Manager, Transformation, Credit Risk

EY is seeking a Manager to become part of our Credit Risk team. With industry-wide developments fueling rapid growth in Credit Risk, it presents an ideal opportunity to join our esteemed, diverse group. You will collaborate with a variety of highly knowledgeable colleagues on some of the most interesting engagements in the sector. At EY, we are at the forefront of helping clients optimize the customer experience and manage risks across the entire credit lifecycle. By leveraging the combined strength of advanced analytics, big data, digital innovation, and deep business acumen, our Credit Transformation team collaborates with various EY specialists to design, develop and implement comprehensive solutions that include:

• Comprehensive credit risk frameworks, strategies, risk appetites, methodologies, and policies
• Enhanced credit decision-making capabilities
• Streamlined governance, operating models and organizational architectures
• Intelligent lending workflows and credit processes, and technology and automation advancements
• Well-developed credit insights and performance tracking
• Optimized collections strategies and processes

Our Credit Risk team helps many of the world’s leading banks to make more informed decisions on how to optimise their businesses. As a part of our team, you will have the opportunity to work on leading edge business-critical solutions, engaging with clients at all levels of the organisation to help them solve their most important challenges. We’ve got great people, with a wealth of industry knowledge, and you’ll also get the chance to learn from them as you develop your skills in both credit risk and consulting. Our Credit Risk team operates from offices in London, Manchester and Edinburgh and are open to discussions about the base location that suits. We also support flexible working. So, if you are interested in being part of a growing, inclusive team, working with high-profile global clients, and reaching your full potential, we want to hear from you. We want you to help us build a better working world.

Your key responsibilities

The successful Credit Risk Manager will lead client engagements and internal projects. You will take the lead in building relationships and identifying and escalating potential business opportunities for EY. You will also help create a collaborative and inclusive working environment by practicing active listening skills and respecting differences. As a Manager in the team you can expect to be involved in the following activities:

• Managing a team on Credit Transformation projects, providing support to junior team members, ensuring effective communication, timely delivery and reporting on progress to senior stakeholders
• Preparing and presenting external reports that will be delivered to clients and other parties
• Taking a lead role on project planning, budgeting and internal reporting
• Fostering strong client relationships and building internal networks within advisory services
• Driving business development opportunities, contributing to proposals and playing a key role in winning work
• Contributing to the development of market-facing solutions
• Coaching more junior colleagues, conducting staff performance reviews and contributing to feedback, providing training and mentoring where required
• Actively pursuing ongoing personal skill development
• Promoting an inclusive and positive working environment

Skills and attributes for success

We’re looking for problem solvers, with strong business and credit risk insights and demonstrable transformation experience. You should have proven project delivery and report writing skills. You should also be comfortable taking ownership as well as working as a team member who has a real desire to share responsibility and provide support to your colleagues, whilst maintaining constant communication on the progress of engagements.

To qualify for the role you must have some or all of the following:

• Recent leadership experience managing high performing teams to deliver outstanding results
• Experience of end-to-end credit risk strategies, policies, governance, and management information, particularly in retail, commercial, or corporate lending
• Knowledge of advanced credit decisioning, including innovative methodologies and big data utilization
• Insights into intelligent lending processes and automation
• Understanding of lending and credit risk technology solutions
• Knowledge of credit monitoring and collections, including early warning systems and analytics-driven optimization
• A solid grasp of the credit risk regulatory framework

What we look for

We are interested to hear from people with the right attitude for the job! That’s naturally curious and innovative people that feed on the energy of a thriving global team. You’ll need a balance of technical and analytical skills, a creative approach to work and strong communication skills. If you’ve got big ideas on how we can do better, this role is for you.

What working at EY offers

We offer a competitive remuneration package where you’ll be rewarded for your individual and team performance. Our comprehensive Total Rewards package includes support for flexible working and career development, and with FlexEY you can select benefits that suit your needs, covering holidays, health and well-being, insurance, savings and a wide range of discounts, offers and promotions. Plus, we offer:

• Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
• Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
• Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
• Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

If you can demonstrate that you meet the criteria above, please contact us as soon as possible. The exceptional EY experience. It’s yours to build.