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For Companies At a Glance
- Tasks: Analyse financial risks and provide recommendations for credit requests.
- Company: Join a leading bank focused on corporate and asset finance.
- Benefits: Enjoy competitive pay, flexible working options, and professional development opportunities.
- Why this job: Be part of a dynamic team making impactful financial decisions in a supportive culture.
- Qualifications: Ideal for those with analytical skills and a passion for finance; relevant coursework preferred.
- Other info: Opportunity to collaborate with experienced professionals and gain valuable industry insights.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Overall purpose of the role:
Reporting to the Head of Credit Risk London, the Credit Analyst Corp and Asset Finance provides risk analysis on project finance, Corporate, acquisition finance (LBO), real estate finance and any other structured and finance activity originated within the Credit Risk London perimeter.
Risk analysis includes but is not limited to financial and business risk analysis, rating reviews and written recommendations to the credit committee and/or the relevant delegation holder.
Main responsibilities of the role:
- Liaise with business lines and ensure that all requests are processed in a timely manner at the appropriate decision level.
- Check that each request is in line with the Bank\’s relevant risk policy.
- Provide an independent and written credit analysis on each credit request.
- Present the Risk recommendation to the credit committee and/or delegation holder.
- Review and validate the internal ratings proposed by the business lines.
- Ensure that annual review and rating updates are done in a timely manner.
- Actively monitor the risk profile of the existing client portfolio.
- Report watch list counterparties either as part of the routine watch list reviews or by raising a specific credit alert.
- Provide back-up for other credit analysts of the London Credit Risk team when necessary.
- Assist in transversal tasks when necessary.
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Contact Detail:
Natixis Corporate & Investment Banking Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst Corp and Asset Finance
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analysis, particularly in project finance and corporate acquisitions. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the credit risk field, especially those working in similar roles. Attend industry events or join relevant online forums to gain insights and potentially get referrals that could boost your application.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your past experience that showcase your analytical skills and ability to make sound credit recommendations. This will set you apart during the interview process.
✨Tip Number 4
Stay updated on the bank's risk policies and any recent changes in regulations affecting credit risk. Being knowledgeable about these aspects will show your commitment to aligning with the bank's standards and practices.
We think you need these skills to ace Credit Risk Analyst Corp and Asset Finance
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Credit Risk Analyst in Corp and Asset Finance. Familiarise yourself with key concepts such as project finance, corporate finance, and risk analysis to tailor your application effectively.
Highlight Relevant Experience: In your CV and cover letter, emphasise any previous experience related to credit analysis, risk assessment, or financial analysis. Use specific examples that demonstrate your ability to provide independent credit recommendations and your familiarity with risk policies.
Craft a Strong Cover Letter: Your cover letter should clearly articulate your motivation for applying and how your skills align with the job requirements. Mention your analytical skills, attention to detail, and ability to work under pressure, as these are crucial for the role.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for grammatical errors, clarity, and overall presentation. A well-polished application reflects your professionalism and attention to detail, which is vital in the finance sector.
How to prepare for a job interview at Natixis Corporate & Investment Banking
✨Understand the Role Thoroughly
Make sure you have a solid grasp of what a Credit Risk Analyst does, especially in the context of Corp and Asset Finance. Familiarise yourself with key concepts like project finance, acquisition finance, and risk analysis techniques. This will help you answer questions confidently and demonstrate your knowledge.
✨Prepare for Technical Questions
Expect to be asked about financial and business risk analysis. Brush up on your analytical skills and be ready to discuss how you would approach evaluating credit requests. You might also want to review any relevant regulations or policies that govern credit risk management.
✨Showcase Your Communication Skills
As a Credit Risk Analyst, you'll need to present your findings to the credit committee. Practice explaining complex financial concepts in simple terms. During the interview, be clear and concise in your responses, and don't hesitate to ask for clarification if you don't understand a question.
✨Demonstrate Team Collaboration
Highlight your ability to work with various business lines and support your colleagues. Share examples from your past experiences where you successfully collaborated with others to achieve a common goal. This will show that you're a team player, which is crucial in this role.
