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For Companies At a Glance
- Tasks: Manage motor insurance portfolios and implement fraud controls while collaborating with teams.
- Company: Direct Line Group is a customer-focused insurance powerhouse with a commitment to innovation.
- Benefits: Enjoy flexible hybrid working, 25 days leave, and discounts on insurance and EV car leasing.
- Why this job: Make a real impact on customers' lives while growing your expertise in a dynamic environment.
- Qualifications: Experience in personal lines insurance, strong data analysis skills, and great interpersonal abilities required.
- Other info: Join a diverse team that values authenticity and offers a supportive workplace culture.
The predicted salary is between 36000 - 60000 £ per year.
P&U Job Description
About Us
At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we’re a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day.
Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our Pricers and Underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.
Join us as an Underwriter in our Motor Underwriting Team – we’re looking for an enthusiastic and self-motivated individual to join our exciting team as we look to grow our brands and offerings.
What you’ll be doing
You’ll get stuck in straight away, soak up new experiences and most importantly you’ll positively influence and shape what we do – making an impact on our customers\’ lives. We’ll utilise your skills where they are most needed whilst also giving you the opportunity to build and grow the breadth of your expertise.
Your key responsibilities will include:
- Portfolio management of our Motor products, reviewing how we’re performing and proposing action
- Having a proactive focus on the development and implementation of application fraud controls
- Working collaboratively with our counter fraud teams
- Ensuring our underwriting criteria supports the delivery of our financial targets and positive customer outcomes
- Enacting and enhancing our underwriting controls
- Working together with a multi-disciplined trading team
What you’ll need
- Experience of managing portfolios in a personal lines insurance product, ideally Motor
- Experience of fraud controls at point of quote
- Proven track record of using your underwriting expertise to make a positive difference
- Comfortable analysing data to inform your decision-making
- Understanding of relevant insurance regulations & legislation
- Great interpersonal skills & stakeholder management, dealing with stakeholders of all levels
- Ability to innovate & work in a fast-paced environment across a breadth of initiatives
Ways of working
Our hybrid model way of working offers a \’best of both worlds\’ approach combining the best parts of home and office-working, offering flexibility for everyone. When you\’ll be in the office depends on your role, but most colleagues are in 2 days a week, and we\’ll consider the flexible working options that work best for you.
This role is available in our London, Bristol, Leeds or Glasgow offices.
What we’ll give you
We wouldn’t be where we are today without our people and the wide variety of perspectives and life experiences they bring. That’s why we offer excellent benefits to suit your lifestyle and a flexible working model combining the best parts of home and office-working, varying with the nature of your role. Our core benefits include:
- 9% employer contributed pension
- 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover
- Additional optional Health and Dental insurance
- Up to 10% bonus
- EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.
- 25 days annual leave, increasing each year up to a maximum of 28
- Buy as you earn share scheme
- Employee discounts and cashback
- Plus many more!
Being Yourself
Difference makes us who we are. We believe everyone should feel comfortable to bring their whole selves to work – that’s why we champion diverse voices, build workplaces that work for people, and invest in the things that matter. From senior leadership to inclusivity networks, adaptive working to inclusion training, we’ve made it our mission to give you everything you need to be authentically you. Discover more at directlinegroupcareers.com
Together we’re one of a kind
#LI-AW1
#LI-Hybrid
#J-18808-Ljbffr
Motor Underwriter employer: Direct Line Group Careers
Contact Detail:
Direct Line Group Careers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Motor Underwriter
✨Tip Number 1
Familiarize yourself with the latest trends in motor insurance and underwriting. Understanding the current market dynamics will help you speak confidently about how you can contribute to the team.
✨Tip Number 2
Network with professionals in the insurance industry, especially those who work in underwriting or fraud controls. This can provide you with valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples from your past experience where you've successfully managed portfolios or implemented fraud controls. Real-life scenarios can demonstrate your expertise effectively.
✨Tip Number 4
Showcase your analytical skills by being ready to discuss how you use data to inform decision-making. Highlighting your comfort with data analysis will align well with the role's requirements.
We think you need these skills to ace Motor Underwriter
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Motor Underwriter position. Understand the key responsibilities and required skills, and think about how your experience aligns with them.
Tailor Your CV: Customize your CV to highlight relevant experience in managing portfolios, fraud controls, and underwriting expertise. Use specific examples that demonstrate your ability to make a positive impact in previous roles.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention your understanding of the insurance industry and how you can contribute to Direct Line Group's goals, particularly in portfolio management and fraud prevention.
Highlight Interpersonal Skills: In your application, emphasize your interpersonal skills and stakeholder management experience. Provide examples of how you've successfully collaborated with teams or influenced decision-making in past positions.
How to prepare for a job interview at Direct Line Group Careers
✨Show Your Portfolio Management Skills
Be prepared to discuss your experience managing portfolios in personal lines insurance, particularly in motor products. Highlight specific examples where you successfully reviewed performance and proposed actionable improvements.
✨Demonstrate Your Understanding of Fraud Controls
Since the role involves application fraud controls, be ready to explain your experience with fraud detection at the point of quote. Share any strategies you've implemented that have effectively reduced fraud risk.
✨Highlight Your Data Analysis Abilities
The ability to analyze data is crucial for this position. Prepare to discuss how you've used data to inform your underwriting decisions in the past, and be ready to provide examples of how this has positively impacted your previous employers.
✨Emphasize Interpersonal and Stakeholder Management Skills
This role requires great interpersonal skills and the ability to manage stakeholders at all levels. Think of instances where you've successfully collaborated with teams or influenced stakeholders to achieve positive outcomes.
