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- Tasks: Make credit decisions and assess merchant applications daily.
- Company: YouLend is a leading global embedded financing platform for top e-commerce and tech companies.
- Benefits: Enjoy stock options, private medical insurance, and a free gym in the office.
- Why this job: Join an award-winning workplace with a supportive culture and exciting fintech innovations.
- Qualifications: 1-2 years of experience, fluent in French and English, and strong analytical skills required.
- Other info: Be part of a diverse team in a modern office in Central London.
The predicted salary is between 26400 - 28000 £ per year.
Credit Decisions Analyst (Underwriter) – French Speaking
Credit Decisions Analyst (Underwriter) – French Speaking
2 days ago Be among the first 25 applicants
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This range is provided by YouLend. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range
About Us
YouLend is the preferred global embedded financing platform for many of the world\’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend\’s AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
The Role
As a Credit Decision Analyst, you will decision applications and price deals, being responsible for ensuring acceptable terms while deciding the size, duration, and price of an application. You will complete KYC checks using 3rd party tools to verify our customer, flagging high risk applications.
Key Responsibilities
- Assessing merchants on ability to repay
- Pricing deals
- Reviewing credit reports
- Assessing revenue and payment data
- Verifying identity
- Assessing onboarding risks
- Confirming PEP/Sanction matches
- Reviewing Cifas flags
- Assist team members with queries
- Identify and flags problems
- Suggests improvements to processes
Salary: £33,000 – £35,000 (dependent on experience) +5% quarterly performance bonus
Requirements
- 1-2 years\’ experience within a similar role
- Have excellent attention to detail and be confident working with numbers and data
- Be confident while analysing data and presenting results
- Strong use of excel or any data analysis software
- Be highly organised and reliable
- Ability to work under pressure
- Team player
- Target driven
- Passionate and customer focused
- Fluent in French and English
Benefits
Why join YouLend?
- Award-Winning Workplace: YouLend has been recognised as one of the \”Best Places to Work 2025\” by the Sunday Times for being a supportive, diverse, and rewarding workplace
- Award-Winning Fintech: YouLend has been recognised as a \”Top 250 Fintech Worldwide\” company by CNBC
We offer comprehensive benefits package that includes:
- Stock Options
- Private Medical insurance via Vitality
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Cycle to work scheme
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
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Credit Decisions Analyst (Underwriter) - French Speaking employer: YouLend
Contact Detail:
YouLend Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Decisions Analyst (Underwriter) - French Speaking
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk assessment and financing solutions. Understanding how AI is transforming the industry will not only impress us but also show your commitment to staying ahead in the field.
✨Tip Number 2
Brush up on your French language skills, especially in a business context. Being fluent in both French and English is crucial for this role, so practice discussing financial concepts and terminology in French to demonstrate your proficiency.
✨Tip Number 3
Network with professionals in the fintech and credit analysis sectors. Attend relevant events or join online forums to connect with others in the industry, which can provide insights and potentially lead to referrals for the position.
✨Tip Number 4
Prepare to discuss your experience with data analysis tools during the interview. Be ready to share specific examples of how you've used Excel or other software to make informed decisions, as this will highlight your analytical skills and attention to detail.
We think you need these skills to ace Credit Decisions Analyst (Underwriter) - French Speaking
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Credit Decisions Analyst. Familiarise yourself with key tasks such as assessing merchants' ability to repay and conducting KYC checks.
Tailor Your CV: Highlight relevant experience in your CV, especially any roles involving data analysis or credit assessment. Emphasise your attention to detail and proficiency with Excel or other data analysis software.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for customer-focused financial services. Mention your fluency in French and English, and how your skills align with YouLend's mission and values.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for any spelling or grammatical errors, and ensure that all information is accurate and clearly presented.
How to prepare for a job interview at YouLend
✨Brush Up on Your Financial Knowledge
Make sure you have a solid understanding of credit assessment and risk management. Familiarise yourself with key financial terms and concepts, as well as the specific processes YouLend uses for pricing deals and assessing applications.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with data analysis and how you've used tools like Excel in previous roles. Be ready to provide examples of how you've successfully analysed data to make informed decisions.
✨Demonstrate Attention to Detail
As a Credit Decision Analyst, attention to detail is crucial. During the interview, highlight instances where your meticulous nature has helped prevent errors or improved processes in your past work.
✨Practice Your Language Skills
Since the role requires fluency in both French and English, be prepared to demonstrate your language skills during the interview. You might be asked to discuss financial concepts or scenarios in both languages, so practice beforehand.
