At a Glance
- Tasks: Develop credit strategies and analyse customer data to boost profitability.
- Company: Join a leading lending business in Leicester, making an impact in the finance sector.
- Benefits: Enjoy a competitive salary of up to £47,000 plus additional benefits.
- Why this job: Be part of a dynamic team driving insights and shaping credit strategies for growth.
- Qualifications: Experience in credit strategy analysis and proficiency in SQL or SAS required.
- Other info: Hybrid working model offers flexibility for a balanced work-life experience.
The predicted salary is between 42000 - 52000 £ per year.
We are hiring a Senior Credit Strategy Analyst for a leading lending business based in Leicester. Within this role, you will be developing strategies for existing customer management, to support the increase of profitability for the portfolio using tools like SAS and SQL daily.
About the Role:
As a Senior Credit Strategy Analyst, you will be:
- Driving insight for credit risk strategy using SAS and SQL
- Detecting new trends on customer data to help increase business revenue
- Analysing both internal and external data to make strategic changes impacting growth and revenue
- Developing credit risk strategies across existing customers, like credit limit increase and decrease strategies
- Using SQL and SAS daily for strategy development
Responsibilities:
To be successful as a Senior Credit Strategy Analyst, you will need:
- Experience as a credit strategy analyst
- Experience working with unsecured credit portfolios
- Ideally experience working on Credit Cards
- Experience working with SQL and/or SAS
- STEM Degree from a top university
Up to £60,000 + Benefits
Seniority level
- Mid-Senior level
Employment type
- Full-time
Job function
- Analyst
Leicester, England, United Kingdom
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Contact Detail:
Harnham Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Strategy Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management. Understanding current market dynamics and how they affect customer behaviour can give you an edge in discussions during interviews.
✨Tip Number 2
Brush up on your SQL and SAS skills. Since these tools are crucial for the role, being able to demonstrate your proficiency through practical examples or even a mini-project can really impress the hiring team.
✨Tip Number 3
Network with professionals in the credit strategy field. Engaging with industry experts on platforms like LinkedIn can provide insights into the role and may even lead to referrals.
✨Tip Number 4
Prepare to discuss specific strategies you've developed in previous roles. Being able to articulate your thought process and the impact of your strategies on profitability will showcase your expertise effectively.
We think you need these skills to ace Senior Credit Strategy Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience as a credit strategy analyst, particularly with unsecured credit portfolios and any work with credit cards. Use specific examples to demonstrate your skills in SQL and SAS.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss how your background aligns with the responsibilities of driving insight for credit risk strategy and developing credit risk strategies for existing customers.
Showcase Your Analytical Skills: Provide examples of how you've used data analysis to detect trends and make strategic changes in previous roles. Highlight any specific projects where you successfully increased profitability or revenue.
Proofread Your Application: Before submitting, carefully proofread your application materials. Ensure there are no spelling or grammatical errors, and that all information is clear and concise. A polished application reflects your attention to detail.
How to prepare for a job interview at Harnham
✨Showcase Your Technical Skills
Make sure to highlight your experience with SQL and SAS during the interview. Be prepared to discuss specific projects where you used these tools to develop credit risk strategies, as this will demonstrate your technical proficiency.
✨Understand the Business Context
Research the lending business and its market position. Understanding their customer base and how they manage credit risk will allow you to tailor your answers and show that you're genuinely interested in contributing to their success.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to analyse hypothetical situations or past experiences. Prepare examples of how you've detected trends in customer data and implemented strategies that positively impacted revenue.
✨Demonstrate Your Analytical Thinking
Be ready to discuss your analytical approach to problem-solving. Use examples from your previous roles to illustrate how you have used data analysis to drive insights and make strategic decisions in credit risk management.