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- Tasks: Analyse and manage credit portfolios, assess risks, and prepare reports.
- Company: Join a dynamic team focused on credit risk management.
- Benefits: Gain valuable experience in a permanent role with potential for growth.
- Why this job: Make an impact by minimising credit-related losses while working in a supportive environment.
- Qualifications: 2+ years in portfolio analysis; fluent in Mandarin and English.
- Other info: Office-based role, 5 days a week; sponsorship not available.
The predicted salary is between 36000 - 60000 £ per year.
It is essential to have a minimum of 2 years’ experience in portfolio analysis. Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential.
You can get further details about the nature of this opening, and what is expected from applicants, by reading the below.
Our client is seeking a Fluent Mandarin speaking Credit Portfolio Assistant to join the team on a permanent basis. This role is 5 days per week in the office.
The successful candidate will be responsible for assessing, analysing and managing the potential risks associated with extending credit businesses or other entities and minimising the credit-related losses by monitoring and analysing the loan portfolio and identifying early warning signals.
Responsibilities (but not limited to):
• Portfolio monitoring: continuously monitor the credit portfolio to identify important message/early warning signals of distress or deteriorating credit quality by tracking and analysing the repayment patterns, financial covenants, internal rating, country risk, large exposure, and other changes related to credit risk.
• Credit risk control reporting and analysis: prepare regular reports/MI pack to the Management, committees, Head Office, regulators and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
• Credit risk control: including limit reservations.
• Credit Risk Analysis: Evaluate the credit risk impact by monitoring and analysing macro economy, industry/sector trends, peers performance, products, and other specific in depth analysis.
• Asset Quality management: accountability assessment of non-performing loans and write-off.
• IFRS 9 provision model calculating and provision overlay charges memo drafting.
Skills and knowledge:
• Possesses a minimum of 2 years and above work experience in portfolio analysis.
• Good written and verbal skills in both English and Mandarin.
• Strong data analysis capability with tools like Excel and Power BI. Python and Access optional.
• Proficient and skilled with Microsoft Word and PowerPoint etc.
For more information on this role please contact Judith Webb by sending your CV quoting ref 16900JW
Fluent Mandarin Credit Portfolio Assistant employer: Barbara Houghton Associates
Contact Detail:
Barbara Houghton Associates Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Fluent Mandarin Credit Portfolio Assistant
✨Tip Number 1
Make sure to brush up on your Mandarin language skills, as fluency is a key requirement for this role. Practising with native speakers or engaging in language exchange can help you feel more confident during interviews.
✨Tip Number 2
Familiarise yourself with the latest trends in credit risk management and portfolio analysis. Being able to discuss current industry developments will show your potential employer that you're proactive and knowledgeable.
✨Tip Number 3
Prepare to demonstrate your data analysis skills during the interview. Be ready to discuss specific tools you've used, like Excel or Power BI, and how you've applied them in previous roles to manage credit portfolios effectively.
✨Tip Number 4
Network with professionals in the finance and credit risk sectors. Attend relevant events or join online forums to connect with others in the field, which could lead to valuable insights or even referrals for the position.
We think you need these skills to ace Fluent Mandarin Credit Portfolio Assistant
Some tips for your application 🫡
Highlight Relevant Experience: Make sure to emphasise your 2+ years of experience in portfolio analysis. Use specific examples from your past roles that demonstrate your ability to assess and manage credit risks effectively.
Showcase Language Skills: Since fluency in Mandarin is essential, include any relevant experiences where you used your language skills. This could be in previous jobs, education, or even volunteer work.
Detail Technical Proficiency: Mention your proficiency with data analysis tools like Excel and Power BI. If you have experience with Python or Access, be sure to include that as well, as it can set you apart from other candidates.
Tailor Your CV and Cover Letter: Customise your CV and cover letter to reflect the specific responsibilities and skills mentioned in the job description. Use keywords from the listing to ensure your application stands out to hiring managers.
How to prepare for a job interview at Barbara Houghton Associates
✨Showcase Your Portfolio Analysis Experience
Make sure to highlight your 2+ years of experience in portfolio analysis during the interview. Be prepared to discuss specific projects or challenges you've faced, and how you successfully managed credit risks in those situations.
✨Demonstrate Your Language Skills
Since fluency in Mandarin is essential, practice speaking about your previous experiences in both English and Mandarin. You might be asked to switch between languages, so being comfortable in both will show your proficiency and confidence.
✨Prepare for Technical Questions
Expect questions related to credit risk analysis and portfolio monitoring. Brush up on key concepts like IFRS 9 provisions, macroeconomic impacts on credit quality, and data analysis tools such as Excel and Power BI. Being able to explain these clearly will impress your interviewers.
✨Ask Insightful Questions
At the end of the interview, have a few thoughtful questions ready about the company's approach to credit risk management or their expectations for the role. This shows your genuine interest in the position and helps you assess if it's the right fit for you.
