for the business.
Take ownership of overseeing the Credit Risk portfolio management and reporting activities including:
- Maintaining and developing the bank’s regular credit risk portfolio monitoring, assessment and reporting activities to ensure high quality quantitative and qualitative reporting of the bank’s credit exposures to senior management.
- Development & maintenance of the bank’s suite of key credit risk indicators and metrics used in the assessment and monitoring of performance against risk appetite and key risk controls.
- Identify trends and patterns in data to assist in the generation of credit risk insights, scenario analysis & stress testing of the bank’s credit risk exposures in response to macroeconomic developments, internal or external business initiatives and/or idiosyncratic events.
Be responsible for Credit Risk modelling tools used for the measurement and monitoring of Credit Risks, including the development and maintenance of the bank’s Credit Risk Scorecard model, and its performance assessment and calibration, in conjunction with risk management and data science colleagues.
Experience:
- 5 years + in credit risk analytics in a retail, corporate or private bank
- Experience of credit models - PD & LGD models
- Deep knowledge of VBA, SQL, SAS, Power BI
Contact Detail:
Eximius Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Modelling Manager - Eximius Finance
✨Tip Number 1
Network with professionals in the finance and credit risk sectors. Attend industry events, webinars, or local meetups to connect with people who work in similar roles. This can help you gain insights into the company culture and potentially get a referral.
✨Tip Number 2
Familiarise yourself with the latest trends in credit risk management and analytics. Stay updated on macroeconomic developments that could impact credit risk, as this knowledge will be valuable during interviews and discussions with potential colleagues.
✨Tip Number 3
Demonstrate your technical skills by working on relevant projects or case studies. Create a portfolio showcasing your experience with credit models, data analysis, and tools like VBA, SQL, SAS, and Power BI. This will give you a competitive edge.
✨Tip Number 4
Prepare for the interview by practising common questions related to credit risk modelling and analytics. Be ready to discuss your previous experiences, particularly how you've used data to drive insights and decision-making in credit risk management.
We think you need these skills to ace Modelling Manager - Eximius Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analytics, particularly focusing on your expertise with PD and LGD models. Use specific examples to demonstrate your skills in VBA, SQL, SAS, and Power BI.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the Modelling Manager position at Eximius Finance. Discuss how your background aligns with the responsibilities outlined in the job description, particularly your experience in developing credit risk frameworks and reporting.
Showcase Your Analytical Skills: Provide examples of how you've identified trends and patterns in data in previous roles. Highlight any scenario analysis or stress testing you have conducted, as this is crucial for the role.
Proofread Your Application: Before submitting, carefully proofread your application materials. Ensure there are no grammatical errors or typos, as attention to detail is essential in the finance sector.
How to prepare for a job interview at Eximius Finance
✨Showcase Your Technical Skills
Make sure to highlight your experience with credit models, particularly PD and LGD models. Be prepared to discuss your proficiency in VBA, SQL, SAS, and Power BI, as these are crucial for the role.
✨Demonstrate Analytical Thinking
Prepare examples of how you've identified trends and patterns in data in previous roles. Discuss any insights you generated that influenced decision-making or improved risk management processes.
✨Understand the Credit Risk Framework
Familiarise yourself with the bank's Credit Risk Framework and be ready to discuss how you can contribute to its development and implementation. Showing knowledge of current best practices will impress the interviewers.
✨Prepare for Scenario Analysis Questions
Expect questions related to scenario analysis and stress testing. Think about how macroeconomic developments can impact credit risk and be ready to provide examples of how you've handled similar situations in the past.