Wholesale Credit Risk Business Analyst, AVP
Wholesale Credit Risk Business Analyst, AVP

Wholesale Credit Risk Business Analyst, AVP

Belfast Full-Time 36000 - 60000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Join Citi as a Wholesale Credit Risk Business Analyst, managing projects and analysing data.
  • Company: Citi is a global financial institution focused on responsible financial services for growth.
  • Benefits: Enjoy hybrid working, 27+ days holiday, private medical insurance, and performance bonuses.
  • Why this job: Develop problem-solving skills in a supportive, business casual environment with social impact.
  • Qualifications: Bachelor’s degree in a quantitative field; knowledge of credit risk and experience with SQL/Python required.
  • Other info: Citi values diversity and encourages everyone to bring their whole self to work.

The predicted salary is between 36000 - 60000 £ per year.

Social network you want to login/join with:

Wholesale Credit Risk Business Analyst, AVP, Belfast

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Client:

11037 Citibank, N.A. United Kingdom

Location:

Belfast, United Kingdom

Job Category:

Other

EU work permit required:

Yes

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Job Reference:

893cfec93dd3

Job Views:

5

Posted:

12.08.2025

Expiry Date:

26.09.2025

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Job Description:

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your analytical and project management skills to Citi’s wholesale credit risk analytics technology team. The wholesale credit risk analytics team is responsible for supporting various internal and regulatory credit stress testing and reserves/capital adequacy forecasting exercises such as CCAR, CECL, ICAAP and IFRS9.

By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

The Wholesale Credit Risk Business Analyst works with Risk, Finance and Technology stakeholders globally to facilitate the system implementation of new credit loss models and maintenance of existing models supporting Citi’s Wholesale Credit Stress infrastructure. The role is part analytical requiring the translation of business requirements into sustainable functional solutions and part managerial, coordinating all project activities including implementation, user testing and ongoing production support

What you’ll do

  • Manage project scope and ensure it meets stakeholder expectations
  • Creating and maintaining functional requirements documents and JIRA boards
  • Coordinating activities of technology teams in various organizations within the bank during project development,
  • Working with end users to facilitate product validation including functional and numerical testing of complex credit risk models
  • Analyze data using SQL and python and other tools to ensure data quality and accurate calculation results

What we’ll need from you

  • A bachelor’s degree or higher in a quantitative field such as financial mathematics, statistics, engineering, physics, or economics
  • Knowledge of banking credit risk concepts, specifically as relates to stress testing
  • Excellent verbal, written, and interpersonal communication skills
  • Experience working within enterprise solution development environment to manage software development lifecycle including requirements gathering, software testing and facilitating user acceptance testing. Familiarity with JIRA a plus
  • Hands-on experience working with large datasets using SQL and/or python

What we can offer you

This role offers the opportunity to build an in-depth knowledge of financial services operations specifically in the area of wholesale credit lending risk. As the regulatory landscape evolves, will be constant business challenges that will help you develop problem solving skills that can drive your career

We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

By joining Citi Belfast, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

  • Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure
  • A discretional annual performance related bonus
  • Private medical insurance packages to suit your personal circumstances
  • Employee Assistance Program
  • Pension Plan
  • Special discounts for employees, family, and friends
  • Access to an array of learning and development resources

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

——————————————————

Job Family Group:

Technology

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your analytical and project management skills to Citi’s wholesale credit risk analytics technology team. The wholesale credit risk analytics team is responsible for supporting various internal and regulatory credit stress testing and reserves/capital adequacy forecasting exercises such as CCAR, CECL, ICAAP and IFRS9.

By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Team/Role Overview

The Wholesale Credit Risk Business Analyst works with Risk, Finance and Technology stakeholders globally to facilitate the system implementation of new credit loss models and maintenance of existing models supporting Citi’s Wholesale Credit Stress infrastructure. The role is part analytical requiring the translation of business requirements into sustainable functional solutions and part managerial, coordinating all project activities including implementation, user testing and ongoing production support

What you’ll do

  • Manage project scope and ensure it meets stakeholder expectations
  • Creating and maintaining functional requirements documents and JIRA boards
  • Coordinating activities of technology teams in various organizations within the bank during project development,
  • Working with end users to facilitate product validation including functional and numerical testing of complex credit risk models
  • Conduct project team meetings
  • Analyze data using SQL and python and other tools to ensure data quality and accurate calculation results
  • What we’ll need from you

  • A bachelor’s degree or higher in a quantitative field such as financial mathematics, statistics, engineering, physics, or economics
  • Knowledge of banking credit risk concepts, specifically as relates to stress testing
  • Excellent verbal, written, and interpersonal communication skills
  • Experience working within enterprise solution development environment to manage software development lifecycle including requirements gathering, software testing and facilitating user acceptance testing. Familiarity with JIRA a plus
  • Hands-on experience working with large datasets using SQL and/or python
  • What we can offer you

    This role offers the opportunity to build an in-depth knowledge of financial services operations specifically in the area of wholesale credit lending risk. As the regulatory landscape evolves, will be constant business challenges that will help you develop problem solving skills that can drive your career

    We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.

