At a Glance
- Tasks: Lead the development of the bank's Credit Risk Framework and oversee portfolio management.
- Company: Join Eximius Finance, a forward-thinking bank focused on innovative credit risk solutions.
- Benefits: Enjoy competitive pay, flexible working options, and opportunities for professional growth.
- Why this job: Make a real impact in credit risk management while collaborating with talented professionals.
- Qualifications: 5+ years in credit risk analytics; expertise in credit models and data analysis tools required.
- Other info: Ideal for those passionate about data-driven decision-making in finance.
The predicted salary is between 43200 - 72000 £ per year.
The role:
Support the Head of Credit Risk by playing a key role in developing and embedding the bank’s Credit Risk Framework and provide ongoing support in the provision of an effective, data enabled Credit Risk management function for the business.
Take ownership of overseeing the Credit Risk portfolio management and reporting activities including:
- Maintaining and developing the bank’s regular credit risk portfolio monitoring, assessment and reporting activities to ensure high quality quantitative and qualitative reporting of the bank’s credit exposures to senior management.
- Development & maintenance of the bank’s suite of key credit risk indicators and metrics used in the assessment and monitoring of performance against risk appetite and key risk controls.
- Identifying trends and patterns in data to assist in the generation of credit risk insights, scenario analysis & stress testing of the bank’s credit risk exposures in response to macroeconomic developments, internal or external business initiatives and/or idiosyncratic events.
Be responsible for Credit Risk modelling tools used for the measurement and monitoring of Credit Risks, including the development and maintenance of the bank’s Credit Risk Scorecard model, and its performance assessment and calibration, in conjunction with risk management and data science colleagues.
Experience:
- 5 years + in credit risk analytics in a retail, corporate or private bank
- Experience of credit models - PD & LGD models
- Deep knowledge of VBA, SQL, SAS, Power BI
Modelling Manager - Eximius Finance employer: Eximius Finance
Contact Detail:
Eximius Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Modelling Manager - Eximius Finance
✨Tip Number 1
Network with professionals in the finance and credit risk sectors. Attend industry events or webinars where you can meet people who work in similar roles. This can help you gain insights into the company culture and potentially get a referral.
✨Tip Number 2
Familiarise yourself with the latest trends in credit risk management and analytics. Follow relevant blogs, podcasts, or publications to stay updated. This knowledge can be a great conversation starter during interviews and shows your commitment to the field.
✨Tip Number 3
Prepare to discuss specific examples of your experience with credit risk models, particularly PD and LGD models. Be ready to explain how you've used tools like VBA, SQL, SAS, and Power BI in your previous roles to enhance credit risk analysis.
✨Tip Number 4
Research StudySmarter's approach to credit risk management and their current projects. Tailoring your discussions around how your skills and experiences align with their goals can make a strong impression during interviews.
We think you need these skills to ace Modelling Manager - Eximius Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analytics, particularly focusing on your expertise with PD and LGD models. Use specific examples to demonstrate your skills in VBA, SQL, SAS, and Power BI.
Craft a Compelling Cover Letter: Write a cover letter that clearly outlines your understanding of the Credit Risk Framework and how your previous experience aligns with the responsibilities of the Modelling Manager role. Mention any specific achievements in credit risk management that showcase your capabilities.
Highlight Analytical Skills: In your application, emphasise your ability to identify trends and patterns in data. Provide examples of how you have used data analysis to generate insights or improve credit risk assessments in past roles.
Showcase Team Collaboration: Since the role involves working with risk management and data science colleagues, include examples of successful collaborations in your application. Highlight how you have contributed to team projects and supported cross-functional initiatives.
How to prepare for a job interview at Eximius Finance
✨Showcase Your Technical Skills
Make sure to highlight your experience with credit models, particularly PD and LGD models. Be prepared to discuss specific projects where you used VBA, SQL, SAS, or Power BI, as these are crucial for the role.
✨Demonstrate Analytical Thinking
Prepare examples that showcase your ability to identify trends and patterns in data. Discuss how you've used data insights to influence decision-making or improve credit risk management in previous roles.
✨Understand the Credit Risk Framework
Familiarise yourself with the bank's Credit Risk Framework and be ready to discuss how you can contribute to its development and embedding. Showing knowledge of current best practices in credit risk management will impress the interviewers.
✨Prepare for Scenario Analysis Questions
Expect questions related to scenario analysis and stress testing. Think about how macroeconomic developments can impact credit risk and be ready to provide examples of how you've approached similar analyses in the past.