At a Glance
- Tasks: Manage motor insurance portfolios and implement fraud controls while collaborating with teams.
- Company: Direct Line Group is a customer-focused insurance powerhouse with a commitment to innovation.
- Benefits: Enjoy flexible hybrid working, 25 days leave, and discounts on insurance and travel.
- Why this job: Make a real impact on customers' lives while growing your expertise in a dynamic environment.
- Qualifications: Experience in personal lines insurance, strong data analysis skills, and great interpersonal abilities required.
- Other info: Join a diverse team that values authenticity and offers a supportive workplace culture.
The predicted salary is between 36000 - 60000 £ per year.
About Us
At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we\’re a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day.
Underwriting is a complicated world, where risk appetite, guidelines, and mathematical models meet talented Underwriters. Setting criteria and managing our footprint is a fine line between balancing our business goals and customer needs. That\’s why our Underwriters are the best of the best. They reduce risk, have their fingers on the pulse and predict future events ensuring our business can continue to grow whilst each and every one of our customers gets the right outcomes.
Join us as a Motor Underwriter in our Motor Underwriting Team: We\’re looking for an enthusiastic and self-motivated team player to join our exciting team as we look to grow our brands and strengthen our presence in the Motor Insurance market.
What you\’ll be doing
You\’ll get stuck in straight away, soak up new experiences and most importantly you\’ll positively influence and shape what we do – making an impact on our customers lives. We\’ll utilise your skills where they are most needed whilst also giving you to opportunity to build and grow the breadth of your expertise.
Your key responsibilities will include:
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Support the management of our Core Motor product portfolio, reviewing how we\’re performing and identifying opportunities for improvement
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Having a proactive focus on the development and implementation of application fraud controls identifying new rules and controls
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Working collaboratively with our counter fraud teams closely monitoring performance of fraud adaptations
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Ensuring our underwriting criteria supports the delivery of our financial targets and positive customer outcomes
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Enacting and enhancing our underwriting controls
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Working in collaboration with a multi-disciplined trading team
What you\’ll need
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Experience of developing motor underwriting proposals in a personal lines insurance product, ideally Motor.
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Experience of fraud controls at point of quote and post sale
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Proven track record of using your underwriting expertise to make a positive difference
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Comfortable analysing data to inform your decision-making
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Experience using data analysis tools a must, SQL experience desirable
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Understanding of relevant insurance regulations & legislation
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Great interpersonal skills & stakeholder management
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Ability to innovate & work in a fast-paced environment across a breadth of initiatives
Ways of working
Our hybrid model way of working offers a \’best of both worlds\’ approach combining the best parts of home and office-working, offering flexibility for everyone. When you\’ll be in the office depends on your role, but most colleagues are in 2 days a week, and we\’ll consider the flexible working options that work best for you.
This role is available in our London, Bristol, Leeds or Glasgow offices.
Read our flexible working approach here
What we\’ll give you
We wouldn\’t be where we are today without our people and the wide variety of perspectives and life experiences they bring. That\’s why we offer excellent benefits to suit your lifestyle and a flexible working model combining the best parts of home and office-working, varying with the nature of your role. Our core benefits include:
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9% employer contributed pension
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50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover
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Additional optional Health and Dental insurance
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Up to 10% bonus
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EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.
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25 days annual leave, increasing each year up to a maximum of 28
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Buy as you earn share scheme
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Employee discounts and cashback
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Plus many more!
Being Yourself
Difference makes us who we are. We believe everyone should feel comfortable to bring their whole selves to work – that\’s why we champion diverse voices, build workplaces that work for people, and invest in the things that matter. From senior leadership to inclusivity networks, adaptive working to inclusion training, we\’ve made it our mission to give you everything you need to be authentically you. Discover more at directlinegroupcareers.com
Together we\’re one of a kind.
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Motor Underwriter employer: Direct Line Group
Contact Detail:
Direct Line Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Motor Underwriter
✨Tip Number 1
Familiarize yourself with the latest trends in motor insurance and underwriting. Understanding the current market dynamics will help you engage in meaningful conversations during interviews and demonstrate your proactive approach.
✨Tip Number 2
Network with professionals in the insurance industry, especially those working in underwriting or fraud controls. Attend industry events or join relevant online forums to build connections that could lead to valuable insights and potential referrals.
✨Tip Number 3
Prepare to discuss specific examples from your past experience where you've successfully managed portfolios or implemented fraud controls. Highlighting your achievements will showcase your expertise and ability to make a positive impact.
✨Tip Number 4
Research Direct Line Group's values and culture. Being able to articulate how your personal values align with theirs will not only help you stand out but also show that you're genuinely interested in being part of their team.
We think you need these skills to ace Motor Underwriter
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Motor Underwriter position. Understand the key responsibilities and required skills, such as portfolio management and fraud controls, to tailor your application accordingly.
Highlight Relevant Experience: In your CV and cover letter, emphasize your experience in managing portfolios in personal lines insurance, particularly in motor products. Provide specific examples of how you've used your underwriting expertise to make a positive impact.
Showcase Analytical Skills: Demonstrate your ability to analyze data effectively. Include instances where your analytical skills have informed decision-making in previous roles, especially related to underwriting or fraud controls.
Personalize Your Application: Address your application to the hiring team at Direct Line Group and express your enthusiasm for the role. Mention how your values align with their customer-obsessed approach and your desire to contribute positively to their team.
How to prepare for a job interview at Direct Line Group
✨Show Your Portfolio Management Skills
Be prepared to discuss your experience in managing portfolios, especially in personal lines insurance. Highlight specific examples where you reviewed performance and proposed actions that positively impacted the business.
✨Demonstrate Your Understanding of Fraud Controls
Since fraud controls are a key responsibility, come ready to explain your experience with application fraud controls at the point of quote. Share any innovative strategies you've implemented to mitigate risks.
✨Highlight Your Data Analysis Abilities
The role requires comfort with data analysis. Be ready to discuss how you've used data to inform your decision-making in previous roles, and provide examples of how this has led to positive outcomes.
✨Emphasize Interpersonal Skills
Strong interpersonal skills are crucial for this position. Prepare to share experiences where you've effectively managed stakeholders at various levels, showcasing your ability to collaborate within a multi-disciplined team.