Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Manage motor insurance portfolios and implement fraud controls while collaborating with teams.
- Company: Direct Line Group is a customer-focused insurance powerhouse with decades of industry experience.
- Benefits: Enjoy flexible hybrid working, 25 days annual leave, and discounts on insurance products.
- Why this job: Make a real impact on customers' lives while growing your expertise in a dynamic environment.
- Qualifications: Experience in personal lines insurance, strong data analysis skills, and great interpersonal abilities required.
- Other info: Join a diverse team that values authenticity and offers a supportive workplace culture.
The predicted salary is between 36000 - 60000 £ per year.
P&U Job Description
About Us
At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we’re a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day.
Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our Pricers and Underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price.
Join us as an Underwriter in our Motor Underwriting Team – we’re looking for an enthusiastic and self-motivated individual to join our exciting team as we look to grow our brands and offerings.
What you’ll be doing
You’ll get stuck in straight away, soak up new experiences and most importantly you’ll positively influence and shape what we do – making an impact on our customers\’ lives. We’ll utilise your skills where they are most needed whilst also giving you the opportunity to build and grow the breadth of your expertise.
Your key responsibilities will include:
- Portfolio management of our Motor products, reviewing how we’re performing and proposing action
- Having a proactive focus on the development and implementation of application fraud controls
- Working collaboratively with our counter fraud teams
- Ensuring our underwriting criteria supports the delivery of our financial targets and positive customer outcomes
- Enacting and enhancing our underwriting controls
- Working together with a multi-disciplined trading team
What you’ll need
- Experience of managing portfolios in a personal lines insurance product, ideally Motor
- Experience of fraud controls at point of quote
- Proven track record of using your underwriting expertise to make a positive difference
- Comfortable analysing data to inform your decision-making
- Understanding of relevant insurance regulations & legislation
- Great interpersonal skills & stakeholder management, dealing with stakeholders of all levels
- Ability to innovate & work in a fast-paced environment across a breadth of initiatives
Ways of working
Our hybrid model way of working offers a \’best of both worlds\’ approach combining the best parts of home and office-working, offering flexibility for everyone. When you\’ll be in the office depends on your role, but most colleagues are in 2 days a week, and we\’ll consider the flexible working options that work best for you.
This role is available in our London, Bristol, Leeds or Glasgow offices.
What we’ll give you
We wouldn’t be where we are today without our people and the wide variety of perspectives and life experiences they bring. That’s why we offer excellent benefits to suit your lifestyle and a flexible working model combining the best parts of home and office-working, varying with the nature of your role. Our core benefits include:
- 9% employer contributed pension
- 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover
- Additional optional Health and Dental insurance
- Up to 10% bonus
- EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way.
- 25 days annual leave, increasing each year up to a maximum of 28
- Buy as you earn share scheme
- Employee discounts and cashback
- Plus many more!
Being Yourself
Difference makes us who we are. We believe everyone should feel comfortable to bring their whole selves to work – that’s why we champion diverse voices, build workplaces that work for people, and invest in the things that matter. From senior leadership to inclusivity networks, adaptive working to inclusion training, we’ve made it our mission to give you everything you need to be authentically you. Discover more at directlinegroupcareers.com
Together we’re one of a kind
#LI-AW1
#LI-Hybrid
#J-18808-Ljbffr
Contact Detail:
Direct Line Group Careers Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Motor Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in motor insurance and underwriting. Understanding current market dynamics and customer needs will help you demonstrate your knowledge during discussions with the hiring team.
✨Tip Number 2
Network with professionals in the insurance industry, especially those working in underwriting or fraud control. Engaging with these individuals can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've successfully managed portfolios or implemented fraud controls in your previous roles. Real-life scenarios will showcase your expertise and problem-solving skills.
✨Tip Number 4
Research Direct Line Group's values and recent initiatives. Being able to align your personal values with theirs and showing genuine interest in their mission will make a positive impression during your interactions.
We think you need these skills to ace Motor Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Motor Underwriter position. Familiarise yourself with portfolio management, fraud controls, and underwriting criteria as mentioned in the job description.
Tailor Your CV: Customise your CV to highlight relevant experience in personal lines insurance, particularly in motor products. Emphasise your track record in underwriting and any experience with fraud controls to align with the key responsibilities outlined.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention specific examples of how your skills and experiences make you a great fit for the Motor Underwriting Team, and express your understanding of the importance of balancing business goals with customer needs.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is clear and concise. A polished application reflects your attention to detail, which is crucial in underwriting.
How to prepare for a job interview at Direct Line Group Careers
✨Showcase Your Portfolio Management Skills
Be prepared to discuss your experience in managing portfolios, particularly in personal lines insurance. Highlight specific examples where you've reviewed performance and proposed actions that positively impacted the business.
✨Demonstrate Your Understanding of Fraud Controls
Since the role involves application fraud controls, be ready to explain your experience with fraud detection and prevention. Share any relevant strategies you've implemented in previous roles to showcase your proactive approach.
✨Highlight Your Data Analysis Abilities
The ability to analyse data is crucial for this position. Prepare to discuss how you've used data to inform your decision-making in underwriting. Bring examples of how your analytical skills have led to successful outcomes.
✨Emphasise Interpersonal and Stakeholder Management Skills
This role requires great interpersonal skills and the ability to manage stakeholders at all levels. Think of instances where you've successfully collaborated with teams or influenced stakeholders, and be ready to share those stories.
