Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead and motivate a team in credit decision-making and underwriting processes.
- Company: YouLend is a top global embedded financing platform for major e-commerce and tech companies.
- Benefits: Enjoy stock options, private medical insurance, gym access, and subsidised lunches.
- Why this job: Join an award-winning workplace with a supportive culture and opportunities for growth.
- Qualifications: 1-2 years of team leadership experience; underwriting knowledge is a plus.
- Other info: Work in a modern office in Central London with fun team-building activities.
The predicted salary is between 42000 - 58000 £ per year.
About Us
YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend\’s AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
The Role:
This role sits within our European Operations. You will be responsible for supervising and motivating team members on a daily basis. As a team leader, you will be the contact point for all team members, so your communication skills should be excellent. You should also be able to act proactively to ensure smooth team operations and effective collaboration. You will report to Berna Sahin (Head of European Operations). You will manage a team of 5 – 10 and oversee applications from 1-2 key regions in EU.
- Contribute to the creation of an inspiring team environment with an open communication culture. 1-2 years experience leading a team is essential.
- Set clear team goals. Monitor and manage team performance.
- Oversee day-to-day operation and queue management.
- Motivate team members. Quality check team members.
- Discover training needs and provide coaching. Develop and progress strong team members.
- Listen to feedback and resolve any issues or conflicts.
- Recognize high performance and reward accomplishments.
- Encourage creativity. Subject matter expert on projects.
- Suggest and organise team building activities.
- Assist with hiring and training employees.
- Credit decision large exposures on an ad-hoc basis.
- Liaise with key stake holders including auditors.
- Assist with case referrals and exceptions.
- Have experience with Underwriting
Desirable:
- Proven track-record in underwriting, KYC, or payments would be preferable, but not essential.
Salary: £50,000 per year + quarterly performance bonus
Why join YouLend?
- Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
- Award-Winning Fintech : YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
We offer comprehensive benefits package that includes:
- Stock Options
- Private Medical insurance via Vitality
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
#J-18808-Ljbffr
Credit Decisions (Underwriting) Team Lead employer: YouLend
Contact Detail:
YouLend Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Decisions (Underwriting) Team Lead
✨Tip Number 1
Familiarise yourself with YouLend's core values and mission. Understanding our commitment to customer-oriented tech solutions will help you align your leadership style with our company culture, making you a more attractive candidate.
✨Tip Number 2
Highlight your experience in team management and communication skills during networking opportunities. Engaging with current employees on platforms like LinkedIn can provide insights into the team dynamics and expectations at YouLend.
✨Tip Number 3
Prepare to discuss specific examples of how you've motivated teams and resolved conflicts in previous roles. This will demonstrate your proactive approach to team leadership, which is crucial for the Credit Decisions Team Lead position.
✨Tip Number 4
Research the latest trends in underwriting and credit risk assessment. Being knowledgeable about industry developments will not only impress during interviews but also show your commitment to staying ahead in the field.
We think you need these skills to ace Credit Decisions (Underwriting) Team Lead
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly read the job description for the Credit Decisions (Underwriting) Team Lead position. Understand the key responsibilities and required skills, especially around team leadership and underwriting experience.
Tailor Your CV: Customise your CV to highlight relevant experience in team leadership and underwriting. Use specific examples that demonstrate your ability to manage a team, set goals, and motivate others, as these are crucial for this role.
Craft a Compelling Cover Letter: Write a cover letter that not only outlines your qualifications but also reflects your understanding of YouLend's mission and values. Mention how your experience aligns with their focus on customer-oriented tech solutions and team collaboration.
Highlight Soft Skills: In your application, emphasise your communication skills and ability to resolve conflicts, as these are essential for the role. Provide examples of how you've successfully led teams and fostered an open communication culture in previous positions.
How to prepare for a job interview at YouLend
✨Showcase Your Leadership Skills
As a Credit Decisions Team Lead, you'll need to demonstrate your ability to lead and motivate a team. Prepare examples of how you've successfully managed teams in the past, focusing on your communication skills and how you foster collaboration.
✨Understand the Underwriting Process
Make sure you're well-versed in underwriting principles and practices. Be ready to discuss your experience with credit decisions, KYC, and any relevant projects that showcase your expertise in this area.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities and decision-making skills. Think of scenarios where you had to resolve conflicts or improve team performance, and be prepared to explain your thought process.
✨Emphasise Team Development
YouLend values team growth and development. Be prepared to discuss how you've identified training needs, provided coaching, and recognised high performance in your previous roles. This will show your commitment to building a strong team.
