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For Companies At a Glance
- Tasks: Assist in underwriting, review credit applications, and support risk management.
- Company: Join a pioneering challenger bank focused on transforming UK agriculture finance.
- Benefits: Enjoy hybrid working, competitive salary, and career growth opportunities.
- Why this job: Make a meaningful impact in a dynamic startup while learning from industry experts.
- Qualifications: Interest in underwriting, strong analytical skills, and detail-oriented mindset required.
- Other info: Be part of a sustainable fintech revolution supporting rural businesses.
The predicted salary is between 24000 - 36000 £ per year.
Location: Chester (Hybrid Working Available)
Sector: Challenger Banking | Credit Risk | Agriculture
Our client is a new and innovative challenger bank dedicated to transforming financial services within the UK’s rural economy. With a unique focus on supporting British agriculture, this exciting startup is led by industry experts across banking, technology, and farming.
As they continue to expand, they are seeking a Trainee Underwriter to support the credit assessment process, contribute to sound lending decisions, and help manage risk within the bank’s growing portfolio. This is an exciting opportunity to learn and grow in a fast-paced, dynamic environment while making a meaningful impact.
The Role
- Assist in the underwriting process by reviewing credit applications, assessing affordability, and ensuring compliance with regulatory requirements.
- Support the preparation of credit papers for senior approval, learning from experienced team members.
- Contribute to the evaluation of financial data, creditworthiness, and security, ensuring sound risk management practices are followed.
- Help monitor default activity and participate in recovery processes when necessary.
- Collaborate with colleagues across the business to deliver a seamless customer experience.
What We’re Looking For
- A keen interest in underwriting, credit risk, or agricultural finance.
- Strong analytical skills, with the ability to interpret financial data and assess risk.
- Familiarity with bank lending processes and credit reference agencies is a plus.
- A detail-oriented mindset, excellent communication skills, and the ability to work in a fast-paced environment.
- A passion for the UK’s rural economy and a desire to learn within the agriculture finance sector.
Why Join?
- Be part of a groundbreaking fintech challenger bank with a strong commitment to sustainability.
- Play a role in supporting UK agriculture and rural businesses with innovative financial products.
- Gain hands-on experience and develop your career in credit risk and underwriting within a dynamic startup environment.
- Access career growth and development opportunities in a forward-thinking organisation.
This role offers a competitive salary, hybrid working options, and the chance to be part of an exciting, transformational venture in UK banking.
Trainee Underwriter - Asset Finance employer: Fintellect Recruitment
Contact Detail:
Fintellect Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Trainee Underwriter - Asset Finance
✨Tip Number 1
Familiarise yourself with the agricultural finance sector. Understanding the unique challenges and opportunities within this field will not only help you in interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the banking and agriculture sectors. Attend relevant events or join online forums to connect with industry experts, which can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Brush up on your analytical skills. Practice interpreting financial data and assessing risk through case studies or online courses, as these skills are crucial for a Trainee Underwriter position.
✨Tip Number 4
Stay updated on current trends in challenger banking and credit risk management. Being knowledgeable about recent developments will show your enthusiasm for the role and your commitment to contributing to the bank's mission.
We think you need these skills to ace Trainee Underwriter - Asset Finance
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly understand the responsibilities of a Trainee Underwriter. Familiarise yourself with underwriting processes, credit risk assessment, and the specific focus on agricultural finance.
Tailor Your CV: Highlight relevant skills and experiences in your CV that align with the job description. Emphasise any analytical skills, familiarity with financial data, and your interest in the agricultural sector.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the UK’s rural economy and your eagerness to learn about underwriting and credit risk. Mention why you are interested in this specific role and how you can contribute to the company.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is clear and concise. A polished application reflects your attention to detail.
How to prepare for a job interview at Fintellect Recruitment
✨Show Your Passion for Agriculture
Make sure to express your enthusiasm for the UK’s rural economy and agriculture during the interview. This role is all about supporting British agriculture, so demonstrating a genuine interest will set you apart from other candidates.
✨Highlight Analytical Skills
Prepare to discuss your analytical skills and how you've used them in past experiences. Be ready to provide examples of how you've interpreted financial data or assessed risk, as these are crucial for the Trainee Underwriter position.
✨Familiarise Yourself with Underwriting Processes
Before the interview, brush up on bank lending processes and credit reference agencies. Showing that you have a basic understanding of these concepts will demonstrate your commitment to the role and your readiness to learn.
✨Ask Insightful Questions
Prepare thoughtful questions to ask your interviewers about the company’s approach to credit risk and their vision for supporting agriculture. This shows your engagement and eagerness to contribute to their mission.
