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For Companies At a Glance
- Tasks: Lead our EMI license application and build a robust compliance framework.
- Company: Join a bold fintech startup redefining payment services.
- Benefits: Enjoy competitive salary, flexible hybrid work, and growth opportunities.
- Why this job: Be a key player in shaping compliance and fighting financial crime.
- Qualifications: 3+ years as MLRO or AML expert with deep UK regulatory knowledge.
- Other info: Diverse team culture; everyone is welcome to apply!
Join a fintech revolution and shape the future of payments as our MLRO!
About Us
We’re a bold fintech startup set to redefine the payment services world. As we gear up to secure our Electronic Money Institution (EMI) license with the FCA, we need a seasoned Money Laundering Reporting Officer (MLRO) to join our leadership team at this exciting growth phase.
Your Role
As our MLRO, you’ll be the cornerstone of our EMI license application and the architect of our compliance framework. You’ll take on the FCA-designated SMF17 role, spearheading our fight against financial crime and ensuring we meet every regulatory standard.
What You’ll Do
- Lead our EMI license application, from drafting policies to liaising with the FCA.
- Build and manage a tailored AML/CFT framework for our innovative business model.
- Act as our go-to person for regulators and authorities.
- Design cutting-edge transaction monitoring, KYC, and suspicious activity reporting systems.
- Conduct risk assessments and embed a risk-based approach to compliance.
- Train our team and foster a culture of integrity and accountability.
- Keep us ahead of regulatory changes with your expertise.
What You Bring
- 3+ years as an MLRO, Compliance Officer, or AML expert in an EMI, PSP, or fintech setting.
- Deep knowledge of UK AML/CFT laws and FCA rules, especially for EMIs.
- Proven success supporting EMI license applications (bonus if you’ve nailed it before!).
- Expertise in financial crime risks and control frameworks in payments.
- Ability to craft policies and risk assessments from scratch.
- Eligibility for FCA approval as SMF17 with a spotless "fit and proper" record.
- Stellar communication skills to influence at Board level and beyond.
What We Offer
- Competitive salary (think £70,000-£120,000, based on experience) potential equity.
- A rare chance to build a compliance function from the ground up.
- Flexible hybrid work options to suit your life.
- Direct line to the Board and a voice in our company’s future.
- Support for certifications and growth in a high-octane startup.
Ready to Apply?
If you’re pumped to guide a fintech star through EMI licensing and lead compliance with impact, send your CV and a cover letter telling us why you’re our perfect fit. We’re building a team as diverse as the customers we serve - everyone’s welcome to apply!
Money Laundering Reporting Officer (MLRO) - Fintech EMI Startup employer: Bilink Horizon Pay ltd
Contact Detail:
Bilink Horizon Pay ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Money Laundering Reporting Officer (MLRO) - Fintech EMI Startup
✨Tip Number 1
Network with professionals in the fintech and compliance sectors. Attend industry events, webinars, or local meetups to connect with others who have experience as an MLRO or in similar roles. This can provide you with valuable insights and potentially lead to referrals.
✨Tip Number 2
Stay updated on the latest UK AML/CFT regulations and FCA guidelines. Subscribe to relevant newsletters or follow regulatory bodies on social media to ensure you're aware of any changes that could impact your role as an MLRO.
✨Tip Number 3
Prepare to discuss your previous experiences in detail during interviews. Be ready to share specific examples of how you've successfully navigated the EMI licensing process or implemented effective compliance frameworks in past roles.
✨Tip Number 4
Demonstrate your passion for fintech and compliance during your interactions with us. Show that you understand our mission and are excited about the opportunity to shape the future of payments while ensuring regulatory compliance.
We think you need these skills to ace Money Laundering Reporting Officer (MLRO) - Fintech EMI Startup
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of an MLRO in a fintech environment. Familiarise yourself with the specific requirements mentioned in the job description, such as knowledge of UK AML/CFT laws and experience with EMI license applications.
Tailor Your CV: Craft your CV to highlight relevant experience that aligns with the role. Emphasise your previous roles as an MLRO or Compliance Officer, focusing on your achievements in compliance frameworks, risk assessments, and any successful EMI license applications.
Write a Compelling Cover Letter: In your cover letter, express your enthusiasm for the fintech industry and the specific company. Clearly articulate why you are the perfect fit for the MLRO position, referencing your experience and how it aligns with their mission to redefine payment services.
Showcase Your Communication Skills: Since the role requires influencing at Board level, ensure your application reflects your strong communication skills. Use clear, concise language and provide examples of how you've effectively communicated complex compliance issues in past roles.
How to prepare for a job interview at Bilink Horizon Pay ltd
✨Showcase Your Regulatory Knowledge
Make sure to brush up on UK AML/CFT laws and FCA rules, especially those relevant to Electronic Money Institutions. Demonstrating your deep understanding of these regulations will show that you're the right fit for the MLRO role.
✨Prepare for Scenario-Based Questions
Expect questions that assess your ability to handle real-world compliance challenges. Prepare examples from your past experience where you successfully navigated complex regulatory situations or implemented effective AML frameworks.
✨Highlight Your Leadership Skills
As an MLRO, you'll be leading compliance efforts and training teams. Be ready to discuss your leadership style and provide examples of how you've fostered a culture of integrity and accountability in previous roles.
✨Demonstrate Your Communication Skills
Since you'll be liaising with regulators and influencing at Board level, it's crucial to showcase your stellar communication skills. Practice articulating your thoughts clearly and confidently, as this will be key during the interview.
