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- Tasks: Lead financial, strategic, and climate risk management while developing policies and risk registers.
- Company: Together is a leading property finance expert with a passion for helping customers achieve their property goals.
- Benefits: Enjoy 26 days holiday, a birthday day off, private medical insurance, and local discounts.
- Why this job: Join a diverse team focused on customer success and make a real impact in the finance sector.
- Qualifications: Must have a recognised financial qualification and experience in risk management or accountancy.
- Other info: We celebrate diversity and are committed to creating an inclusive workplace for all.
The predicted salary is between 43200 - 72000 £ per year.
Company Description We\’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we\’ve been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. We pride ourselves on our common sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers\’ property ambitions a reality. We\’re looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do – and that starts with our brilliantly different team of people. Job Description As a Senior Financial Risk Manager , you will be responsible for the oversight of first line financial, strategic and climate risk management. You will develop financial risk registers to monitor evolution of key risks, feeding into ALCO. You will also be responsible for the review and development of the financial risk policy, setting and management of financial risk appetites and reporting of risk profiles through governance. For strategic and climate risk, you will work with key stakeholders to ensure the risk profile, appetites and appetite metrics provide suitable oversight and assurance to the Executive and Board for these risk types. As a Senior Financial Risk Manager , we are looking for someone to: Oversee, challenge and lead assurance of first line financial, strategic and climate risk management Own and develop financial and climate risk policy, ensuring appropriate governance of changes and evidence of key controls Evolve our approach to second line strategic risk management, e.g. consideration of requirement for policy/standard/framework Produce the risk profiles for Exec and Board risk committees, working with the first line to ensure all material risks have been identified and mitigating actions (where required) have been defined and progressed Set, via the Board, risk appetites and risk appetite metrics Develop suitable KRIs with business stakeholders for financial, strategic and climate risk management across the business Provide second line risk profile impact assessment of financial plans: budget, reforecasts and strategic plans Develop financial risk registers to monitor evolution of key risks, feeding into ALCO Contribute to the overall continuous development of risk management and of the company\’s risk appetites Qualifications Essential A recognised accountancy or financial risk management qualification Experience in accountancy/external audit and/or financial risk and/or prudential risk (risk assurance, risk consulting) Ability to engage and build relationships with senior stakeholders, with confidence to challenge The ability to identify trends and interpret data from multiple sources and investigate anomalies and unusual patterns/activities Effective problem-solving skills and ability to make recommendations based on findings considering commercial and customer implications Excellent communication skills to articulate complex issues/analysis up to Board level and interact with other teams across the business both verbally and in writing Additional Information Benefits working at Together 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar/restaurant discounts Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we\’ll do all we can. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks. #J-18808-Ljbffr
Contact Detail:
TOGETHER FINANCIAL SERVICES LIMITED Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Financial Risk Manager
✨Tip Number 1
Familiarise yourself with the specific financial risk management frameworks and policies that are relevant to the property finance sector. Understanding these will help you demonstrate your expertise during discussions with our team.
✨Tip Number 2
Network with professionals in the financial risk management field, especially those who have experience in property finance. This can provide you with insights into industry trends and challenges, which you can bring up in your conversations with us.
✨Tip Number 3
Prepare to discuss your experience in developing risk registers and managing risk appetites. Be ready to share specific examples of how you've successfully implemented risk management strategies in previous roles.
✨Tip Number 4
Showcase your ability to communicate complex issues clearly, especially to senior stakeholders. Practising how you would present risk profiles and findings to a board can set you apart as a candidate who is ready for this role.
We think you need these skills to ace Senior Financial Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in financial risk management, accountancy, and stakeholder engagement. Use specific examples that demonstrate your ability to oversee and challenge financial risks.
Craft a Compelling Cover Letter: In your cover letter, express your passion for the role and the company. Discuss how your skills align with their needs, particularly in developing financial risk policies and managing risk appetites.
Highlight Relevant Qualifications: Clearly state your accountancy or financial risk management qualifications. Mention any experience in external audit or risk consulting that showcases your expertise in the field.
Showcase Communication Skills: Emphasise your excellent communication skills in both your CV and cover letter. Provide examples of how you've articulated complex issues to senior stakeholders, as this is crucial for the role.
How to prepare for a job interview at TOGETHER FINANCIAL SERVICES LIMITED
✨Understand the Company Culture
Before your interview, take some time to research Together's company culture and values. They pride themselves on a common sense approach to lending and customer-centric service, so be prepared to discuss how your values align with theirs.
✨Showcase Your Risk Management Expertise
As a Senior Financial Risk Manager, you'll need to demonstrate your knowledge in financial, strategic, and climate risk management. Be ready to share specific examples from your past experience that highlight your ability to develop risk policies and manage risk appetites.
✨Prepare for Stakeholder Engagement Scenarios
Given the role's emphasis on engaging with senior stakeholders, think of instances where you've successfully built relationships and challenged decisions. Prepare to discuss how you can effectively communicate complex issues to various audiences, including the Board.
✨Demonstrate Problem-Solving Skills
The ability to identify trends and solve problems is crucial for this position. Be prepared to discuss a challenging situation you've faced, how you approached it, and the outcome. This will showcase your analytical skills and your ability to make recommendations based on data.
