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- Tasks: Underwrite credit proposals for Buy to Let loans and assess credit risks.
- Company: Join a leading London bank with a supportive team culture.
- Benefits: Enjoy a competitive salary of £48,000 and generous holiday perks.
- Why this job: Make impactful credit decisions while adhering to regulatory standards in a dynamic environment.
- Qualifications: Strong communication skills and knowledge of UK lending and regulatory frameworks required.
- Other info: This is a 12-month fixed-term contract with opportunities for growth.
The predicted salary is between 28800 - 67200 £ per year.
Our London client in the Banking sector is seeking a BTL Underwriter to join the team as soon as possible on a 12 month FTC basis with a salary of £48,000 on offer. This role comes with a great perks package including generous holiday.
What does the role entail?
Working as a BTL Underwriter your main job role will be the underwriting of credit proposals, primarily of Buy to Let. You will manage the review, assessment, investigation, and minimising of credit risks associated with loan applications in accordance with the Bank's operating policies and procedures. You will also ensure the credit decisions are made within regulatory standards, credit policy and adhere to TCF principles and Customer First principles.
What skills will you have?
The ideal candidate for the BTL Underwriter position will have:
- Good communication skills, both verbal and written
- Knowledge of Microsoft Office products
- Knowledge of UK regulatory framework, principles, and rules
- Knowledge of the UK lending environment
- Relevant experience in underwriting or assessing credit proposals in BTL
What is on offer?
This 12 month FTC position as a BTL Underwriter is the opportunity to join a supportive but hardworking team. The salary on offer is £48,000 per annum. A great incentive package is also available.
How to apply?
To be considered for this BTL Underwriter position please click apply now.
Contact Detail:
LJ Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land BTL Underwriter
✨Tip Number 1
Familiarise yourself with the UK regulatory framework and lending environment. Understanding the specific regulations that govern Buy to Let underwriting will not only boost your confidence but also demonstrate your commitment to the role during any discussions.
✨Tip Number 2
Brush up on your communication skills, especially in conveying complex information clearly. As a BTL Underwriter, you'll need to explain credit decisions to various stakeholders, so being articulate and concise is key.
✨Tip Number 3
Network with professionals in the banking sector, particularly those involved in underwriting. Attend industry events or join relevant online forums to gain insights and potentially make connections that could help you stand out.
✨Tip Number 4
Prepare for potential interview questions by reviewing common scenarios faced by BTL Underwriters. Think about how you would assess credit risks and make decisions based on regulatory standards, as this will showcase your practical understanding of the role.
We think you need these skills to ace BTL Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a BTL Underwriter. Familiarise yourself with underwriting credit proposals and the specific requirements mentioned in the job description.
Tailor Your CV: Highlight your relevant experience in underwriting or assessing credit proposals, especially in the Buy to Let sector. Use keywords from the job description to ensure your CV aligns with what the employer is looking for.
Craft a Strong Cover Letter: Write a compelling cover letter that showcases your communication skills and explains why you are a great fit for the role. Mention your knowledge of the UK regulatory framework and lending environment to demonstrate your expertise.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for an underwriting role.
How to prepare for a job interview at LJ Recruitment
✨Know Your Underwriting Basics
Make sure you brush up on your knowledge of underwriting principles, especially in the Buy to Let sector. Be prepared to discuss how you assess credit proposals and manage risks, as this will be a key focus during the interview.
✨Familiarise Yourself with Regulatory Standards
Since the role requires adherence to UK regulatory frameworks, it's crucial to understand these regulations inside out. Be ready to explain how you ensure compliance in your previous roles and how you would apply this knowledge in the new position.
✨Demonstrate Strong Communication Skills
As communication is vital in this role, practice articulating your thoughts clearly and concisely. Prepare examples of how you've effectively communicated complex information in the past, both verbally and in writing.
✨Showcase Your Team Spirit
This position is within a supportive team environment, so highlight your ability to work collaboratively. Share experiences where you've contributed to a team’s success or helped colleagues overcome challenges.
