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- Tasks: Conduct in-depth credit analysis and evaluate lending structures for corporate loans.
- Company: Join a forward-thinking financial services organisation leading in creative credit risk solutions.
- Benefits: Enjoy a collaborative culture where your ideas are valued and skills are sharpened.
- Why this job: Shape the future of financial services while building strong relationships with key stakeholders.
- Qualifications: Newly qualified ACA, preferably from Big 4, with a genuine interest in credit analysis.
- Other info: This role offers direct impact on underwriting decisions in a growing organisation.
The predicted salary is between 36000 - 60000 £ per year.
We are working exclusively with a forward-thinking financial services organisation who are leading the way in providing modern, creative credit risk solutions. They specialise in acquiring large corporate loans from banks, backed by sophisticated insurance-based structures. With a strong focus on technology, transparency, and collaboration, this growing company offers tailored underwriting services that support smart, sustainable corporate lending decisions. It’s a place where your ideas are valued, your skills are sharpened, and your voice can shape the future of financial services.
Our client is seeking to hire a newly qualified accountant (ACA) from the Big 4 to join as a Credit Analyst to work in the underwriting team. The role will see you conducting in-depth credit analysis and evaluating lending structures to support corporate loan underwriting and insurance decisions. You will also play an active role in cultivating and enhancing relationships with key brokers and clients to foster long-term relationships.
Key Responsibilities:- Formulate independent opinions and recommendations regarding corporate risks through in-depth analysis of bank memos, financial statements, management accounts, and cash flow statements.
- Assess and evaluate lending structures, ensuring they align with risk appetite and underwriting criteria.
- Provide expert recommendations on whether to underwrite and insure loans based on financial and structural analysis.
- Build and maintain strong relationships with brokers and other external stakeholders.
- Collaborate with internal stakeholders to support commercial decision-making.
- Monitor and review portfolio performance to ensure ongoing risk management.
- Keep up to date with market trends, regulatory developments, and industry best practices.
- Newly qualified ACA.
- Big 4 trained and preferably, although not essential, some experience in a role in one of the advisory / risk / deals teams.
- Genuine interest in credit analysis or risk assessment within financial services.
- An understanding of corporate lending structures and credit risk evaluation would be welcomed.
- Excellent analytical skills with the ability to interpret complex financial information.
- Commercial awareness.
- Client-facing experience with the ability to develop and nurture relationships with brokers.
This is an exciting opportunity for a detail-oriented professional to contribute to a growing organisation where your expertise will directly impact underwriting decisions. If you have the skills and experience required, we would love to hear from you.
Credit Analyst employer: LinkedIn
Contact Detail:
LinkedIn Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Network with professionals in the financial services sector, especially those who work in credit analysis or underwriting. Attend industry events or webinars to connect with potential colleagues and learn more about the company culture.
✨Tip Number 2
Familiarise yourself with the latest trends in credit risk solutions and corporate lending. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the field.
✨Tip Number 3
Prepare to discuss your experience with financial statements and credit analysis in detail. Be ready to provide examples of how you've applied your analytical skills in previous roles, particularly in a client-facing capacity.
✨Tip Number 4
Research the company’s approach to underwriting and risk management. Understanding their specific methodologies and values will allow you to tailor your discussions and show how you can contribute to their goals.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your ACA qualification and any relevant experience from your time at the Big 4. Emphasise your analytical skills and any exposure to credit analysis or risk assessment.
Craft a Compelling Cover Letter: In your cover letter, express your genuine interest in credit analysis and how your background aligns with the company's focus on innovative credit risk solutions. Mention specific experiences that demonstrate your ability to evaluate lending structures.
Showcase Your Analytical Skills: Provide examples in your application that showcase your ability to interpret complex financial information. Discuss any projects or tasks where you conducted in-depth analysis, particularly related to corporate loans or risk assessment.
Highlight Relationship-Building Experience: Since the role involves cultivating relationships with brokers and clients, include any relevant client-facing experience in your application. Describe how you've successfully developed and maintained professional relationships in previous roles.
How to prepare for a job interview at LinkedIn
✨Showcase Your Analytical Skills
As a Credit Analyst, your ability to interpret complex financial information is crucial. Be prepared to discuss specific examples from your past experiences where you successfully conducted in-depth analysis and made recommendations based on your findings.
✨Demonstrate Commercial Awareness
Understanding the market trends and regulatory developments is key in this role. Research current events in the financial services sector and be ready to discuss how they might impact credit risk evaluation and corporate lending.
✨Highlight Client-Facing Experience
Since building relationships with brokers and clients is essential, share instances where you've successfully nurtured professional relationships. Emphasise your communication skills and how they have contributed to successful outcomes in previous roles.
✨Prepare for Technical Questions
Expect questions that assess your understanding of corporate lending structures and credit risk evaluation. Brush up on relevant concepts and be ready to explain how you would approach evaluating lending structures in line with risk appetite.
