Business Data Analyst - FTC

About Railsr

Railsr is a leading embedded finance experience platform that enables any business to prototype, build and scale financial products. Our vision is to make finance an amazing experience for consumers and companies globally, working alongside brands and fintechs to power innovation. This is an exciting space and Railsr had one of the first digitally-native products in the FinTech platform space. Following a period of rapid growth, Railsr continues to develop our product capabilities and expand our customer base. It’s an exciting time and the potential for any brand to use Railsr to power and deliver their customers’ financial experiences is enormous.

The Opportunity

You will be responsible for conducting comprehensive and rigorous analyses of financial and treasury data to support our operational, safeguarding and finance teams. You will collaborate closely with stakeholders and cross-functional teams to understand business requirements and translate them into scalable and efficient solutions and practices that drive business impact.

Your Responsibilities:

• Create process maps, process documentation and controls for all data flows on the banking and cards data flows.
• Extract and analyse transactional data for all banking and cards transactions.
• Create reports showing daily flows for each type of transaction.
• Establish a report showing all timing differences between platform transactions and banking statements.
• Identify areas for process optimisation within the platform and off-platform processes, recommend solutions.
• Develop and maintain data reports to support our Finance, Treasury and Safeguarding functions.
• Clean, process and validate data to ensure accuracy and consistency.
• Data collection and management - fully understand, gather and manage large data sets within the Railsr platform.
• Cooperate closely with banking and cards Tech teams to ensure the accuracy and completeness of data.
• Analyse cards and banking transactions data to identify unusual trends and anomalies.
• Create comprehensive reports and dashboards to present findings.
• Work co-operatively with the banking and cards team to improve all current processes.
• Become a key person leading changes required to comply with Caas safeguarding rules.
• Assist in the development and implementation of analytical tools and dashboards for efficient data visualisation.
• Initiate and coordinate implementation of Group-wide data lake creation, linking data from multiple data sources.

Your Profile

Attitude & Behaviours (soft skills)

• An eye for detail.
• Ability to clearly convey complex concepts to a wide variety of stakeholders (ranging from subject matter experts to C-suite).
• Able to challenge the status quo and engage in constructive dialogue to affect change.
• Proactive contributor who identifies and delivers opportunities for improvement.

Skills & Experience (hard skills)

• Ability to conduct forensic financial reconciliations.
• Expert user of Excel / G-sheets, data visualisation tools.
• Experience mapping financial flow of funds.
• Experience with many of the following concepts: safeguarding, settlement cycles, Visa/Mastercard reconciliations and banking payment schemes (e.g. UK Faster-Payments or Bacs) within the UK market.
• Experience using transactional event stream data.
• SQL or Python experience is a plus.

What we can offer you:

• Purpose: Help make amazing embedded finance experiences accessible to everyone and transform global financial services.
• Career: Build your career in an innovative, adventurous and inclusive environment where everyone has the opportunity to make a difference and develop their skills.
• Reward: Competitive remuneration package with generous benefits and the potential to be rewarded with equity.
• People: Work with talented, passionate and supportive people from all over the world in a flexible, hybrid environment with trust and mutual respect at its heart.

Our Values

The environment at Railsr is fast-paced, exciting, and dynamic, underpinned by a clear set of values that drive a healthy and successful culture.

• Ambition: for our company, colleagues and ourselves and the freedom and expectation to own it.
• Trust: which we give freely and expect in return.
• Curiosity: with our minds open to fresh thinking in the constant pursuit of improvement.
• Customer Obsession: ensuring that everything we do is with the customer in mind, we succeed when they succeed.

If you are eager to join a fast-paced, collaborative and inclusive company and contribute to shaping its future, this is the role for you to make a difference.

Diversity, Inclusion & Belonging

Our global team is amazing, with over 150 colleagues spread across multiple countries and more than 15 languages spoken, we empower them to bring great ideas, drive new plans and help make Railsr a fantastic place to work. We’re proud of how well our diverse mix of people collaborate and are fully committed to continuing to make diversity, equity and inclusion part of everything we do. Our flat structure encourages open communication, to ensure that all voices, opinions and ideas are heard and considered. At Railsr we’re all striving towards a common goal, and are passionate about creating an inclusive and rewarding working environment where everyone can be their best self. Railsr is an equal opportunities employer and we actively encourage all applications. Whilst we strive to ensure our recruitment process is fully accessible to all applicants, please do contact us if you would like to discuss any specific requirements.