    By joining Citi Belfast, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

  • Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure
  • A discretional annual performance related bonus
  • Private medical insurance packages to suit your personal circumstances
  • Employee Assistance Program
  • Pension Plan
  • Paid Parental Leave
  • Special discounts for employees, family, and friends
  • Access to an array of learning and development resources
  • Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

    Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

    ——————————————————

    Job Family Group:

    Technology

    ——————————————————

    Job Family:

    Business Analysis / Client Services

    ——————————————————

    Time Type:

    Full time

    ——————————————————

    Most Relevant Skills

    Please see the requirements listed above.

    ——————————————————

    Other Relevant Skills

    For complementary skills, please see above and/or contact the recruiter.

    ——————————————————

    #J-18808-Ljbffr

    Wholesale Credit Risk Business Analyst, AVP employer: 11037 Citibank, N.A. United Kingdom

    Citi Belfast is an exceptional employer that prioritises employee well-being and professional growth within a dynamic, global financial institution. With a hybrid working model, competitive salary, generous holiday allowance, and extensive benefits including private medical insurance and learning resources, Citi fosters a supportive and inclusive work culture where employees can thrive and contribute to meaningful financial services.
    1

    Contact Detail:

    11037 Citibank, N.A. United Kingdom Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Wholesale Credit Risk Business Analyst, AVP

    ✨Tip Number 1

    Familiarise yourself with the specific credit risk models mentioned in the job description, such as CCAR and CECL. Understanding these concepts will not only help you during interviews but also demonstrate your genuine interest in the role.

    ✨Tip Number 2

    Network with current or former employees of Citi, especially those in similar roles. They can provide valuable insights into the company culture and expectations, which can be beneficial for your application and interview preparation.

    ✨Tip Number 3

    Brush up on your SQL and Python skills, as these are crucial for the role. Consider working on personal projects or online courses that allow you to apply these skills in a practical context, making you more confident and prepared.

    ✨Tip Number 4

    Prepare to discuss your experience with project management tools like JIRA. Being able to articulate how you've used such tools in past projects will show your readiness to manage project scope and stakeholder expectations effectively.

    We think you need these skills to ace Wholesale Credit Risk Business Analyst, AVP

    Analytical Skills
    Project Management
    SQL
    Python
    Data Analysis
    Communication Skills
    Requirements Gathering
    Software Testing
    User Acceptance Testing
    Knowledge of Banking Credit Risk Concepts
    Experience with JIRA
    Interpersonal Skills
    Problem-Solving Skills
    Attention to Detail

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV highlights relevant experience and skills that align with the job description. Focus on your analytical and project management skills, as well as your familiarity with SQL and Python.

    Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of wholesale credit risk concepts and your ability to manage software development lifecycles. Use specific examples from your past experiences to demonstrate your qualifications.

    Highlight Relevant Education: Clearly state your educational background, especially if you have a degree in a quantitative field like financial mathematics or statistics. This is crucial for demonstrating your foundational knowledge in the area.

    Showcase Communication Skills: Since excellent verbal and written communication skills are essential for this role, provide examples in your application that illustrate your ability to communicate complex ideas effectively, whether through previous projects or teamwork.

    How to prepare for a job interview at 11037 Citibank, N.A. United Kingdom

    ✨Understand the Role

    Make sure you have a solid grasp of what a Wholesale Credit Risk Business Analyst does. Familiarise yourself with key concepts like credit loss models, stress testing, and the specific tools mentioned in the job description, such as SQL and Python.

    ✨Prepare for Technical Questions

    Since this role involves analytical skills and technical knowledge, be ready to answer questions related to data analysis, project management, and software development lifecycle. Brush up on your SQL and Python skills, and be prepared to discuss how you've used them in past projects.

    ✨Showcase Your Communication Skills

    This position requires excellent verbal and written communication skills. Be prepared to demonstrate how you've effectively communicated complex information to stakeholders in previous roles. Consider sharing examples of how you facilitated user acceptance testing or coordinated project activities.

    ✨Research Citi's Culture and Values

    Citi places a strong emphasis on community impact and employee well-being. Familiarise yourself with their mission and values, and think about how your personal values align with theirs. This will help you convey your enthusiasm for joining their team during the interview.

    Wholesale Credit Risk Business Analyst, AVP
    11037 Citibank, N.A. United Kingdom
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