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- Tasks: Analyze credit applications and assess financial strength of borrowers in a dynamic banking environment.
- Company: Join a leading Global Bank based in London, known for its innovative financial solutions.
- Benefits: Gain exposure to diverse financial products and enjoy opportunities for professional growth.
- Why this job: Be part of a crucial team impacting financial decisions while developing your analytical skills.
- Qualifications: Knowledge of banking products, risk management, and experience in financial modeling are essential.
- Other info: Fluency in additional languages like French or German is a plus!
The predicted salary is between 36000 - 60000 £ per year.
A leading Global Bank based in London is seeking a Credit Analyst. This role is perfect for someone who thrives in a dynamic environment. The successful candidate will be part of a team that provides quality recommendations on credit applications for both Financial Institutions (Banks and Insurance) and Corporate clients (including Real Estate and Commodity Finance), ensuring full compliance with defined credit risk appetite, credit policy, and regulatory requirements (such as IFRS9)., As a Credit Analyst, you will play a crucial role in assessing the financial strength of our firm’s borrowers. Your responsibilities will include reviewing lending underwriting transactions, determining risk appetite, and assigning credit ratings. You will also be tasked with performing regular sector analyses to assess portfolio concentrations or trends. Additionally, you will ensure adherence to IFRS9 guidelines as part of the credit review process. Your role will also involve visiting customers when required and presenting credit applications at meetings.
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Assess the credit risk and financial strength of borrowers and counterparts by performing fundamental credit analysis.
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Review lending underwriting transactions, determine risk appetite and credit ratings.
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Perform sector analysis regularly to assess portfolio concentrations or trends.
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Monitor the portfolio and identify trends and risks.
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Ensure adherence to IFRS9 guidelines as part of the credit review process.
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Perform Climate Risk assessment in the context of credit review.
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Visit customers, and potential customers, when required.
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Attend meetings and present credit applications to the committee, if necessary.
The ideal candidate for this Credit Analyst position brings a wealth of knowledge about banking industry products/services including Trade Finance, Receivable/Payable Financing, Asset Backed Finance. You have a solid understanding of the Risk Management Framework encompassing Credit Risk, Market Risk, Operational Risk and Regulatory Risk. You have experience in Financial Modelling and exposure/experience in relevant Corporate credit (including Commodity Finance and Real Estate) and FI (both Banks and Insurance) credit. Your knowledge/experience of GCC and MENA markets will be highly beneficial in this role.
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Knowledge of banking industry products/services including Trade Finance, Receivable/Payable Financing, Asset Backed Finance.
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Understanding of Risk Management Framework – Credit Risk, Market Risk, Operational Risk and Regulatory Risk.
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Good language skills in English. French, German or Italian would be an added advantage.
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Experience in Financial Modelling.
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Exposure/experience in relevant Corporate credit (including Commodity Finance and Real Estate) and FI (both Banks and Insurance) credit.
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Knowledge/experience of GCC and MENA markets., * Credit Analysis
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Credit Risk
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Real Estate
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Trade Finance
Credit Analyst employer: Robert Walters
Contact Detail:
Robert Walters Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Familiarize yourself with the latest trends in credit risk assessment, especially focusing on IFRS9 guidelines. This will not only help you understand the compliance aspect but also demonstrate your commitment to staying updated in a dynamic environment.
✨Tip Number 2
Network with professionals in the banking industry, particularly those who specialize in credit analysis. Engaging in conversations about sector analyses and risk management frameworks can provide you with valuable insights and potentially lead to referrals.
✨Tip Number 3
Gain practical experience in financial modeling and credit rating assignments. Consider working on case studies or simulations that mimic real-world lending transactions to showcase your analytical skills during interviews.
✨Tip Number 4
If you have knowledge of the GCC and MENA markets, make sure to highlight this in your discussions. Understanding regional market dynamics can set you apart from other candidates and show your potential value to the team.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis, financial modeling, and risk management. Use specific examples that demonstrate your understanding of the banking industry and compliance with regulatory requirements like IFRS9.
Craft a Strong Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention your knowledge of the GCC and MENA markets, and how your skills align with the responsibilities outlined in the job description.
Showcase Relevant Skills: Emphasize your experience with Trade Finance, Receivable/Payable Financing, and Asset Backed Finance. Highlight any exposure to Corporate credit and Financial Institutions, as well as your ability to perform sector analyses.
Proofread Your Application: Before submitting, carefully proofread your application materials. Ensure there are no grammatical errors and that all information is clear and concise. A polished application reflects your attention to detail, which is crucial for a Credit Analyst.
How to prepare for a job interview at Robert Walters
✨Showcase Your Financial Acumen
Be prepared to discuss your experience with financial modeling and credit analysis. Highlight specific examples where you've successfully assessed credit risk and made recommendations based on your findings.
✨Understand the Regulatory Landscape
Familiarize yourself with IFRS9 guidelines and other regulatory requirements relevant to credit analysis. Be ready to explain how you ensure compliance in your previous roles.
✨Demonstrate Sector Knowledge
Research the banking products and services mentioned in the job description, such as Trade Finance and Asset Backed Finance. Show that you understand how these products impact credit risk assessments.
✨Prepare for Client Interactions
Since the role involves visiting customers and presenting credit applications, practice articulating your analysis clearly and confidently. Think about how you would address potential client concerns during these interactions.
