Financial Adviser

Role purpose:

To work with private individuals and business owners to identify their financial objectives and map out a financial plan to achieve them. The adviser will deliver exceptional client service to an established client bank as well as bringing new clients from networking sources/existing contacts to the business. A full support team will be provided to ensure client appointments; meeting preparation and business submission are handled with the assistance of the Adviser.

Key duties and responsibilities:

• Contacting existing and/or potential clients to offer financial planning services.
• Conducting in-depth reviews of clients’ financial circumstances, current provision and future aims.
• Research and analysing information with which to design financial strategies and prepare proposals to best suit individual clients' requirements.
• Completing analyses of clients’ attitude to risk in accordance with their financial planning decisions.
• Reviewing and responding to clients’ changing needs and financial circumstances.
• Providing clients with information on new and existing products and services.
• Communicating with other relevant professionals in relation to clients’ circumstances.
• Keeping up to date with legal, taxation and regulatory legislation as appropriate and maintaining professional and technical knowledge of St. James’s Place products and services.
• Liaising with clients in relation to changes to legislation that may affect their savings, investments or plans.
• Meeting the regulatory aspects of the role.
• Participating in monthly marketing meetings and strategies for business development.

Special requirements: Travel to clients’ homes/business premises or to other SJP locations

Person specification: Knowledge and experience:

• Level 4 qualified
• Competent Adviser Status (CAS)
• Previous advice experience required
• Use of Financial Analytics, Voyant and other software Skills and behaviours:
• Excellent communication, interpersonal and listening skills.
• Ability to explain complex information simply and clearly.
• Ability to network and quickly establish trusted client relationships.
• Research and analytical skills.
• Exceptional client servicing skills.
• Ability to work in a team.
• Self-motivated with good time management skills.
• Highly organised – maintaining client records, technical and compliance requirements.
• Excellent level of numeracy and IT skills.
• Flexible approach to work.
• Sound decision-making skills.
• Discretion and an understanding of the need for client confidentiality.
• Committed to continuous technical and professional development, ensuring that knowledge and skills remain current
• Ethical and professional approach to work.

This role profile sets out the scope and main duties of the post at the date on which it was drawn up.

Such details may vary from time to time without changing the general character of the post or the level of responsibility entailed.

Such variations are a common occurrence and cannot of themselves justify a reconsideration of the level or remuneration of the post. All employees of the Practice are expected to be flexible in undertaking the duties and responsibilities attached to their role and may be asked to perform other duties which reasonably correspond to the general character of their role and their level of responsibility.