Credit Analyst AVP / VP

Credit Analyst AVP / VP

Full-Time 48000 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Analyze credit for clients, produce recommendations, and manage credit applications.
  • Company: Join a global financial services platform focused on energy and commodities.
  • Benefits: Enjoy a full-time role with opportunities for growth and collaboration.
  • Why this job: Be part of a dynamic team influencing financial decisions in a fast-paced environment.
  • Qualifications: University degree or relevant experience; strong financial analysis skills required.
  • Other info: Ideal for those with investment banking background and a passion for credit risk.

The predicted salary is between 48000 - 72000 £ per year.

Get AI-powered advice on this job and more exclusive features.

Associate Director- Credit, Risk and Quant Finance at Morgan McKinley

Our client is a diversified global financial services platform, providing essential liquidity, market access and infrastructure services to clients in the energy, commodities and financial markets.

You will take ownership of the credit analysis for a proportion of the client base, in conjunction with other credit analysts, to ensure a thorough understanding of each client’s business model and financials as well as the impact of macroeconomic events on each client. You will also produce well-researched and articulated recommendations for credit facilities submitted to the Head of Credit, Head of Risk, CRO and Credit Committee.

Responsibilities:

  1. Qualitative and quantitative analysis of all current and potential clients and counterparties including Corporates, Financial Institutions, Individuals, CCPs and State Owned (or pseudo State Owned) Enterprises.
  2. Continual focus on global macro-economic environment with understanding of specific country factors and the impact of those factors on the credit risk assessment with regard to clients and counterparties incorporated or operating in those countries.
  3. Form well-researched and intellectually credible recommendations to the CRO and Credit Committee for new credit facilities and renewals.
  4. High levels of interaction with clients, as required, on both a domestic and international basis.
  5. Management information reporting where relevant on a periodic and ad hoc basis.
  6. Act as an advisor and subject matter expert to guide the business for all credit related items and manage the credit facility application/review process for the allocated client base.
  7. Form enduring and effective working relationships across all internal departments to reinforce the firm’s client service model.
  8. Contribute to enhancing existing and/or implementation of new credit risk policies, procedures and processes to drive the department forward and ensure adherence to best practice.
  9. Communicate and escalate all relevant items to the Credit Manager, Head of Risk and the CRO as appropriate.
  10. Ability to communicate with confidence and in a manner appropriate to the audience, from junior level colleagues to C-Suite executives within the firm as well as a diverse external client base.
  11. Effective report writing skills with an ability to distil complex information to a ‘key risks’ summary to enable management decision making.
  12. Strong presentation technique and experience communicating to senior management forums.
  13. A collaborative team player, approachable, self-efficient and influences a positive work environment.
  14. Resilient in a challenging, fast-paced environment.
  15. Ability to take a high level of responsibility.
  16. Excels at building relationships, networking and influencing others.
  17. Strategic collaborator with insight and agility, able to anticipate future challenges, ensuring operational effectiveness.

Skills and Experience:

  1. Strong and demonstrable understanding of corporate financial statement analysis gained ideally through an investment banking or institutional brokerage background.
  2. Track record in forming well-researched conclusions on credit assessments including internally modelled credit ratings and recovery potential in the event of default.
  3. Understanding credit risk inherent in granting credit facilities to cover the margin requirements (initial and variation) of futures and options.
  4. University graduate (or equivalent) or sufficient relevant work experience.
  5. Good knowledge of MS Excel and Word required; Bloomberg is advantageous.
  6. Experience of reviewing clients that operate in the Commodities sector.
  7. Additional language skills other than English is desirable.
  8. Experience working in a regulated environment and knowledge of the risk and compliance requirements associated with this.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance

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Credit Analyst AVP / VP employer: Morgan McKinley

Morgan McKinley is an exceptional employer, offering a dynamic work environment that fosters collaboration and innovation in the financial services sector. With a strong focus on employee growth, we provide comprehensive training and development opportunities, ensuring our team members are well-equipped to navigate the complexities of credit analysis in a fast-paced global market. Our inclusive culture encourages open communication and relationship-building, making it an ideal place for professionals looking to make a meaningful impact while advancing their careers.
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Contact Detail:

Morgan McKinley Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst AVP / VP

Tip Number 1

Familiarize yourself with the latest trends in credit risk assessment, especially in the commodities sector. Understanding how macroeconomic factors influence credit decisions will help you stand out during interviews.

Tip Number 2

Network with professionals in the finance and credit analysis fields. Attend industry events or webinars to connect with potential colleagues and learn about their experiences, which can provide valuable insights for your application.

Tip Number 3

Brush up on your presentation skills. Since the role requires effective communication with senior management and clients, being able to present complex information clearly and confidently will be crucial.

Tip Number 4

Stay updated on regulatory changes in the financial services industry. Knowledge of compliance requirements will not only enhance your credibility but also demonstrate your commitment to best practices in credit risk management.

We think you need these skills to ace Credit Analyst AVP / VP

Credit Analysis
Financial Statement Analysis
Macroeconomic Understanding
Risk Assessment
Report Writing
Presentation Skills
Client Relationship Management
Quantitative Analysis
Qualitative Analysis
Knowledge of Commodities Sector
MS Excel and Word Proficiency
Bloomberg Knowledge
Regulatory Compliance Knowledge
Strategic Collaboration
Networking Skills

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Credit Analyst position. Familiarize yourself with the key skills mentioned in the job description, such as credit risk assessment and financial statement analysis.

Tailor Your CV: Customize your CV to highlight relevant experience and skills that align with the job description. Emphasize your background in corporate financial statement analysis and any experience in the commodities sector or regulated environments.

Craft a Strong Cover Letter: Write a compelling cover letter that showcases your understanding of the role and your passion for the finance industry. Mention specific examples of how your previous work has prepared you for this position, particularly in credit analysis and client interaction.

Highlight Communication Skills: Since the role requires effective communication with various stakeholders, ensure you demonstrate your ability to communicate complex information clearly. Provide examples of past experiences where you successfully presented to senior management or collaborated with teams.

How to prepare for a job interview at Morgan McKinley

Showcase Your Analytical Skills

Be prepared to discuss your experience with qualitative and quantitative analysis. Highlight specific examples where you've successfully assessed credit risk and made recommendations based on your findings.

Understand the Macroeconomic Environment

Demonstrate your knowledge of how macroeconomic factors impact credit assessments. Be ready to discuss recent economic events and their potential effects on clients in various sectors, especially commodities.

Communicate Effectively

Practice articulating complex information clearly and concisely. You may need to present your findings to senior management, so focus on distilling key risks into a summary that aids decision-making.

Build Relationships

Emphasize your ability to form effective working relationships across departments. Share examples of how you've collaborated with teams to enhance client service or improve credit risk policies.

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